Knowledge Centre

How and When You Should Renew Your Travel Insurance Policy ?

Anyone who wishes to safeguard their trip must invest into a suitable travel insurance plan. Whether you are a student, a  businessman, a senior citizen or a housewife, a travel insurance protects your from unwanted financial expenses abroad, and hence should be taken by everyone.

Why should you renew your travel insurance policy in time?

Your travel insurance company will extend all help possible in case you or your family lands up in an emergency during your vacation. But remember, even the insurance provider will be helpless to provide support in case your policy was not renewed on time. It is vital to get your insurance policy renewed before you travel to safeguard yourself from potential hassles during your journey. If you are still not convinced, here are five reasons you should renew your policy!

  • A valid travel insurance will cover any delays/cancellations in your flights.
  • It will be extremely helpful in case you lose your baggage.
  • In case you lose your wallet and passport in a foreign country, a travel insurance will meet your requirements for emergency cash and replacement of passport.
  • It will assist you with medical evacuation in case of an accident or inadequate medical facilities in a region.
  • In case of an emergency cancellation of your trip due to illness, you travel insurance will cover for the cost of your trip cancellation.

How to extend your travel insurance policy?

Ideally an insurance policy should be renewed well in advance. Your initial coverage amount depends on the policy you availed earlier. An international travel insurance can be availed for a period of 180 days at a time. You can extend your travel insurance if needed.

How to renew your policy?

Fortunately, one need not go to agents to get their policy renewed. You can now renew your travel insurance policy online within just few minutes. All you need to do is to log on to your insurer’s website, key in your policy number, passport details and any other relevant information and make the payment. You will instantly receive the soft copy in your email which you can be printed at your convenience. All thanks to direct online policy renewal, even if you are travelling and your insurance is nearing the expiry date, you can still renew your insurance policy online.

Can I extend my travel insurance policy when travelling abroad?

All thanks to internet and online policy renewal procedures, now you can extend your policy from anywhere in the world provided you have all the relevant details required. Insurance providers like HDFC ERGO have highly streamlined procedures for online policy extension.

So, if you have not yet availed a travel insurance for your upcoming travel, do it now and travel worry free. That is the idea of taking a vacation, isn’t it?

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