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5 advantages of taking a travel protection plan

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Taking a break from your busy schedule and travelling to new places is a wonderful way to ease stress and spend quality time with your loved ones. However, considering the many travel-related uncertainties, it is wise to take travel protection or travel insurance online and save yourself from trip-related hassles. While travel insurance is provided by insurance companies, a travel protection plan is offered by online tour operators, travel agencies, and travel companies.

Reasons you need a travel protection plan?

A travel protection plan is an important tool that saves you from financial stress and other issues during business and leisure trips. Here are 5 reasons why you must take a travel protection plan before going on a vacation.

1. To cover trip cancellation charges:

2. To cover trip interruption costs:

3. To cover travel delay:

4. For assistance in case of missed flight connections:

5. To cover baggage loss and associated hassles: 

It is a nightmare to lose baggage during a trip. In case you lose your checked-in baggage or it gets delayed by more than 12 hours, your travel protection plan will cover the loss or damage. The service provider will also reimburse the cost of the essentials you buy in the meantime, such as clothes, toiletries and more as per the policy terms and conditions.

Some travel protection plans may also cover your medical expenses during the trip. This includes emergency dental treatment, ambulance charges in case of emergency transport to a nearby hospital, cost of transport to your home, and medical and body repatriation in case of a death. A travel protection plan also comes in handy in case you lose your passport, visa or any other important travel documents.

Should you take travel protection or travel insurance?

When you are going on a business or sightseeing trip and are looking to cover the uncertainties, such as flight delays and baggage loss, you can opt for a simple travel protection plan. It is inexpensive and perfect for short trips.

However, if you are planning an adventure trip that involves trekking and other sporting activities, you must choose a comprehensive travel insurance plan that will cover your travel and medical costs. Also, if you are travelling with the elderly, travel insurance is a better option.

Conclusion:

A travel protection plan offers a plethora of trip-related benefits to policyholders. It covers many uncertainties related to travel and helps you set aside your worries and embark on a carefree trip. However, if you prefer a policy that covers travel uncertainties as well as medical costs, you can take travel insurance online or through an agent in your region. A comprehensive travel insurance policy covers medical, baggage and journey-related expenses and saves you from financial woes and other hassles in a foreign country.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.