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This Diwali Insure Your Home and Wish Home a Happy Diwali

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Diwali, the festival of lights and celebration is around the corner and people across the country are excited. And why not! Diwali is not just any festival. It is the festival that brings along lots of happiness and enthusiasm.

From making sweets at home to buying gifts for loved ones, from performing puja on Diwali eve to bursting crackers, Diwali is a huge festival with many events combined in one.

One of the most important phenomena that mark the arrival of Diwali is the annual (deep) cleaning of the home.  Every Indian follows this annual ritual to clean every nook and corner of the house to make it clean-enough for the arrival of Goddess Lakshmi. The doorway is adorned with lights and a beautiful rangoli to welcome the goddess and bring in positivity.

While we all take special care to make the interior and exterior of our house Diwali ready, we often overlook a very important aspect of insuring the home as an entity. This Diwali let us ensure financial security for our home by buying a home insurance policy.

We often believe coverageis only limited to car, health and life insurance policies and deem a house insurance policy to be unimportant. However, this is far from true. Insuring your house is as important as insuring these other things and more.

A home is one of the most precious assets you own. Any damage caused due to theft, robbery, fire, natural and man-made calamities or any other unforeseen reason can be covered by home insurance. This will provide you financial as well as emotional security.

What is Home Insurance?

A home insurance policy is an all-inclusive policy that covers your house in case of natural and human-made calamities. It covers your house in case of disasters such as lightning, storm, flood, earthquakes, typhoons, etc. It also provides coverage for fire, riots, thefts, burglary, mechanical and electrical breakdown, etc.

A home insurance policy also doubles up as fire insurance, which makes it all the more valuable at the time of Diwali when the chances of fire accidents are quite high.

Typically, there are two types of home insurance policies. While a basic policy covers the building of your house, a comprehensive policy also protects all the contents of the house including precious and expensive belongings like jewellery, furniture, and electrical goods.

Make this Diwali a happy one for you and your loved ones by gifting them a home insurance policy. Happy Diwali!

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.