How to Prevent Dangers in Home from Fire and Water

Posted on: Apr 28, 2025 | 3 mins | Written by: HDFC ERGO Team

How to Prevent Dangers in Home from Fire and Water

Owning a home is not enough, you have to maintain it properly and keep it safe and secure, minimising and preventing the risks from any possible sources. It is very crucial not only for the home, but for the sake of all its inmates.

Several devices, electrical or otherwise, are eventually installed in almost every home. Try to monitor them well at regular intervals to minimise or negate the risks of any threat.

In this context, it must be mentioned that a reliable home insurance plan will help you go a long way and act as a safety shield during any unforeseen mishaps that happen to your home. However, a property insurance policy along with a fire insurance plan will also prove to be beneficial to prevent dangers in your home.

Hidden dangers in your home: how to prevent fire, water, and electrical damages

To ensure negating and minimising hidden dangers in your household, and preventing fire, water, and electrical damages, regularly maintain electrical systems, install fire extinguishers and smoke alarms, keep all the electrical equipment away from water, and immediately address any potential hazard.

Fire safety

1. Smoke alarms

It is best to install smoke alarms, especially at every level and outside every sleeping area. Ensure regular monitoring and undergo replacement and maintenance as required.

2. Fire extinguishers

Try to keep a working fire extinguisher, especially in the kitchen area and chief electrical area. Learn its usage patterns well and keep it handy.

3. Cooking safety

Keep all inflammable items away from the stove and never leave an active kitchen unattended. Ensure all the electrical and electronic cooking items are decluttered and well-functional.

4. Smoking safety
Try to maintain a separate and secure smoking area for smokers in your home.

5. Geysers and heaters

Place this equipment in a safe place, away from water. Always turn the switch off, when not in use.

Water damage

1. Plumbing inspection

Ensure to organise a thorough plumbing inspection at least once every year to detect any leaks or damage.

2. Leaks

If there is any leakage, address it instantly as it will prevent mildew and mold growth.

3. Dryness

It is very crucial to keep all electrical equipment dry to prevent short circuits.

4. Flooding

Keep all the pipes and gutters clean and decluttered to prevent water-logging and blockages.

Electrical safety

1. Inspections

Schedule a thorough inspection of your entire electrical system at least once a year by a professional. Monitor all the electrical cords too and make the necessary changes in the case of any fault.

2. Avoid overloading

Try to avoid overloading electrical outlets and using extension cords.

3. Tripped circuit breakers

Never ignore a tripped circuit breaker and address it promptly by a professional.

4. Expert help

Never play any game with electrical repairs and always rely on expert professionals to sort out the issue.

5. Water and electricity

These two are a very dangerous combination and never allow them to come together. Always keep all electrical equipment away from water and dampness.

Conclusion

We have carefully highlighted how you can avoid probable risks and dangers arising from water, fire, and electrical equipment in your household. If you follow these simple steps, you can easily prevent dangers in home.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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