Why Health Insurance is a Must for Senior Citizen Parents?

Old age brings along several health ailments that are expensive to treat. The expensive medical cost can prove to be a burden for you and your family members, especially when you are physically less active and financially not that sound.

Opting for senior citizen medical insurance to take care of any unforeseen medical expenditure is clearly a wise move. Nowadays, many different plans of health insurance for senior citizens and parents are offered by insurance companies. These plans are specifically designed to address the medical needs of people aged 60 years and above

Choosing a Senior Citizens Health Insurance Plan

Most of the health insurance policies for senior citizens come with a long list of terms and conditions. It is important to ensure that the policy takes care of critical care, chronic illness, hospitalization expenses, etc.

Also, the plan should have a low waiting period for illness cover and the insurance company should have a decent number of network hospitals. An insurance plan that covers all the mentioned criteria is the best health insurance for seniors even though its premium is comparatively higher.

Health Insurance Plans for Senior Citizens and Parents by HDFC ERGO

We understand the importance of a comprehensive health insurance policy for senior citizens and their increasing medical needs. Our insurance plans my:health Medisure Classic & Health Suraksha Plan are designed to provide maximum coverage for senior citizens with lowest possible premium

my:health Medisure Classic Insurance

This insurance plan is specifically designed to meet the medical necessities of senior citizens. There is no upper age limit and you can buy this plan at any age you wish. With a pre-existing waiting period of three years only, you also have an option to choose Double Sum Insured for critical illness as an add-on.