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Today, staying healthy is not only a priority but also a mammoth task.The pollution, food adulteration, and presence of various bacteria and viruses can make us fall terribly sick at any time. There’s also the risk of accidents that can cause fatal injuries. While those who have health insurance planscan at least bank on it financially to opt for the best healthcare facilities available, what about those who fall below the poverty line? How can people who struggle to have a steady income buy healthcare plans? That’s where schemes like Mukhyamantri Chiranjeevi Yojana Rajasthan come into the forefront.
Mukhyamantri Chiranjeevi Yojana is an insurance scheme launched by the Government of Rajasthan with the aim of providing cashless health insurance to financially weaker sections of society. Those eligible for the scheme receive health coverageup to Rs 10 lakhs by paying a nominal annual premium of Rs. 850. Nearly 1576 medical procedures and expenses are covered.
Mukhyamantri Chiranjeevi Yojana aims to provide financial protection to the underprivileged sections of society. Due to increasing medical expenses, the financially weaker sections find itdifficult to afford treatment or hospitalisation. Under this scheme, they can avail of treatment in any affiliated government or private hospital free of cost. The beneficiaries only have to pay an annual premium of Rs 850.
• The beneficiaries will be insured with health coverage of up to Rs. 10 lakh.
• There’s an accidental coverage of up to Rs. 5 lakh.
• A yearly premium of Rs. 850 has to be paid by the beneficiaries.
• Applicant must be a permanent resident of Rajasthan.
• Should belong to Below Poverty Line (BPL) category.
• Applicants can be Jan Aadhaar card holders, National Food Security Act card holders, marginal farmers, and families onthe COVID-19 ex-gratia list.
• Applicants must have all the required documents such as Aadhar card, income certificate, ration card, BPL card, etc.
Let’s take a look at the advantages of the insurance scheme:
• Provides health insurance coverage of Rs.5-10 lakhs with a nominal annual premium of Rs. 850.
• Pre-& post-hospitalisation expenses are covered. The coverage is for 5 days before getting admitted to a hospital and 15 days post-discharge from the hospital.
• Beneficiaries can avail of treatment from both private and government hospitals.
• Beneficiaries can avail of cashless hospitalisation.
• Nearly 1576 medical procedures are covered. Treatments for various diseases are also covered.
• Families belonging to BPL (Below Poverty Line), SECC (Socio-Economic and Caste Census), and NFSA (National Food Security Act) categories are eligible.
• Ayushman Bharat Mahatma Gandhi Rajasthan SwasthyaBima Yojana beneficiaries can also apply for the insurance scheme.
• The scheme covers small, marginal and contractual farmers.
• Treatment expenses of haemodialysis, COVID-19 and many other major ailments are covered.
The below steps are required to register for Chiranjeevi Health Insurance Scheme:
Step 1: Visit the official website of Mukhyamantri Chiranjeevi Swasthya Bima Yojana https://chiranjeevi.rajasthan.gov.in/#/home. Click on SSO Rajasthan just below Find your Registration Status.
Step 2: Select Registration, and choose the option – Citizen, Industry type or Govt employee.
Step 3: After you fill in the details, your registration will be complete, and you will obtain the login credentials.
Step 4: Using the credentials, go to the ABMGRSBY application option, and provide the necessary details, like your name, mobile number, email address, etc.
Step 5: Upload the supporting documents and submit the form.
The documents needed to register for this scheme are:
• Aadhaar card
• Address proof
• Mobile number
• Passport size photo
• Income certificate
• BPL certificate
• Bank statement
• Ration card
To apply online, here are the steps:
Step 1: Go to the Chiranjeevi Swasthya Yojana Scheme website:https://sso.rajasthan.gov.in/signin. If you are a new user, you have to register by filling up the registration form with the required details. After you have submitted the registration form, you will get the login credentials.
Step 2: Log in to your account, click on the ABMGRSBY application, and enter all the details, such as name, mobile number, email ID, etc.
Step 3: Upload the documents and submit them.
After you submit the application form, the concerned authorities will examine and verify it.Subsequently, a status link will be sent to your mobile number. You can open this link on your dedicated dashboard and check the status of your application. In case your application has been rejected, you will receive a notification. You can also check the official site for regular updates.
The documents needed for registration are the Aadhar Card and Jan Aadhar Card/Jan Aadhar Card Number/Bhamashah Card/Jan Aadhar Registration Slip.
No, you will get cashless treatment of up to Rs.10 lakhs, including Rs. 5 lakhs for accidental cover.
Yes, only permanent residents of Rajasthan are eligible for this scheme.
With high medical costs and no health insurance plans, it is challenging for the underprivileged sections of society to pay for medical treatment. The Rajasthan government’s Mukhyamantri Chiranjeevi Yojana is a positive move to provide financial aid in the form of healthcare insurance. During a medical emergency or treatmentfor other diseases, beneficiaries can avail of cashless treatment in any network government or private hospital without spending anything. Those who are not eligible should also have individual health insuranceor aMediclaim policy from any private insurance provider to stay financially prepared for any medical crisis.
Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.
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