Car Insurance Details by Registration Number

Posted on: Dec 8, 2023 | | Written by:

Car Insurance Details by Registration Number

Published on December 08, 2023. EST READ TIME: 3 minutes

Car insurance is made mandatory in India for every person holding a car. It provides them financial protection against the damages or losses caused due to natural calamities, theft, fire, accident, and other unforeseen acts. Car insurance online policies also cover third-party liabilities resulting from the injury or property damage caused by the insured's car to others.

However, how do you know if the car is insured beforehand? One easy option is to use the car registration number.

What Is a Car Registration Number?

Auto registration numbers are unique alphanumeric codes that identify cars and their owners. The state's RTO issues it. The car registration number has four parts:

1. State codes like MH for Maharashtra or DL for Delhi are the first two letters.

2. The RTO code, 01 for Mumbai or 11 for New Delhi, follows.

3. The subsequent two letters are arbitrary alphabets like AB or XY.

4. The last four digits are sequential numerals like 1234 or 5678.

5. An automobile registered in Mumbai, Maharashtra, has the registration number MH 01 AB 1234.

Check Car Insurance Details by Registration Number Online

The car insurance details by registration number can be known in the following ways:

1. The Ministry of Road Transport and Highways website requires the automobile registration number in the "Know your vehicle details" area. This involves knowing the car's make, model, colour, gasoline type, and engine number.

2. Just visit the official website of the Insurance Information Bureau (IIB) and enter the car registration number in the 'V-Seva' section. Mail will be received on the registered mail ID, giving detailed information about the policy insurer's name, policy number, expiry date, coverage, and premium amount.

3. Visit the official website of the insurer who has issued the car insurance online policy and put the registration number of the car under 'Policy Status'. Information is going to be given in respect of the status of the policy, active or expired.

Conclusion

Online verification of car insurance details by registration number is quick and uncomplicated. In the event of an automobile accident or theft, it can protect you financially and legally. It also lets you compare auto insurance policies and pick the best one. Next time you buy or sell a car, verify its insurance online by registration number.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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