3.7 Crore+
Happy Customers
Covers Home Structure
Worth upto ₹10 crore
Attractive Discounts
Up To 45%* Off
Covers Home Belongings
Worth upto ₹50 lacs
Home insurance for travellers is a financial instrument that protects your house against a wide range of possible damages both when you are at home and at times when you are travelling. Our home is a special place where we share space with our loved ones while being surrounded by our favourite things and find peace and comfort at the end of the day. Hence, taking the right measures to protect it becomes our key responsibility, especially for individuals who travel a lot. Unanticipated damages, as the name suggests, come unannounced and may cause serious damage to your home and its contents. In addition, you should know that unoccupied homes become more susceptible to certain kinds of damage, such as thefts and break-ins.
This is why investing in home insurance has become a solid necessity for travellers. This type of policy can help secure your home and its belongings against damages caused by natural and man-made calamities, theft and burglaries, electrical breakdowns, accidental damage, etc. By spending a few rupees periodically, you can save yourself from major financial loss and get plenty of other useful benefits.
There are quite a lot of perks of investing in home insurance for travellers. Some of the main ones are;
Benefits | Details |
|---|---|
Peace of mind | With home insurance, you be can rest assured that your home and/or its contents stay protected against damages caused by unanticipated events, even when you are far away. This gives you much-needed peace of mind when travelling. |
Extensive protection | Home insurance covers damages and losses caused by a wide list of incidents, such as accidental damages, theft, fire accidents, etc. Additionally, it can secure both your home and its contents, providing comprehensive protection. |
Security against natural and man-made damages | With this policy, you don’t have to worry about damages caused to your home and its belongings by natural calamities or man-made hazards, even when you are away from your home. It covers floods, earthquakes, acts of riots, terrorism, etc. |
Good for the pocket | Without home insurance, you can get buried under the expensive repair and replacement bills when fixing damages to your home and its contents. The financial coverage under this policy lets you take care of such expenses without needing to drain your savings. |
Liability protection | On the account of your home, if a third-party individual/property suffers injury or damage, the policy can take care of that. Public liability can be added as an optional cover under home insurance for travellers |
Seamless restoration/management | For frequent travellers, situations that cause their home and/or its contents to be damaged become very difficult to handle, both financially and mentally. With the coverage under this policy, you can seamlessly make the necessary arrangements and fixes without much of a hassle |
For more practicality, home insurance plans for frequent travellers are packed with various essential features. Some of the key features are;
Key features | Details |
|---|---|
Home structure coverage | Up to INR 10 crore coverage |
Home contents cover | Up to INR 50 lakhs coverage |
Essential add-ons | Offers the choice of 5 practical add-ons |
Discounts | Available discounts of up to 45%* |
Available additional coverage | Can secure about 15 types of perils and belongings |
Even if you spend less time at home and more time travelling, your precious abode needs optimal protection. HDFC ERGO currently offers the following types of home insurance for travellers;
For Tenants
This policy is for individuals who are renting their place. With this plan, tenants can secure their home contents against a variety of possible risks at all times, meaning even when they are at home or out travelling somewhere else.
For Home Owners
If you are the owner of your home and spend time travelling frequently, then this plan is for you. It covers your precious home and its contents from damages and losses caused by events like accidents, fire, floods, earthquakes, theft, riots, etc.
The coverage under his policy protects the home and its contents from a wide list of insured perils. The HDFC ERGO home insurance plan generally covers;
If you need, you can extend your protection by opting for add-ons with the plan. HDFC ERGO offers these five add-ons with home insurance;
Here are the steps you need to follow to buy home insurance for travelers from HDFC ERGO;
Renewing your existing home insurance for travellers from HDFC ERGO is a simple and hassle-free experience. To do so, you need to;
The steps to making a home insurance claim with HDFC ERGO can be summed up in the following steps;
If you own your home, protecting it and its contents becomes your responsibility. And if you are renting your place, then also securing your belongings becomes essential. You can do this by simply investing in a good home insurance plan. Your house and its contents remain susceptible to damages caused by unfortunate events at all times, even when you stay at home or travel frequently. Such damages can lead to major financial loss in order to get the necessary fixes and/or replacements so you can continue your day-to-day life as known to you. Having home insurance gives you the liberty of doing so without draining your personal funds. This policy protects your lovely home and cherished home contents against events like fire, flood, earthquake, accidents, man-made hazards, etc.
Also, note that vacant houses are more susceptible to thefts and break-ins. Additionally, knowing your house and its contents are protected when you’re at home, or travelling gives you the ultimate peace of mind.
Real stories from people who love our products.
Optima Secure
Excellent Service
8/15/2021
PRIVATE CAR POLICY
Your customer care executive was extremely helpful. I am happy with the way my concern was addressed. I was sent a link to do the correction online, which made my work very easy. I am quite amazed with HDFC ERGO services.
4/5/2024
Health Insurance
I'm faizal and I want to tell you I'm very happy to got hdfc ergo service. I raised claimed which is got approved within a moments I got credited within a day.
STUDENT SURAKSHA OVERSEAS TRAVEL
Happy with the service
9/10/2021
Two Wheeler Policy
I am satisfied with HDFC ERGO services. I advice my friends to buy insurance policy from HDFC ERGO.
8/10/2024
TWO WHEELER PACKAGE POLICY BUNDLED
HDFC ERGO is the best insurance company. I am using its policy since last 15 years. Easy to claim if something happens.
9/23/2024
1
What is home insurance for travellers?
It basically refers to a comprehensive home insurance plan intended for individuals who travel a lot and is designed to protect their home and/or its contents against damages caused by fire, accidents, riots, floods, earthquakes, etc.
2
What does home insurance for travellers protect?
Home insurance for travellers can protect the structure of the home or its contents or both. It takes care of damages and losses caused by fire accidents, man-made and natural calamities, thefts and burglaries, electrical breakdowns, etc. Its coverage can be extended by opting for necessary add-on covers.
3
Can tenants who frequently travel buy this policy?
Yes. This policy is intended for individuals who travel a lot and want to protect their cherished homes and/or contents during their presence and absence. So, homeowners and tenants can both opt for this plan.
4
How do you intimate a claim for home insurance for travellers with HDFC ERGO?
To intimate a claim for home insurance for travellers with HDFC ERGO, you can call the helpline number 022 6158 2020 or send an email to the customer service desk at care@hdfcergo.com.
5
Why do you need a Home Insurance plan if you are a frequent traveller?
Being a frequent traveller means leaving your home unattended for a considerable amount of time. Unoccupied houses are more prone to theft and burglary incidents, which is why a home insurance plan can protect you financially from any loss or damage caused by such events. Also, knowing your home and its contents are covered lets you travel without any worry.
6
What add-ons are available with home insurance for travellers?
With HDFC ERGO, you, as a frequent traveller, can opt for all the five practical add-ons with your home insurance, such as cover for pedal cycle, terrorism, jewellery and valuables, public liability and portable electronic equipment.
2023, 2024
2023, 2024
2023
2024
2024
