Forefront Portfolio Insurance Policy

● Protects the Directors and officers against claims resulting from management decisions.
● Broad definition of insured persons including executives as well as their spouses, if they are named as co-defendants.
● Automatic cover for new Subsidiaries.
● Insured persons retain the right to defend themselves in the event of any D&O or Outside Directorship Claim.
● Provision of an initial Public offering quotation, Subject to receipt and acceptance of underwriting information.

● Protects the company, its Directors, officers and employees from claims brought by current, past or prospective employees.
● Broad coverage for allegations of discrimination, workplace and sexual harassment, work place torts, retaliatory treatment or other wrongful employment decisions.
● Broad definition of “insured” includes the company and its executives and employees.
● Broad definition of employee includes part-time, casual, temporary and seasonal employees, and volunteers.

● Protects the company from direct losses resulting from employee theft.
● Comprehensive coverage for employee theft.
● Coverage for investigative costs for covered losses.

● Protects the company against traditional publishing related exposures created by the existence of a company website.
● Broad definition of Internet activities.
● Coverage for allegations, such as defamation, libel and slander.

● Protects the company, management and employees involved in the management of the Superannuation Fund and the Funds themselves against losses.
● Broad definition of insured including its trust funds and trustees.
● Broad wrongful acts definition includes allegations of breach of fiduciary duty & errors & omissions.

Protects the Directors and officers against claims resulting from management decisions at outside entities.
Automatic ODL coverage for not-for-profit organisations.
Coverage for for-profit organisations that are not traded Publicly, do not have any USA exposure and are not a financial institution.