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Claim Car Insurance Process

Select Claim Type

Locate our network garages on hdfcergo.com or call our toll free no for details
Drive or have your vehicle towed to the nearest network garage.
All damages / losses will be surveyed and assessed by our surveyor.
Fill in the claim form and provide the related documents as mentioned in the form.
You will be updated through SMS/Emails on every stage of the claim.
Once the vehicle is ready, pay your share of the claim consisting of compulsory deductible, depreciation etc to the garage and drive off. The balance would be settled by us directly with the network garage
Receive the claims computation sheet with entire break up for your ready records.

File an FIR at the nearest police station in case of property damage, bodily injury, theft and major damages.
If damage is a major one, the accident may be reported before the vehicle is removed from the spot so that the insurers can arrange for spot inspection of damage.
In the event of injury, death, third party property damage, theft, damage due to malicious act, riot, strike and/or terrorist activity, immediate information to the police station concerned is essential.

Own damage claim process turn around time
Stage	Turn around time
Intimation to surveyor assignment	4 working hours
Vehicle inspection to bill generation	Repair turn around time as per workshop
Bill submission to claim submission for approval	24 hours
Claim approval	48 hours
Payment disbursement	24 hours

Intimate a claim on our Mobile App or Toll free helpline no
All damages / losses will be surveyed and assessed by our surveyor.
Submit the duly filled and signed claim form along with the documents as mentioned in the form.
On receipt of complete documents, the claim would be processed
You will be updated through SMS/Emails on every stage of the claim.
Payment would be made through NEFT if opted, or through Cheque
You will receive the claims computation sheet with entire break up for your ready records

File an FIR at the nearest police station in case of property damage, bodily injury, theft and major damages.
If damage is a major one, the accident may be reported before the vehicle is removed from the spot so that the insurers can arrange for spot inspection of damage.
In the event of injury, death, third party property damage, theft, and damage due to malicious act, riot, strike and terrorist activity, immediate information to the police station concerned is essential.

Awards & Recognition

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