Posted on: Jun 18, 2025 | 3 mins | Written by: HDFC ERGO Team

Is the Bajaj Platina worth buying?

Bajaj Platina Insurance Online

Bajaj Platina is a budget-friendly commuter bike that has 2 variants at prices starting from the price of ₹66,913 (ex-showroom). It has either a 102 cc or 115.45 cc engine that achieves a smooth, linear power feel. Mileage is great and is approximately 73 kmpl in actual work. ComforTec suspension a drum brakes on the CBS keeps riders safe and comfortable. And with affordable two-wheeler insurance options, your peace of mind stays intact.

Price and Variants

The Platina exists in British grades of black and blue. The Platina 100's ex-showroom price stands at ₹66,913 while the Platina 110 begins at ₹69,301. On the road, costs vary between ₹68,890 to ₹74,214, depending on your city and registration fees. Everything is within its true value for an honest bike.

Colour options are dual-tone black with a tinge of red, blue or silver. It blends in on village paths and also the busy lanes of cities.

Engine Performance

Platina 100 comes with a 7.79 bhp, 8.34 Nm 102 cc DTS-i engine. The Platina 110 increases up from displacement 115.45 cc with 8.48 bhp and 9.81 Nm torque. Both use a four-speed gearbox. No fifth gear. Simply a reliable setup for congestion and free speeds alike.

Acceleration is mild. It doesn't feel off the line. But it's never sluggish either. Power delivery is smooth, ideal for quick overtakes and busy intersections.

Mileage and Fuel Economy

Bajaj reports the same riding fuel efficiency of the Platina 110 as 70-75 kmpl. Owner feedback pegs the Platina 100 at approximately 73 kmpl on the wheels. That translates to reduced visits to the petrol pump. And the savings add up fast.

With petrol prices over ₹100 per litre in many cities, a 70 kmpl bike saves you thousands every month.

Comfort and Ride Quality

Through potholes and speed bumps, ComforTec suspension on both models absorbs them. The seat is broad and it is soft. Footpegs are provided for a vertical stance. You will not be crushed after a tough 30 minutes of a traffic jam or even a short weekend run.

Handlebar width is middling and eases your way through narrow lanes. And the 807 mm seat height fits average and smaller-stature individuals.

Design and Features

The Platina is simple but visually practical. Its halogen headlamp does not make much ado with the beam of light. The analogue console shows speed, fuel level, and odometer in a clear way. Such guards create some flair and prevent debris from hitting.

No LED DRLS. No fully digital dash. But the bike has the necessities within reach.

Braking and Safety

Front and rear drum brakes are able to slow down, connected by a linked braking system (CBS) to bring them to balanced stops. BSD, but when this price point is concerned, CBS with drums still engenders a sense of assurance.

Tyres are slim. Grip is basic. Go too strongly and you will meet the limit on a wet highway. But going about day-to-day in traffic, braking is quite predictable.

Insurance Costs and Options

When you buy your Bajaj Platina, factor in Bajaj Platina insurance costs. Before you ride off, factor in two-wheeler insurance. Third-party bike insurance is mandatory - it covers damage you cause to others. Annual premiums for bikes up to 75 cc begin from approximately ₹538, while those for 75-150 cc machines, such as the Platina, are around ₹714. You do have a five-year third-party plan to lock in low rates.

For a wider bike insurance coverage, choose comprehensive bike insurance. On a Platina 110, you can spend anywhere between ₹3,997 and ₹4,070 for a one-year own-damage, five-year third-party combo. Add-on facilities such as zero depreciation and roadside assistance push costs up, but serve your interests.

On the Bajaj Platina insurance front, you can choose from third-party bike insurance or go for a comprehensive bike insurance policy. Search for Bajaj bike insurance plans online and policy benefits, and claim service comparison. And if you ever switch to an electric conversion or an electric model, take out electric bike insurance to cover batteries and motors.

Running Costs and Maintenance

Spare parts for the Platina are a pittance. Charges for labour in local workshops are also low. Service intervals are 5,000 km between oil changes. It simply amounts to minimal upkeep.

Owners say they spend less than ₹2,000 each year on routine service. Tyre changes and brake work up to about ₹1,500 annually every two years.

Resale Value

The Platina holds its value. Five years down the road, you're going to get 50-55% of the ex-showroom price if the bike is in tip-top condition. Rural demand and prices in tier-2 cities support the prices to stay afloat.

Who Should Buy the Platina?

You want the best mileage in traffic. You require a bike that won't drain your pocket. Then the Platina is for you.

If you desire sportier handling, disc brakes, a bigger engine or full LEDS, there are other places to look. But if daily commutes and fuel savings are the order of the day, the Platina hits the nail on its head.

Is the Platina Worth Buying?

Short answer: Yes, if you are economical and reliable. No thrills. No drama. You pay less. You ride more. Simple as that. This is not a weekend warrior or an interstate sprinter. It's a frugal, thirsty city workhorse. And that is what counts in Indian traffic.

Conclusion

The Bajaj Platina blends wallet-friendly pricing, excellent fuel economy and basic but solid features into a commuter bike that rarely disappoints. For many riders, especially students and office-goers, it's the obvious pick. Remember to secure two-wheeler insurance before you set off - whether that's a thrifty third party bike insurance plan or a more protective comprehensive bike insurance policy. And if your path ever leads to electric rides, electric bike insurance plans are ready to cover your battery-powered journey.

In short, the Platina is worth buying if your goal is simple, daily transport at minimal cost. It delivers on that promise, day after day.


Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.


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