How to Check Bike Insurance Policy Status Online?

Posted on: Dec 7, 2023 | 3 mins | Written by: HDFC ERGO Team

How to Check Bike Insurance Policy Status Online?

In today's online era, staying informed about your two-wheeler insurance policy is easier than ever. Checking your policy status online offers flexibility and quick accessibility. It allows you to review important information, such as premium payments and coverage expiration dates, in just a few clicks. So, read this guide to learn how to check the insurance status of a bike online.

Why Check Bike Insurance Status Online?

If you want to ride your bike or scooter on the public roads in India, you need to have a valid bike insurance policy for it as per the Motor Vehicles Act of 1988. Riding a bike or scooter without insurance or with an expired insurance is not legal and is punishable by a fine and/or imprisonment.

This is why staying on top of your bike’s insurance validity is essential if you want to avoid breaking the law and paying hefty penalties. Thankfully, you can easily check bike insurance status online via Vahan, Insurance Information Bureau (IIB) or the insurance company.

How to Do a Two-Wheeler Insurance Check Online Via VAHAN?

You have the option to check bike insurance status online through VAHAN. Here are the steps to checkout the status of your third party or comprehensive bike insurance via VAHAN:

• Step 1

Visit the official website of VAHAN (https://vahan.nic.in/nrservices/ ).

• Step 2

Click on "Know your vehicle details" under the “Informational Services” option.

• Step 3

Enter the necessary details, including your mobile number. You can also create an account if needed.

• Step 4

Then, provide the registration number of your bike and the given verification code.

• Step 5

Click on 'Search Vehicle' to get all the information and conclude your bike insurance status check.

How to Check Bike Insurance Status via IIB?

Another way to check two wheeler insurance status online is via the Insurance Information Bureau (IIB) portal. Here’s how to check bike insurance status via IIB.

1. Visit the official IIB website at https://iib.gov.in/.

2. Locate and select 'V Seva' under the 'Quick Links' section on the homepage.

3. Input the necessary details, including the bike owner's name, address, email, mobile number, and most importantly, the registration number.

4. Verify the information by completing a captcha, then proceed by clicking the 'Submit' button to access your bike insurance status.

How to Check Bike Insurance via Insurer’s App or Website?

A quick and easy way to check the status of your bike insurance is via the insurance provider. Here is a general guideline of how to check two wheeler insurance status online via the insurer’s app or website:

1. Visit the app/website:

Download the insurer’s official app on your smartphone or visit their website on a browser of your choice.

2. Login:

3. Select policy:

After logging in, navigate to the menu section and find and click on the “Policy Details” or “My Account” option.

4. Review details:

Locate the bike insurance policy and click on it. You should then be able to view all your policy details, including its expiry date, coverage details, and other relevant information. If you have the option, download a soft copy of the policy or have it sent to your registered email address.

How to Checkout Bike Insurance Status through the mParivahan App?

Similar to checking your bike’s insurance status via the VAHAN website, you can also check it via the official Parivahan mobile app, called the NextGen mParivahan. Here’s how to check bike insurance policy status via the app:

1. Download and install the NextGen mParivahan mobile app.

2. Open the application and sign in with your registered mobile number.

3. On the homepage, locate the search tab and type in your bike’s registration number.

4. Hit “search”, and the app will display all your vehicle details, including insurance expiry date.

5. You can create a “Virtual RC” if you want additional details, such as the insurer’s name, policy number and insurance validity.

Benefits of Checking Bike Insurance Status Online?

There are tons of benefits of regularly checking bike insurance status online, such as the following:

1. Reduces risk of policy lapse:

Frequent bike insurance status check helps you stay up-to-date with your bike’s expiration date. It reminds you to renew your insurance on time and avoid the risk of policy lapse.

2. Helps avoid fines:

By making sure your policy is valid and renewed on time, you can ride your bike with confidence and peace of mind. It also helps you avoid paying hefty challans and the risk of imprisonment, which are punishments for riding a bike without a valid or expired insurance.

3. Maintains continuous coverage:

By maintaining an active policy at all times, you can enjoy continuous coverage for your vehicle. You will be financially protected against third-party liabilities and own damages to your vehicle.

4. Preserve no claim bonus:

Ensuring timely renewals and avoiding policy lapses by checking your two wheeler insurance status online lets you retain your accumulated No Claim bonus (NCB) benefit and utilise it for discounts on policy premiums.

Conclusion:

Regular two wheeler insurance policy check is vital to ensure continuous coverage and adhere to the law. It can be done in just a few simple clicks online via portals provided by the VAHAN website, IIB, NextGen mParivahan and the insurer’s app/website. So, make sure you check the bike insurance policy status on a periodic basis and ensure a tension-free vehicle ownership and riding experience.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

Steps to Check Bike Insurance Expiry Date Online

How do I check my bike's third-party insurance status?

How to Change Address in Two Wheeler Insurance Policy

3 Easy Steps to Renew Bike Insurance Online

Bike Pollution Check: How to Check PUC Status Online?