Travelling is therapeutic, and when you are travelling abroad to watch your favourite sport, the feeling cannot be explained in words. This is the favourite time for all football lovers. Only die-hard football fans know how hard it is to wait for the World Cup. The wait is finally over this year, and the 22nd FIFA World Cup is happening in Qatar. To see your favourite teams and players on the field and to be able to see matches in the stadium is a dream for many, and magical when you witness it.
Qatar is in the middle east, and you need to travel there to witness the game and the excitement. Planning might have started months ago, but in all the excitement, be careful and do not forget your international travel insurance. Travel insurance is one of the most important things you need when you plan a trip abroad. There are many benefits of the policy. Let us understand what is international travel insurance and its benefits in more detail.
It is essential to know what travel insurance is before you understand how it will help you and its benefits. When we travel abroad or even within the country, there are financial and other risks that we are exposed to. These risks can be loss of baggage in a country or a delay in your flight, and of course, what we dread the most, a medical emergency in a different country. It is always good to be covered against these emergencies as these not only cause mental stress but can also cause financial strain.
We all plan holidays with a budget in mind as travelling in today’s times is not cheap. On top of the planned expenses, you cannot afford to foot huge medical bills or pay for cancelled and delayed flights. Thus, you need a good travel insurance policy with good coverage. The coverage is important and this must be thoroughly checked before taking a policy because if there is any mishap, the policy should be able to help you cover losses.
Accidents and emergencies do not come announced, and they do not even see the location. Mishaps can happen anywhere, and it is better to plan so that any financial emergency does not disrupt the trip you have been planning for months. Most of us have a dream holiday list, and for a football fan, watching FIFA is nothing less than that. There are instances when the airlines or the hotel will not offer refunds and you need financial support to suffer the loss. This is where an international travel insurance policy comes into the picture.
The following instances, if they happen during your international travel, will be covered under your insurance policy:
You can fall sick at any time, and a physical injury can also happen. With indulgence in different foods and doing adventurous activities, the chances of these increase. Because of this having international travel insurance is a must. The policy will ensure that you get proper medical treatment at a good facility without having you spend your savings. The policy will have a limit set on it, and any kind of medical emergency will be covered up to this limit.
Sometimes your flight can be delayed curtailing your joys and making you reach your destination late or even skip important events. Imagine a delayed flight making you miss out on an important match. During such times, we reimburse you for the expenses incurred on meals and refreshments to ease you from distress.
It is a probability that there is a theft or you lose your passport by accident. In either case, you cannot travel back without your passport, and this means you will be stranded in another country. The insurance policy will help you cover the cost of getting a duplicate passport.
It happens many times and especially in transit flights when there is a delay, or the checked-in bags are lost by the airline. In such cases, the airline takes up to 24 hours to locate the bags, and for this time, the international travel insurance policy comes in handy. In case of permanent loss of baggage, i.e. the airline is not able to give the bags, the baggage coverage clause covers the loss, and you will be compensated the amount equivalent to the limit on the policy.
When travelling anywhere, airlines often reschedule flights, or there are chances of cancellations as well due to various reasons. For delays of more than 6 hours, the insurance policy reimburses amounts spent on food, etc., on submission of bills.
Everyone today relies on plastic money, i.e. debit or credit cards, and if these get stolen, you are nearly stranded. Carrying foreign currency is an option, but there is a limit, and it is easier to carry cards than cash. Your insurance policy covers this, and once you report the incident, any transaction up to 12 hours prior will be reimbursed by the insurance company.
There are many other benefits of having an international travel insurance policy. You must check your policy and the inclusions and exclusions to get more clarity. Reading these is a must before you buy your policy. However, some of the other benefits that the policy offers are:
• Medical evacuation
• Personal accident
• Dental treatment
• Missed flight connection
• Personal liability
• Hijack distress allowance
• Theft of baggage
• Portable electronic theft coverage
• Financial emergency allowance.
If you are a football fan, then going to the FIFA World Cup is like a dream come true for you and your family and friends. Qatar can be more accessible to many though distance and comfort do not matter for football fans. You should not miss this opportunity, but before you go on your trip, do not forget your international travel insurance. It is essential you have a policy with good coverage to ensure that all medical and non-medical emergencies are covered. With a good and comprehensive policy, you will be able to enjoy the matches without any stress and, of course, enjoy your vacation exploring a new country.
Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.
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