Top 9 Cities With High-End Luxury Living

Posted on: Jun 16, 2025 | 3 mins | Written by: HDFC ERGO Team

Top 9 Cities With High-End Luxury Living

Some cities are the most popular, some are beautiful, and then there are a few that stand out above the rest. These are the luxury cities of this era. The unmatched luxury makes these cities stand out among others. Around the globe, several cities offer a perfect blend of aesthetics, luxury, exclusivity, and comfort. If you're planning to relocate to one of these luxury spots, this guide is for you. With the world becoming increasingly interconnected, people with a preference for high-standard living are looking to relocate to expensive and comfortable cities.

In this guide, we will explore the topmost luxury cities where the standard of living is unmatched. Read on to shortlist your options!

Secure your international trip with comprehensive foreign travel insurance!

List of Luxury Cities

Monaco tops the list of luxury cities this year. However, there are a few that have to be on your list before you finalise your ideal luxury living. These are:

1. Monaco

New World Wealth, by Henley and Partners, mentions Monaco as one of the most expensive cities in the world. Did you know that almost 40% of the population living in Monaco are millionaires? Not just this, USD 38,800 per m² is charged for 100-200 square feet in this city. This European city

2. Singapore

Singapore is a blend of elegance, modernity, and top-tier comfort. From waterfront views to high-end condos, and excellent healthcare to quick services, the city offers a lot. For anyone planning to settle in a place that offers luxury, comfort, and elegance, Singapore is a viable choice.

3. Hong-Kong

Another popular city in the list of top luxury cities is Hong Kong. The average real estate cost here is USD 26,300 per square meter. Hong Kong is under the Special Administrative Region (SAR) of China. From lavish apartments to world-class amenities and elite schools to high-end lifestyles, Hong Kong is defined by exclusive luxury.

4. London

In London, real estate costs approximately USD 24,000 per square meter. That's slightly less than Hong Kong. London, as a city, is a sophisticated luxury where you can find historical charm along with high-end modern luxuries. Whether you are looking for luxury apartments, elite schools, world-class dining, and food, the city has all these to offer.

5. Shanghai

Shanghai is one of the most popular cities in China. You can witness a beautiful blend of modern services, historic significance, rich culture, and advanced living in Shanghai. The city has elite schools, bilingual services, high-end societies, and more.

6. New York

The average real estate cost for living in New York, USA, is approximately USD 27,500 per square meter. The city has a high cost of living, with expensive transportation and food, among other expenses. However, the energy, opportunities, and standard of living in New York are prime reasons why so many people are attracted to this city.

7. Zurich

Zurich, Switzerland, is one of the largest cities in the country. The country has been popular for its beauty and elegance for decades. Zurich is not just a major luxury living choice but also a global financial centre. It also offers Lakeview living, luxury apartments, high-end shopping, exclusive elite services, and more.

8. Los Angeles

Los Angeles, USA, can also be seen as a city of Hollywood glamour. It also offers luxury homes, fine dining by Michelin-starred chefs, a luxury lifestyle, beachfront living, and more. Above all, the calming and soothing weather of Los Angeles further adds to the city's comfort.

9. Paris

Paris is a city that has remained popular for decades. Not only is the city a hub for luxury living, but it is also a major tourist attraction. You can find real estate properties at USD 20,400 per square meter in Paris. Along with high-rise apartments, luxury lifestyle, and world-class fashion, the city also boasts a rich art and culture scene.

According to a report by Henley and Partners, Europe offers the most luxurious cities for living, followed by the USA, China, and Australia. In the list of top 10 luxury cities, Monaco tops the list, followed by New York City, Hong Kong, London, and so on. These cities are not just an ideal choice for a living, but also top the list for luxury holiday stays! When planning your trip to these cities around the world, be sure to check for eligibility as a foreign national and any other necessary legal requirements.

Some Common FAQs

1. What Should I Consider Before Moving to a Luxury City?

If you plan to relocate to a luxury city to live, there are several factors to consider. These are the cost of living, lifestyle, job opportunities, legal requirements, and travel insurance requirements.

2. Are Luxury Cities Safe?

Yes. Luxury also includes high-end security and the safety of people. So, you can expect better safety and security in cities that top the list of luxury living.

3. What Defines a Luxury City?

A luxury city is often one that offers a blend of luxury, culture, high-end living, exclusive service, and a rich lifestyle. These also include elite schools, world-class shopping centres and amenities, luxury apartments and homes, premium real estate, clean environment, safety, and so on.

To Wind Up

The experience and comfort of living in a luxury city is unmatched. Not only does it offer an exclusive lifestyle, but it also offers ease of living. From high-class societies to access to excellent healthcare and education, there is a lot to explore. In these cities, you also get to connect with people from all around the globe.

As an Indian, if you plan to visit any of these cities for work or to live, it is essential to tick off the basic checklist. Having travel insurance is often compulsory in various international cities. So, make sure to check travel insurance in India when planning your international trip!

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

Airline Lost Your Baggage? Know Your Rights And Compensation Claims (Business Standard)

California's Hidden Wine Country Gem

Finland Trip: Discovering the Secret to Happiness

Steps to Take When Your Baggage Doesn't Arrive

Discover South Africa's Hidden Gem: The Forgotten Mountains for a Sustainable Safari Experience