Do You Need Travel Insurance for Canada?

Posted on: Apr 11, 2024 | 3 mins | Written by: HDFC ERGO Team

Do You Need Travel Insurance for Canada?

Are you travelling to Canada? There are various factors you need to consider, such as is travel insurance mandatory for Canada. If you stay in Canada and get sick or injured, the healthcare system there will cost you a high amount. But if you have travel insurance, it will deliver your safety and comfort from any unexpected situations like emergency medical bills, lost luggage, or any trip interruptions. Therefore, it is suggested that travellers have travel insurance in Canada.

Why do I need travel insurance for Canada from India?

If you are travelling to Canada, you won't be eligible for any health insurance that is offered to the residents. Therefore, it has become essential for travellers to get their Canada travel insurance to avoid hefty medical bills if they face any health emergency.

Furthermore, travel insurance will also cover your travel expenses and process the refund if you are unable to travel due to health conditions. Along with this, travel insurance will also provide reimbursements for missing luggage and for the additional expenses that a person may spend due to delay or cancellation of flights.

Benefits of travel insurance for Canada

The following are some benefits of having travel insurance in Canada:

• Travel insurance covers unforeseen medical expenses like bills, hospitalisation and medications.

• On cancellation of your trip due to any unforeseen situation, travel insurance provides reimbursement for flights, accommodation, and tours.

• It offers round-the-clock assistance services like emergency medical assistance, travel information, and other travel-related support, like assistance on misplacing essential documents like passports.

• It also provides compensation for lost or stolen items like baggage and helps you replace those items on trips.

• Having travel insurance also provides peace of mind by protecting you against any financial losses.

Conclusion

While purchasing travel insurance for your trip to Canada, ensure you know the policy details and its exclusions. Check if the insurance policy closely aligns with your needs and requirements on your trip.

Disclaimer The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.

Best time to visit Canada - Weather, Climate, Temperature

Reasons Why Travel Insurance is Costlier for US & Canada

Indian Passport Ranking 2024: Travel to New Destinations Visa-Free

Cheapest Countries To Visit From India

Schengen Zone Nations in 2024