What is Panic Attack and Panic Disorder?

Posted on: May 20, 2025 | 3 mins | Written by: HDFC ERGO Team

What is Panic Attack and Panic Disorder?

Panic attacks happen suddenly without any specific reason or triggers. Even though panic attacks are common and last only for some time, they can be terrifying. On the other hand, if you have recurring panic attacks with a constant fear of having more panic attacks, it indicates panic disorder. Fortunately, both these conditions can be managed and treated with medication, therapy, and lifestyle practices. If you have a health insurance policy, check if it covers treatment costs for panic attacks or the disorder.

What is Panic Attack and Panic Disorder?

A panic attack is an intense feeling of fear or discomfort that occurs suddenly. The symptoms typically peak within 10 minutes and can last from a few minutes to half an hour, but the physical and emotional effects of the attack can continue for a few hours. Panic attacks can happen to anyone without any obvious reason. Though not life-threatening, these sudden episodes can be very frightening.

Symptoms

Some of the symptoms of a panic attack include:

• Racing heart

• Chills

• Shortness of breath

• Shaking or trembling

• Sweating

• Dizziness

• Light headedness

• Chest pain

• Nausea

• Intense fear

• Fear of losing control or dying

What is Panic Disorder?

Multiple, unexpected panic attacks lead to panic disorder. Panic disorder is an anxiety disorder in which the attacks usually happen suddenly with no specific trigger. You have an overwhelming fear for no specific reason and constantly worry about having another attack. However, not everyone with bouts of panic attacks suffers from panic disorder.

Symptoms

• Racing heart

• Shortness of breath

• Chills

• Sweating

• Chest pain

• Fear of dying or losing control

• Dizziness

• Sense of choking

Conclusion

While panic attack is a sudden episode of intense fear or anxiety, and repeated panic attacks and constant fear of their recurrence is panic disorder. They can disrupt daily life and take a toll on your mental health if not treated on time. Hence, it is important to understand the difference between the two conditions to manage them effectively. Don’t hesitate to see a healthcare provider for treatments for panic attack and panic disorder.

For financial protection against mounting medical bills, secure a health insurance policy or critical illness insurance.

Disclaimer: The above information is for illustrative purposes only. For more details, please refer to the policy wordings and prospectus before concluding the sales.

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