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Home / Travel Insurance / Buy Japan Travel Insurance Online from India

Travel Insurance for Japan

Japan, a land where tradition blends with modernity, captivates travellers with its rich heritage, futuristic cities, and serene landscapes. From the bustling streets of Tokyo to the historic temples of Kyoto, Japan is a mosaic of cultural marvels. travelling to this enchanting country warrants adequate protection, especially with travel insurance. For Indian travellers venturing to Japan, securing comprehensive travel insurance is essential. It shields against unforeseen mishaps, ensuring a worry-free journey. Assessing various policies helps in finding the best international travel insurance for Japan, focusing on factors like medical coverage, trip cancellations, and baggage protection. Prioritise travel health insurance Japan, providing coverage for medical emergencies, and ensuring peace of mind while exploring this stunning destination. Before embarking on your Japanese adventure, safeguard it with the right travel insurance, an indispensable companion for a hassle-free and memorable trip.

Key Features of Travel Insurance Japan

Here is a list of some of the important features of Japan travel insurance;

Key features Details
Extensive coverage Covers against medical, journey and baggage-related issues.
Cashless benefits Offers cashless benefits through multiple network hospitals.
COVID-19 coverage Covers COVID-19-related hospitalisation.
24x7 customer support Around-the-clock prompt customer support.
Quick claim settlements Dedicated claims approval team for faster claim settlements.
Wide coverage amount Overall coverage amounts from $40K to $1000K.

Types of Travel Insurance for Japan

You can choose from the different types of travel insurance for Japan in accordance with your trip requirements. The main options are;

Travel plan for Individuals by HDFC ERGO

Travel Plans for Individual

For the solo wanderers and thrillseekers

This type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Japan travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.

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Travel plan for Families by HDFC ERGO

Travel plan for Families

For families travelling together

When going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Japan travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.

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Travel plan for Students by HDFC ERGO

Travel plan for Students

For individuals accomplishing their dreams

This type of plan is for students visiting Japan for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.

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Travel plan for Frequent Fliers by HDFC ERGO

Travel plan for Frequent Fliers

For the ones flying frequently

This type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.

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Travel Plan for Senior Citizens

Travel Plan for Senior Citizens

For the ones who are forever young

This type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Japan will ensure you stay covered in case of medical and non-medical uncertainties during the trip.

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Benefits of Buying Travel Insurance Japan Plan

Some of the essential benefits of having Japan travel insurance for the trip are;

1

24x7 Customer Support

There's always a possibility of facing unforeseen circumstances in a foreign country during a trip. However, by investing in travel insurance for Japan, you can tackle those difficult situations with ease. HDFC ERGO offers Japan travel insurance with round-the-clock customer care support and a dedicated claims approval team to assist you in a time of crisis.

2

Medical Coverage

Instances of medical and dental emergencies while travelling internationally are not unheard of. So, in order to keep yourself financially protected against such unforeseen events during your Japan vacation, consider getting travel insurance for Japan. The medical coverage under this policy includes things like emergency medical and dental expenses, medical and body repatriation, accidental death, etc.

3

Non-Medical Coverage

In addition to unforeseen medical problems, the travel insurance Japan plan offers financial coverage against a number of non-medical contingencies that may happen during the trip. It includes numerous common journey and baggage-related inconveniences, such as personal liability, hijack distress allowance, financial emergency assistance, loss of baggage and personal documents, etc.

4

Stress-Free Vacations

Coming across unfortunate events during an international trip is both financially and mentally challenging. Such issues can cause you a lot of stress, especially if you are not prepared to tackle them. However, travel insurance for Japan works as a financial safeguard that allows you to enjoy your vacation. The quick and extensive coverage offered by the policy will keep your worries to a minimum.

5

Good For Your Pocket

You can get affordable travel insurance from India to Japan that will offer you financial assistance under certain circumstances. This way, you will not have to spend extra cash from your own pocket during an unforeseen event, allowing you to stay within your fixed travel budget. The plenty of benefits of travel insurance easily outweigh its costs.

6

Cashless Benefits

One of the main advantages of Japan travel insurance is its cashless claim feature. It means that alongside reimbursements, individuals can opt for cashless treatment when faced with a medical emergency in a foreign land. HDFC ERGO travel insurance has over 1 lac partnered hospitals under its network worldwide, offering individuals prompt medical service.

Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.

What's Covered under Travel Insurance for Japan from India

Here are some of the things that are usually covered under travel insurance for Japan from India;

Emergency Medical Expenses

Emergency Medical Expenses

This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

Emergency dental expenses coverage by HDFC ERGO Travel Insurance

Dental Expenses

We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

Personal Accident

Personal Accident

We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

Personal Accident : Common Carrier

Personal Accident : Common Carrier

We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

Hospital cash - accident & illness

Hospital cash - accident & illness

If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

Flight Delay coverage by HDFC ERGO Travel Insurance

Flight Delay & Cancellation

Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

Trip Delay & Cancellation

Trip Delay & Cancellation

In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

Loss Of Baggage & Personal Documents by HDFC ERGO Travel Insurance

Loss of Passport & International driving license

Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

Trip Curtailment

Trip Curtailment

Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

Personal Liability coverage by HDFC ERGO Travel Insurance

Personal Liability

If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

Trip Curtailment

Emergency Hotel Accommodation for Insured Person

Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

Missed Flight Connection flight

Missed Flight Connection

Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

Loss of Passport & International driving license :

Hijack Distress Allowance

Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

Hospital cash - accident & illness

Emergency Cash Assistance Service

When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

Loss Of Checked-In Baggage by HDFC ERGO Travel Insurance

Loss Of Checked-In Baggage

Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

Delay Of Checked-In Baggage by HDFC ERGO Travel Insurance

Delay of Checked-In Baggage

Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

Loss of Passport & International driving license :

Theft of baggage and its contents

Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for Japan from India

Your travel insurance for Japan from India policy may not offer coverage for:

Breach of Law

Breach of Law

Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

Consumption Of Intoxicant Substances not covered by HDFC ERGO Travel Insurance

Consumption of Intoxicant substances

If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

Pre Existing Diseases not covered by HDFC ERGO Travel Insurance

Pre existing diseases

If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

Cosmetic And Obesity Treatment not covered by HDFC ERGO Travel Insurance

Cosmetic and Obesity Treatment

Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

Self Inflicted Injury not covered by HDFC ERGO Travel Insurance

Self Inflicted Injury

Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

How to Buy Travel Insurance Online?

If you want to buy travel insurance online for Japan, the following are the steps that you need to follow:

• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Don’t let medical emergencies abroad drain a hole in your travel budget. Keep yourself financially covered against emergency medical and dental expenses with travel insurance.

Interesting Facts About Japan

Here are some interesting facts about Japan you may not know:

Categories Specification
Politeness CultureBowing is a sign of respect, embedded in etiquette.
Cuisine DiversitySushi, ramen, and matcha showcase culinary finesse.
Cherry Blossoms Celebrates Hanami, the cherry blossom viewing.
Technology AdvancementsHome to bullet trains and cutting-edge robotics.
Shrines and TemplesOver 100,000 shrines and temples dot the landscape.
Unique Vending MachinesDispense items like fresh eggs, umbrellas, and more.
Island NationComprised of 6,852 islands, each with a distinct charm.
Anime and Pop CultureThe birthplace of anime influences global pop culture.

Documents Required For The Japan Tourist Visa

In order to travel around Japan, you need the Japan Tourist Visa, here are the documents required for it:

Flight & Daily Itinerary: Present comprehensive travel plans.

Passport & Passport-size Picture: Essential for Japan Visa Application Form.

Proof of Accommodation: Reservation details or accommodation proof.

Letter of Invitation: If invited, include a formal invitation letter.

Financial Solvency: Show sufficient funds for the trip.

Certificate of Eligibility (COE): Necessary for specific visa types.

Travel Purpose Proof: Clearly state the reason for visiting Japan.

Organise documents meticulously for a smooth Japan visa application process.

Best Time To Visit Japan

The best time to visit Japan largely depends on personal preferences and the experiences one seeks. Spring, particularly from late March to May, presents the iconic cherry blossoms, painting the landscapes with ethereal beauty. This season attracts numerous tourists, so booking in advance is advisable. Autumn, from September to November, showcases breathtaking foliage, especially in Kyoto and Nikko.

For those fond of winter sports, December to February offers excellent skiing opportunities in Hokkaido and the Japanese Alps. However, it’s essential to consider the weather conditions and pack accordingly. To ensure a worry-free trip, securing travel insurance for Japan from India is crucial, covering unexpected mishaps or health concerns while exploring the country. Whether revelling in the cherry blossoms, enjoying autumn's vibrant colours, or experiencing Japan's winter wonders, choosing the right time aligns with personal preferences and desired activities.

To know more about the best time, climate, temperature and other factors before visiting Japan. Read our blog on Best time to visit Japan.

Japan Safety And Precautionary Measures To Be Undertaken

While travelling in Japan, you have to take these safety and precautionary measures in mind, in order to have a safe journey:

Crime Vigilance: Japan is generally safe, but exercise caution with belongings and in crowded areas to prevent petty crimes like pickpocketing.

Earthquake Preparedness: Familiarise yourself with earthquake safety procedures and follow local advice in case of tremors. Many buildings in Japan are earthquake-resistant, but knowing evacuation routes is essential.

Cultural Etiquette: Respect local customs, such as removing shoes before entering homes or certain establishments, bowing as a sign of respect, and following table manners.

Typhoon Awareness: Stay informed about typhoon seasons (June to December) and heed weather warnings. Typhoons can cause disruptions to travel plans and affect regions differently.

Transport Safety: While Japan has a reliable and efficient transportation system, adheres to safety protocols on trains, subways, and buses. Be mindful of rush hour crowds.

Language Barriers: Learn some basic Japanese phrases or carry a translation app for ease of communication, as English isn't widely spoken outside tourist areas.

Health Precautions: Carry necessary medications and secure travel health insurance Japan to cover any unexpected medical issues. Japan's healthcare is of high quality but can be

Covid-19 Specific Guidelines

• Wear face masks in public areas for your own health and safety.

• Maintain safe distancing in crowded places.

• Practise personal hygiene.

• Follow the local rules and guidelines related to Covid-19 in Japan.

• Inform and cooperate with the local authorities in case you develop symptoms of Covid-19

List of International Airports in Japan

Here are the international airports to keep in mind when planning to travel to Japan:

City Airport Name
TokyoHaneda Airport (HND)
TokyoNarita International Airport (NRT)
OsakaKansai International Airport (KIX)
SapporoNew Chitose Airport (CTS)
NagoyaChubu Centrair International Airport (NGO)
SendaiSendai Airport (SDJ)
FukuokaFukuoka Airport (FUK)
OkinawaNaha Airport (OKA)
KagoshimaKagoshima Airport (KOJ)
HiroshimaHiroshima Airport (HIJ)
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Embark on your dream Japan vacation with Travel Insurance for peace of mind and safety.

Popular Destinations in Japan

Here are a few of the popular destinations in Japan to look out for when travelling:

1

Kyoto

Renowned for its temples, traditional wooden houses, and stunning gardens, Kyoto is a historical treasure. The Fushimi Inari Shrine's thousands of vermilion torii gates and the tranquil Arashiyama Bamboo Grove are must-sees. The city's geisha districts, like Gion, offer glimpses of traditional Japanese culture.

2

Tokyo

Tokyo, Japan's vibrant capital, melds ultramodern cityscapes with ancient traditions. Iconic spots like Shibuya Crossing and the serene Meiji Shrine contrast the bustling city life. Visitors can explore diverse neighbourhoods, relish sushi at Tsukiji Market, or immerse themselves in the anime and gaming culture of Akihabara.

3

Osaka

Osaka boasts a vibrant food scene and lively nightlife. Dotonbori's neon lights and street food stalls allure visitors. Osaka Castle stands as a symbol of the city's rich history. Universal Studios Japan and the Kaiyukan Aquarium add a touch of entertainment to the experience.

4

Hiroshima

A testament to resilience, Hiroshima commemorates history at the Peace Memorial Park and Atomic Bomb Dome. Miyajima Island's floating torii gate and Itsukushima Shrine are nearby wonders. Hiroshima's cuisine, notably okonomiyaki, is a culinary delight.

5

Hokkaido

Nature enthusiasts flock to Hokkaido for its breathtaking landscapes. Sapporo charms with its beer, snow festivals, and ski resorts. The picturesque Furano and Biei showcase lavender fields and rolling hills, while Noboribetsu offers relaxing hot springs.

6

Okinawa

Okinawa's subtropical climate and pristine beaches make it a haven for relaxation. Shuri Castle, a UNESCO site, and the Churaumi Aquarium with its whale sharks are key attractions. Visitors indulge in the unique Ryukyuan culture and savour traditional Okinawan cuisine.

When journeying through these enchanting destinations, ensuring adequate travel insurance for Japan safeguards against unforeseen circumstances, allowing travellers to explore with peace of mind. Specifically, for Indian travellers, obtaining the best travel insurance for Japan ensures comprehensive coverage throughout their adventure in this captivating country. Travel health insurance Japan provides vital support in case of any medical emergencies, allowing tourists to cherish their experience while staying protected.

Things To Do In Japan

The following are some of the things to do when in Japan:

Onsen Experience: Relax in traditional hot springs, or onsens, found throughout Japan, each with its unique mineral composition and serene settings.

Sumo Wrestling: Witness Japan's national sport, Sumo wrestling, at tournaments in Tokyo, experiencing the unique rituals and intense matches. For travellers from India, obtaining the best travel insurance for Japan guarantees adequate coverage, including travel health insurance.

Sushi Making Classes: Learn the art of sushi-making from masters, discovering the precision and tradition behind this globally beloved cuisine.

Robot Restaurants: Dive into Tokyo's futuristic culture with a visit to Robot Restaurants, featuring robot shows and vibrant neon displays.

Hiking Mount Fuji: Climb Japan's iconic Mount Fuji during its climbing season (July-August) for a challenging yet rewarding experience and breathtaking sunrise views. While embarking on these adventures, securing comprehensive travel insurance for Japan ensures a worry-free journey.

Kabuki Theater: Witness a traditional Kabuki performance, an elaborate form of Japanese theatre with colourful costumes, dramatic storytelling, and stylised makeup.

Kimono Experience: Rent a kimono and stroll through historic districts, feeling the elegance of this traditional Japanese garment.

Money Saving Tips

Here are a few money saving tips for when you travel around Japan:

• Utilise regional transport passes like Suica or Pasmo cards for convenient and discounted travel on subways, buses, and trains within cities.

• Invest in a Japan Rail Pass (JR Pass) for cost-effective travel on Japan's extensive railway network, ideal for exploring multiple cities.

• Opt for budget-friendly accommodations such as hostels, capsule hotels, or business hotels, especially in less touristy areas.

• Discover numerous free attractions like parks, temples, and shrines scattered across cities, providing insight into Japan's culture without a hefty price tag.

• Explore local eateries and markets offering delicious and affordable options like street food, bento boxes, and set meals ('teishoku').

• Look for duty-free shops or tax exemptions for tourists when buying souvenirs or goods, allowing for savings on purchases.

• Purchase discounted tickets for attractions and activities through combination deals or online platforms, offering savings on entrance fees.

• Use free Wi-Fi spots and communication apps like WhatsApp or LINE to stay connected without incurring hefty roaming charges.

• Carry a refillable water bottle and snacks from convenience stores instead of buying drinks and food at tourist spots, saving on expenses.

• Travel during shoulder seasons (spring and autumn) to benefit from milder weather, fewer crowds, and potentially lower accommodation costs.

• Additionally, securing travel insurance for Japan ensures peace of mind against unexpected incidents or health issues during the trip. For travellers from India, obtaining the best travel insurance for Japan from India guarantees comprehensive coverage, including travel health insurance, ensuring a secure and enjoyable journey without financial worries.

List of Well-Known Indian Restaurants in Japan

Here are a few of the well-known Indian Restaurants in Japan, for your sudden craving when travelling through Japan:

Delhi Indian Restaurant
Address: 1 Chome-7-16 Jingumae, Shibuya City, Tokyo 150-0001
Must-try dishes: Rogan Josh, Aloo Paratha

Indian Restaurant TAJ
Address: 2 Chome-10-1 Shibakoen, Minato City, Tokyo 105-0011
Must-try dishes: Palak Paneer, Tandoori Chicken

Indian Restaurant Jyoti
Address: 1 Chome-14-2 Ueno, Taito City, Tokyo 110-0005
Must-try dishes: Chicken Biryani, Mango Lassi

Zaika
Address: 1 Chome-12-1 Nishishinjuku, Shinjuku City, Tokyo 160-0023
Must-try dishes: Masala Dosa, Chole Bhature

Mughal Palace
Address: 1 Chome-13-3 Shinjuku, Shinjuku City, Tokyo 160-0022
Must-try dishes: Mutton Korma, Gulab Jamun

Moti
Address: 3-17-4 Shinjuku, Shinjuku City, Tokyo 160-0022
Must-try dishes: Butter Chicken, Garlic Naan

Local Law And Etiquette In Japan

Japan is one of the countries with high values and local laws and etiquette. Here are some to look out for:

• Practice bowing, a common form of greeting and showing respect in Japanese culture.

• Remove shoes before entering homes, traditional inns ('ryokan'), and some restaurants or temples.

• Maintain orderly queues, especially in public places like train stations or bus stops.

• In communal baths, ensure thorough cleaning and washing before entering to maintain cleanliness and respect for others sharing the space.

• Slurping noodles like ramen or soba is acceptable and even appreciated as a sign of enjoying the meal.

• Carry trash until finding a suitable place for disposal, as public trash cans are scarce.

• Tipping is not customary in Japan and might even be refused; exceptional service is included in the price.

• Pour drinks for others before refilling your glass as a sign of courtesy during social gatherings or meals.

• Don't stick chopsticks upright in food, as it resembles a funeral ritual and is considered impolite.

• Some public places like hot springs ('onsen') may have restrictions against tattoos due to their association with the Yakuza; covering them might be necessary.

• Keep conversations minimal and avoid phone calls on trains and buses to maintain a peaceful environment.

Indian Embassies in Japan

Here are the Japan-based Indian Embassy to look out for:

Japan-based Indian Embassy Working Hours Address
Embassy of India, TokyoMon-Fri: 9:00 AM - 5:30 PM2-2-11 Kudan Minami, Chiyoda-ku, Tokyo 102-0074
Consulate General of India, Osaka-KobeMon-Fri: 9:00 AM - 5:30 PM2F Prestige Tower, 3-4-39, Mikuni-honmachi, Yodogawa-ku, Osaka 532-0005
Consulate General of India, FukuokaMon-Fri: 9:00 AM - 5:30 PM#502, Solaria Nishitetsu Bldg., 2-2-43, Tenjin, Chuo-ku, Fukuoka City 810-0001

List Of Countries Where Travel Insurance Is Mandatory

my:health medisure super top-up plan

Schengen countries

  • France
  • Spain
  • Belgium
  • Austria
  • Italy
  • Sweden
  • Lithuania
  • Germany
  • the Netherlands
  • Poland
  • Finland
  • Norway
  • Malta
  • Portugal
  • Switzerland
  • Estonia
  • Denmark
  • Greece
  • Iceland
  • Slovakia
  • Czechia
  • Hungary
  • Latvia
  • Slovenia
  • Liechtenstein and Luxembourg
my:health medisure super top-up plan

Other countries

  • Cuba
  • Ecuador
  • Iran
  • Turkey
  • Morocco
  • Thailand
  • UAE
  • Togo
  • Algeria
  • Romania
  • Croatia
  • Moldova
  • Georgia
  • Aruba
  • Cambodia
  • Lebanon
  • Seychelles
  • Antarctica

Source: VisaGuide.World

International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.

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Frequently Asked Questions

Japan offers diverse attractions like Tokyo's Shibuya Crossing, Kyoto's Fushimi Inari Shrine, Osaka Castle, Hiroshima's Peace Memorial Park, and Hokkaido's Sapporo Snow Festival.

The best travel insurance for Japan varies based on individual needs. Look for policies that cover medical emergencies, and trip cancellations, and offer robust assistance services.

Tipping isn't customary in Japan and might be refused. Exceptional service is usually included in the bill or service charges.

Travel insurance might assist in passport replacement procedures or provide guidance on contacting the embassy or consulate for necessary documentation.

While major cities and tourist areas accept credit cards, cash remains prevalent. Have yen handy, especially in rural areas or smaller establishments.

Some insurers allow policy extensions, depending on circumstances and policies. Contact your insurer before the current policy expires for possible extensions.

Learning a few basic Japanese phrases or using translation apps can bridge communication gaps, especially in areas with limited English speakers.

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