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Travel Insurance for Ireland
Ireland, officially called the Republic of Ireland, is a European country located in the northwestern region of the continent. It is a well-known international holiday destination, famous for its natural beauty and rich cultural and historical heritage. Individuals often include Ireland as a part of their European vacation plan. And while you are at it, consider investing in international travel insurance for your trip.
An Ireland travel insurance offers financial coverage against a number of unforeseen circumstances that you may face during your travel. This way, you will be able to enjoy your stay in a foreign country without any worries. For more information on travel insurance for Ireland, places to check out, the best time to visit, embassy details, etc., continue reading further.
Key Features of Travel Insurance Ireland
Some of the main features of Ireland travel insurance are listed in the following;
| Key features | Details |
| Extensive coverage | Covers against medical, journey and baggage-related issues. |
| Cashless benefits | Offers cashless benefits through multiple network hospitals. |
| COVID-19 coverage | Covers COVID-19-related hospitalisation. |
| 24x7 customer support | Around-the-clock prompt customer support. |
| Quick claim settlements | Dedicated claims approval team for faster claim settlements. |
| Wide coverage amount | Overall coverage amounts from $40K to $1000K. |
Types Of Travel Insurance For Ireland
You can choose from the different types of travel insurance for Ireland in accordance with your trip requirements. The main options are;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Ireland travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.
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Travel plan for Families
For families travelling togetherWhen going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Ireland travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.
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Travel plan for Students
For individuals accomplishing their dreamsThis type of plan is for students visiting Ireland for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.
Travel plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Ireland will ensure you stay covered in case of medical and non-medical uncertainties during the trip.
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Benefits of Buying Travel Insurance Ireland
Some of the essential benefits of having Ireland travel insurance for the trip are;
1
24x7 customer support
There's always a possibility of facing unforeseen circumstances in a foreign country during a trip. However, by investing in travel insurance for Ireland, you can tackle those difficult situations with ease. HDFC ERGO offers Ireland travel insurance with round-the-clock customer care support and a dedicated claims approval team to assist you in a time of crisis.
2
Medical Coverage
Instances of medical and dental emergencies while travelling internationally are not unheard of. So, in order to keep yourself financially protected against such unforeseen events during your Ireland vacation, consider getting travel insurance for Ireland. The medical coverage under this policy includes things like emergency medical and dental expenses, medical and body repatriation, accidental death, etc.
3
Non-medical Coverage
In addition to unforeseen medical problems, the travel insurance Ireland plan offers financial coverage against a number of non-medical contingencies that may happen during the trip. It includes numerous common journey and baggage-related inconveniences, such as personal liability, hijack distress allowance, financial emergency assistance, loss of baggage and personal documents, etc.
4
Stress-Free Vacations
Coming across unfortunate events during an international trip is both financially and mentally challenging. Such issues can cause you a lot of stress, especially if you are not prepared to tackle them. However, travel insurance for Ireland works as a financial safeguard that allows you to enjoy your vacation. The quick and extensive coverage offered by the policy will keep your worries to a minimum.
5
Good For Your Pocket
You can get affordable travel insurance from India to Ireland that will offer you financial assistance under certain circumstances. This way, you will not have to spend extra cash from your own pocket during an unforeseen event, allowing you to stay within your fixed travel budget. The plenty of benefits of travel insurance easily outweigh its costs.
6
Cashless Benefits
One of the main advantages of Ireland travel insurance is its cashless claim feature. It means that alongside reimbursements, individuals can opt for cashless treatment when faced with a medical emergency in a foreign land. HDFC ERGO travel insurance has over 1 lac partnered hospitals under its network worldwide, offering individuals prompt medical service.
Ready to visit Ireland with your family? Secure your trip with the HDFC ERGO family travel insurance.
What's Covered under Travel Insurance for Ireland from India
Emergency Medical Expenses
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
Dental Expenses
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
Personal Accident
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
Personal Accident : Common Carrier
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
Hospital cash - accident & illness
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight Delay & Cancellation
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
Trip Delay & Cancellation
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Loss of Passport & International driving license
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Trip Curtailment
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
Personal Liability
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Emergency Hotel Accommodation for Insured Person
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Missed Flight Connection
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Hijack Distress Allowance
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
Emergency Cash Assistance Service
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Delay of Checked-In Baggage
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage and its contents
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
What's Not Covered Under Travel Insurance for Ireland from India
Breach of Law
Sickness or health issues caused due to war or a breach of the law is not covered by the plan.
Consumption of Intoxicant substances
If you consume any intoxicants or banned substances, the policy shall not entertain any claims.
Pre existing diseases
If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.
Cosmetic and Obesity Treatment
Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.
Self Inflicted Injury
Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.
How to Buy Travel Insurance Online?
• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.
• Enter traveler details, destination information, and trip start and end dates.
• Choose your preferred plan from our three tailored options.
• Provide your personal details.
• Fill in additional details about the travelers and proceed to pay using online payment methods.
• All that's left to do is- download your policy instantly!
Want to keep yourself financially protected against baggage loss while on your international trip? Find affordable international travel insurance plans with HDFC ERGO.
Interesting Facts About Ireland
| Categories | Specification |
| Cultural Heritage | Ireland is steeped in a rich cultural heritage, with a strong focus on music, dance, folklore, and traditional Irish pubs. |
| Technological Advancements | Ireland has evolved into a technology and innovation hub, with multinational tech companies establishing their European headquarters in cities like Dublin. |
| Geography | Ireland's stunning landscapes include rugged coastlines, lush green countryside, and historic cities like Dublin and Cork. |
| Languages | While English is the predominant language, the Irish language (Gaeilge) also plays a significant role, reflecting the country's linguistic diversity. |
| Historical Sites | Ireland is home to numerous historical landmarks, including ancient castles, monastic sites, and the prehistoric Newgrange monument. |
Documents Required For The Ireland Tourist Visa
If you are planning on visiting Ireland for tourism purposes, you will need to apply for a tourist visa. Here are the documents required for an Ireland tourist visa;
• A valid passport
• Duly filled Ireland tourist visa application form with signature
• A cover letter stating the reasons for which you wish to visit Ireland
• Proof of a valid travel medical insurance
• A couple of passport-sized photographs
• Proof of visa fee payment
• Proof of legal residence in your country
• Proof of accommodation while your stay in Ireland
• Copies of previous visas (if any)
• Proof of sufficient financial means for your Ireland stay
• Proof of flight tickets for the complete round trip
• Proof of the complete travel itinerary.
Best Time To Visit Ireland
If you want to buy travel insurance for Ireland online, here are the steps you need to follow;
The summer season is considered the best time to visit Ireland. It stretches from June to September and during this period, the country experiences a huge influx of tourists. Instead of being unbearably hot, the average temperature in Ireland during this period stays quite pleasant throughout. Due to this, outdoor activities like city exploration, sightseeing and adventure tourism become quite popular among visitors. If you are planning on visiting during the summer months, make sure to book hotels and flights in advance. Besides this, another popular time to visit Ireland is during the Spring season. It stretches from March to May and is also a great time for sightseeing and exploration. There are occasional rainfalls during this period, but nothing extreme that may hinder your travel experience. The popular St Patrick’s Day celebrations in Dublin take place during this time.
Some people also prefer to visit Ireland during Fall, which stretches from October to November. The tourist crowd remains thin during this period, and the weather conditions reflect that of the spring season. On the other hand, winter, which stretches from December to February, is considered the worst time to visit Ireland for tourism purposes. No matter the ideal time of your visit, make sure to get International travel insurance to financially protect you on your trip.
To know more about the best time, climate, temperature and other factors before visiting Ireland. Read our blog on Best time to visit Ireland.
Ireland Travel: Safety And Precautionary Measures To Be Undertaken
• Keep the original copies of your important documents in a secure place. If necessary, carry a photocopy with you when going out.
• Know the difference between the Republic of Ireland and Northern Ireland to avoid confusion during your travel.
• Petty crimes are common in busy urban and touristy areas. Keep your personal belongings in a secure spot and avoid unlit areas and remote parks.
• Rental cars are commonly targeted for theft in tourist areas like Dublin. So, only park in secure parking lots, preferably the ones with security guards and cameras.
• Check ATMs before using them to lower the possibility of being affected by scams or frauds. Don't use ATMs that look sketchy or the ones in secluded areas.
• Pack for all kinds of weather as it can change in an instant. Rain prevails in Ireland for the greater portion of the year.
• Invest in Ireland travel insurance to keep your trip safe against medical and non-medical contingencies.
Covid-19 Specific Guidelines
• Wear face masks in public areas for your own health and safety.
• Maintain safe distancing in crowded places.
• Practise personal hygiene.
• Follow the local rules and guidelines related to Covid-19 in Ireland.
• Inform and cooperate with the local authorities in case you develop symptoms of Covid-19.
List of International Airports in Ireland
One of the fastest and most convenient ways to reach Ireland from any part of the world is via flight. Here's a list of the major international airports in Ireland;
| City | Airport Name |
| Dublin | Dublin Airport |
| Shannon | Shannon Airport |
| Cork | Cork Airport |
| Belfast | Belfast International Airport |
| Kerry | Kerry Airport |
Fancy an international vacation to the Ireland? Find suitable travel insurance plans for your trip at attractive rates.
Popular destinations in Ireland
If you are looking for places to visit during your Ireland trip, consider the options mentioned below;
1
Dublin
Dublin is both the capital and the largest city in Ireland. Back in 2010, UNESCO recognised Dublin as the city of literature. The historic elegance and modern charm of this iconic city attract thousands of visitors annually. Major tourist attractions in Dublin include the Irish Museum of Modern Art, Trinity College, St. Patrick's Cathedral, Dublin Castle, etc.
2
Galway
Galway is another famous city in Ireland that tourists like to visit. It is home to a number of renowned tourist attractions comprised of old buildings, ancient architecture, parks and so on. Popular places to check out in and around Galway are Eyre Square, Wild Atlantic Way, St. Nicholas Church, Galway City Museum, Galway Cathedral, etc.
3
Cliffs Of Moher
The Cliffs of Moher are among the top tourist attractions in Ireland. These majestic cliffs are believed to have been cut out from a massive river delta over 300 million years ago. The greenish tint of the top layer of these cliffs, mixed with the striking waves of Galway Bay beneath and the sunset in the background creates a magical panoramic view.
4
Cork City
Cork is one of the largest cities in Ireland, mainly known for its picturesque views, cosy eateries, traditional pubs, and the availability of a handful of tourist attractions. It is known for the English Market, St. Anne's Church Shandon, Cork Public Museum & Fitzgerald's Park, etc. While learning more about Cork City, look for the best travel insurance options available for your Ireland visit.
5
Sligo
The county town of Sligo is one of the most popular off-beat destinations tourists like to visit in Ireland. The place is famous for its serene atmosphere, jaw-dropping natural beauty and picturesque landscapes. Tons of visitors come to Sligo for hiking adventures and to check out attractions like the Carrowmore Megalithic Cemetery, Parke's Castle, Sligo Abbey, etc.
6
Limerick
Nestled in western Ireland, the city of Limerick is a very popular tourist hotspot. The place has a very distinct and diverse cultural history that attracts visitors from all over the globe. Some of the most notable tourist attractions in Limerick include the King John's Castle, St. Mary's Cathedral, Limerick City Gallery of Art, etc.
Things To Do In Ireland
Here are some popular things you can consider doing in Ireland during your visit;
• Explore Dublin on foot to witness and enjoy all the fun and memorable experiences the city has to offer.
• Ireland has numerous gorgeous hiking trails that you can cover during your visit. Some popular ones are Ballycotton Cliff Walk, Glenariff Forest Park scenic trail, Diamond Hill, the Causeway Coast, Carrauntoohil Hike, etc.
• Enjoy a ferry ride to Skellig Michael, one of the most popular tourist attractions in Ireland.
• Go on a romantic boat cruise with your loved ones on the River Shannon and witness the alluring scenic views of the region.
• Go for a memorable road trip along the renowned Wild Atlantic Way. It is among the top scenic drives in the world, and covering this route will surely make you feel like you are part of a beautiful movie.
• If you are a history buff or have an interest in ancient architecture, consider visiting some of the numerous castles spread across Ireland. The names of a few popular ones are Bunratty Castle, Dunluce Castle, Rock of Cashel, Ross Castle, etc.
• Spend a memorable evening in the company of a smooth drink at one of the many pubs located in Ireland.
Money Saving Tips
If you are planning an Ireland trip on a tight budget, here are some tips you can follow to save money;
• One of the best ways to save a lot of money during your Ireland trip is to visit the country outside of its peak tourism seasons. You can get some nice deals on flights, hotels and transfers if you schedule your visit during the shoulder or off-season.
• Instead of staying at luxury hotels, consider looking for cheaper accommodation options, such as hostels, Airbnbs, couch-surfing, etc. You can also look for budget-friendly stays on the outskirts of the main cities.
• Don’t let the Irish pub culture take over, as you can save a chunk of cash if you keep your drinks limited and within the happy hours.
• Tap water in Ireland is safe to drink. So, fill a bottle and take it along your journey. This way, you will not have to buy a bunch of mineral water bottles, saving cash in the process.
• Some restaurants in Ireland offer dinner options within a budget. However, you will have to eat early to avail yourself of this feature. Alternatively, food served in pubs is quite delicious and cheaper than in most restaurants.
• Get international travel insurance to keep yourself financially safe in case you come across an unforeseen event.
• Some major Irish cities, such as Galway and Dublin, offer free walking tours to travellers. It is a great way to explore and learn about the place without spending a lot of money on paid tours.
• If the main focus of your Ireland visit is to check out the heritage sites, make sure to invest in an OPW Heritage Card. It comes at a cheap price tag of around 40 euros and offers free access to a bunch of OPW-managed heritage sites across the country.
List Of Well-Known Indian Restaurants In Ireland
Here are some popular Indian restaurants across Ireland that you can check out during your visit;
• Rasam Restaurant
Address: 18-19 Glasthule road, Glasthule, Dublin, Ireland
Must-try dishes: Pork Chilli, Indian Lamb Curry, Old Delhi Butter Chicken, etc.
• Konkan Indian Restaurant
Address: 46 Clanbrassil Street Upper, Dublin, Ireland
Must-try dishes: Murgh Methi Malai, Chicken Malai Tikka, Malabar Fish Curry, etc.
• Pickel
Address: 43 Camden Street Lower, Saint Kevin’s, Dublin, Ireland
Must-try dishes: Pickel’s Chicken Biryani, Punjabi Saag Gosht, Laal Mass Curry, etc.
• Ananda Restaurant
Address: Cinema Building, Dundrum Town Centre, Dublin, Ireland
Must-try dishes: Trio of Chicken, Duck Tikka, Ghee Roast Goat, etc.
Local Law And Etiquette In Ireland
While visiting Ireland, make sure to respect and follow the local laws and etiquette. Here are some things you may find helpful;
• There’s no strong tipping culture in Ireland. Tipping is generally done for taxis, restaurants and personal services, at around 10%.
• Smoking in workplaces, including clubs, bars, taxis, public buildings, restaurants, etc., is banned in Ireland.
• The Irish take their sports very seriously, so make sure to not make fun of it in front of them.
• The Republic of Ireland is not a part of the U.K. So, make sure to not confuse it, especially in front of the locals.
• Make sure to say “thank you” and “please” when asking for and receiving service in Ireland.
Indian Embassies in Ireland
| Singapore-based Indian Embassy | Working Hours | Address |
| Embassy of India, Dublin | Mon-Fri, 9:00 AM - 5:30 PM | 69 Merrion Rd, Ballsbridge, Dublin-4, Co. Dublin, D04 ER85, Ireland |
International Travel Insurance for Most Visited Countries
Take your pick from the options below, so you can be better prepared for your trip to a foreign country
List Of Countries Where Travel Insurance Is Mandatory
Schengen countries
- France
- Spain
- Belgium
- Austria
- Italy
- Sweden
- Lithuania
- Germany
- the Netherlands
- Poland
- Finland
- Norway
- Malta
- Portugal
- Switzerland
- Estonia
- Denmark
- Greece
- Iceland
- Slovakia
- Czechia
- Hungary
- Latvia
- Slovenia
- Liechtenstein and Luxembourg
Other countries
- Cuba
- Ecuador
- Iran
- Turkey
- Morocco
- Thailand
- UAE
- Togo
- Algeria
- Romania
- Croatia
- Moldova
- Georgia
- Aruba
- Cambodia
- Lebanon
- Seychelles
- Antarctica
Source: VisaGuide.World
International travel insurance makes flight delays, loss of baggage and other journey-related inconveniences less bothersome.
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Frequently Asked Questions
1. Is a medical check-up mandatory for a travel insurance Ireland plan?
Depending on your insurance provider, you may or may not have to go through a mandatory medical check-up for your travel insurance Ireland plan. For example, travel insurance for Ireland from India offered by HDFC ERGO does not require mandatory health check-ups prior to travelling.
2. Is it mandatory to buy travel insurance for Ireland from India?
No, travel insurance is not compulsory for visiting Ireland from India. However, it is always recommended to invest in good international travel insurance to keep yourself financially covered while travelling abroad.
3. How much should I pay for an Ireland travel insurance plan?
A lot of factors can influence the premium of an Ireland travel insurance plan, such as duration of visit, the total number of travellers and their ages, travel duration, etc. So, the amount you should be paying for your travel insurance Ireland plan should depend on your trip criteria and the desired coverage amount. If you are travelling on a budget, browse online to get good deals on cheap travel insurance from India to Ireland.
4. Do you need travel insurance to enter Ireland?
Travel insurance is not a mandatory requirement to enter Ireland, however, it is widely recommended that you buy one to keep yourself financially secure against contingencies during your trip.
5. I'm going to Ireland for my studies. Should I buy travel insurance for Ireland from India?
Yes, students visiting Ireland for education purposes should definitely invest in student travel insurance for their stay. You can get affordable travel insurance from India to Ireland online.
6. How much will Ireland travel insurance cost me?
You can visit this link and enter the details of your trip to get quotes on the available travel insurance for Ireland plans.
7. What documents are required for Ireland travel insurance?
The process to buy travel insurance for Ireland is very simple and involves a minimal amount of documentation. Contact us at contact@hdfcergo.com for any queries regarding the procedure and document requirements.
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