Your international trip planning gets completed with a valid travel insurance plan. Choose HDFC ERGO Travel Insurance to secure your overseas trip. Be it a vacation with family or an important business meeting, we cover every trip type seamlessly with our vast list of coverage and 1 lac+ cashless hospitals present worldwide.
You can buy a travel insurance with HDFC ERGO without undergoing pre-policy medical check-ups.
With a wide reach all over the world we make sure you avail cashless medical facilities in a foreign land.
With in-house customer support and claim assistance team you can reach out to us at any time and we will cater to your queries instantly.
We are prompt in settling claims, make sure all your documents are kept safely and we will settle claims seamlessly.
For my:health Suraksha Health Insurance you get an additional sum insured equivalent to the admissible claim amount upto a maximum of the basic sum insured.
We cover emergency medical expenses if that happens due to illness or an accident.
We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.
Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.
If any of the insured member suffers from mental illness, the expenses for hospitalization gets covered in this health insurance plan.
We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.
If an unfortunate accident causes permanent disability, we’ll provide a lump-sum compensation to make things a little easier for you.
You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.
What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.
You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted. Journey-related coverage
In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.
Even on a solo travel you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.
We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.
Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.
Let us take care of your extended hotel accommodation while you recover from your medical emergency.
Any sickness or health issues caused to due to war or a breach of the law.
If you consume intoxicant or banned substance, the policy shall not entertain any claims.
If you’re suffering from a disease before travelling or undergo treatment for an illness which already exists, we do not cover it.
Our health insurance plan does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We apologise but if you hurt yourself or get hospitalised due to suicide attempt we shall not be able to cover you
Any injury caused due to an adventure sport remains uncovered.
Go for the plan that suits you the most like if you are travelling alone, then go for individual plan. In case you are travelling with your family, opt for family floater plan to cover your entire family in a single policy. If you are a frequent traveller, you can avoid the hassle of buying travel insurance for every trip by opting for Annual Multi-trip plan. If you are travelling abroad for further studies, then student plan gives you a perfect cover for the duration you are studying.
You can easily extend the policy online before the policy expiry date and stay covered for the extended period. With HDFC Ergo Travel Insurance plans, you can extend the policy multiple times for a maximum of 360 days from the initial policy start date.
Yes, you can change your travel dates anytime before the policy start date to a later date.
Unfortunately no. Your policy start date & purchase date cannot be later than your trip commencement date.
No. Travel Insurance policy is for those who plan to come back to India and where the purpose of travel is leisure holidaying, business & studies.
Travel Insurance ends either on the policy end date as mentioned in the policy or return date whichever is earlier. Hence, there won't be any premium refund in case you come earlier than planned.
As long as you have an active Indian Passport and you plan to return to India, you can buy travel insurance policy.
You can cancel your travel Insurance anytime before the policy start date. In case we receive Travel insurance cancellation request after the commencement of the policy date, photocopy of all pages of passport will be required as a proof that you have not travelled. Cancellation charge of Rs 250/- is levied on all cancellation requests.
Yes, our policy will reimburse for the emergency medical expenses due to sickness or injury on OPD basis.
Allianz Worldwide are our travel assistance partners. They have a vast network of 8 lacs+ service providers with 24x7 service capabilities.
You can change your policy details online through our website hdfcergo.com. Visit the 'HELP' section on the website and place a request. To place request or explore services, click here