Two Wheeler Insurance
Two Wheeler Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

Customer's Voice

Praveen Sasidharan says, I had a motor claim for car KL-01-AG-8784 this month.Your claims team was very fast to act and I got my vehicle in 3 days even though y ...more

    1436 Ratings | 866 Reviews

Two Wheeler Insurance

Two wheeler vehicles define efficient and quick travel for almost everyone. When you want to reach your destination without getting involved in traffic hassles, two wheelers are what you turn to. However, along with the convenience there comes a large number of risks as well. Two wheeler insurance is an absolute must for everyone who owns the vehicle. No matter how safely you think you ride, buying two wheeler insurance is an absolute necessity for everyone.
If you’re worried about the time and effort it requires to buy insurance, you haave to stress no more. Now, you can even buy two wheeler insurance online from HDFC ERGO.

HDFC ERGO Two Wheeler Insurance

If you wish to buy two wheeler insurance that is optimally useful for your vehicle, then HDFC ERGO’s two wheeler insurance policy is what you’re looking for. Giving you comprehensive coverage and complete accountability, buying two wheeler insurance has never been easier. Enjoy your bike to the fullest and stay completely safe – buy two wheeler insurance.

  • Instant online policy
  • Comprehensive coverage
  • Assured service
  • Competitive pricing

Two Wheeler Insurance Premium

  • HDFC ERGO’s Two Wheeler Insurance policy provides coverage for the following:
  • Loss Of Or Damage To The Vehicle Insured:
    • Loss or damage to your vehicle caused by any one of the following events
    • Accident by external means
    • Burglary, House Breaking or Theft
    • Fire, Explosion, Self Ignition, Lightning
    • Terrorism, Riots, Strikes, Malicious Acts
    • Transit by road, rail, inland waterways, air or lift
    • Earthquake, Flood, Storm, Landslide or Rockslide
  • Liability To Third Parties
    The two wheeler insurance policy would also cover your legal liability arising out of an Injury / Death of a third party and Property Damage of a third party incase of an accident involving your vehicle.
  • Personal Accident Cover For Owner - Driver
    The two wheeler insurance policy also provides for a mandatory Personal Accident Cover For Owner Driver for an amount of Rs. 1 Lac Covering Accidental Death and Permanent Total Disability.
  • The coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.

Two Wheeler Insurance Premium
Sum Insured

  • The two wheeler insurance coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s Declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.
  • The premium on your Two Wheeler Insurance policy would depend on:
  • Sum Insured / Insured’s Declared Value (IDV)
  • Type of vehicle
  • Age of the vehicle
  • Place of Registration
  • Fuel type
  • Choose a variety of optional covers on payment of additional premium, as listed below:
  • Personal Accident cover for owner driver
  • Personal Accident cover for Named / Unnamed Passengers
  • Personal Accident cover for Unnamed Pillion Passengers

Two wheeler Insurance Exclusion policy

  • General Ageing, wear and tear
  • Damage by a person driving without a valid driving license
  • Mechanical or Electrical breakdown, failure
  • Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  • Depreciation, any consequential loss
  • Loss/Damage attributable to War / Mutiny / Nuclear Risks
  • Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Loss / Damage, outside India
  • *Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings.
  • *This content is descriptive only. Actual coverage is Subject to the language of policy issued
  • Get Quote
  • Buy Online

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Two Wheeler Insurance 4 1436 | 866 Reviews

Customer Review Summary

Average Rating :    4
(Based on 1436 ratings )
Star 5 :
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Star 1 :

Customers Reviews

   5
Imran Khan Sowdagar
22 Sep 2013,   CHENNAI
Make : YAMAHA
Model : YZF R15
      
It was easy on to do online. i Had my car insurance done in March now i am doing for my bike, both i moved from bajaj to Hdfc.
   5
Nihil Nitinbhai Bhuptani
27 Jul 2013,   NAVI MUMBAI
Make : BAJAJ AUTO.
Model : PULSAR 150 DTSI ESUGIII
      
The process is very smooth and excellent. Renewed my Two Wheeler Insurance Policy in less than 2 minutes. Thank you...!!!
   4
Jamuna C
23 Jan 2014,   CHENNAI
Make : HERO HONDA
Model : PLEASURE STANDARD
      
It seems okay. But don't know about the rates.
   4
Shiv Narayan YadaV
23 Jan 2014,   JABALPUR
Make : TVS
Model : SCOOTY PEP STREAK FASHION
      
Office phone no. clause needs to be made optional for a person if he is in private job or a retiree or else not maintaining it. It also required to be customer friendly page by page.
   5
BAKYALAKSHMI S
23 Jan 2014,   COIMBATORE
Make : TVS
Model : SCOOTY PEPT PEP
      
good
   4
SHANKAR BIJOOR
23 Jan 2014,   BANGALORE
Make : KTM
Model : DUKE 200
      
Good and easy process through online
   5
Apurba Sarmah
23 Jan 2014,   KAMRUP
Make : HERO MOTOCORP
Model : PLEASURE SPECIAL EDITION
      
I will be very happy if your claim process will easy and very quick and hassel free...hv a nice day
   3
Gowri Sarada Rajulapudi
23 Jan 2014,   KHAIRTABAD
Make : HERO HONDA
Model : PLEASURE NEW
      
-
   3
Tripti Sharma
22 Jan 2014,   DELHI
Make : HONDA.
Model : ACTIVA DELUXE
      
gfyfhgg
   5
Chetan Swami
22 Jan 2014,   JAIPUR
Make : HONDA.
Model : DREAM YUGA
      
Online policy purchase is really a effective way to buy policy.