Two Wheeler Insurance
Two Wheeler Insurance When it's your only vehicle, the precautions should be worth it
  • - Instant online policy
  • - Comprehensive coverage
  • - Assured service
  • - Competitive pricing

Customer's Voice

Praveen Sasidharan says, I had a motor claim for car KL-01-AG-8784 this month.Your claims team was very fast to act and I got my vehicle in 3 days even though y ...more

    3146 Ratings | 982 Reviews

Two Wheeler Insurance

Two wheeler vehicles define efficient and quick travel for almost everyone. When you want to reach your destination without getting involved in traffic hassles, two wheelers are what you turn to. However, along with the convenience there comes a large number of risks as well. Two wheeler insurance is an absolute must for everyone who owns the vehicle. No matter how safely you think you ride, buying two wheeler insurance is an absolute necessity for everyone.
If you’re worried about the time and effort it requires to buy insurance, you haave to stress no more. Now, you can even buy two wheeler insurance online from HDFC ERGO.

HDFC ERGO Two Wheeler Insurance

If you wish to buy two wheeler insurance that is optimally useful for your vehicle, then HDFC ERGO’s two wheeler insurance policy is what you’re looking for. Giving you comprehensive coverage and complete accountability, buying two wheeler insurance has never been easier. Enjoy your bike to the fullest and stay completely safe – buy two wheeler insurance.

  • Instant online policy
  • Comprehensive coverage
  • Assured service
  • Competitive pricing

Two Wheeler Insurance Premium

  • HDFC ERGO’s Two Wheeler Insurance policy provides coverage for the following:
  • Loss Of Or Damage To The Vehicle Insured:
    • Loss or damage to your vehicle caused by any one of the following events
    • Accident by external means
    • Burglary, House Breaking or Theft
    • Fire, Explosion, Self Ignition, Lightning
    • Terrorism, Riots, Strikes, Malicious Acts
    • Transit by road, rail, inland waterways, air or lift
    • Earthquake, Flood, Storm, Landslide or Rockslide
  • Liability To Third Parties
    The two wheeler insurance policy would also cover your legal liability arising out of an Injury / Death of a third party and Property Damage of a third party incase of an accident involving your vehicle.
  • Personal Accident Cover For Owner - Driver
    The two wheeler insurance policy also provides for a mandatory Personal Accident Cover For Owner Driver for an amount of Rs. 1 Lac Covering Accidental Death and Permanent Total Disability.
  • The coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.

Two Wheeler Insurance Premium
Sum Insured

  • The two wheeler insurance coverage for your Vehicle would depend on the manufacturer’s listed selling price less depreciation for each year or the IDV (Insured’s Declared Value). The IDV would be the maximum amount payable in the event of a claim for Total Loss / Theft.
  • The premium on your Two Wheeler Insurance policy would depend on:
  • Sum Insured / Insured’s Declared Value (IDV)
  • Type of vehicle
  • Age of the vehicle
  • Place of Registration
  • Fuel type
  • Choose a variety of optional covers on payment of additional premium, as listed below:
  • Personal Accident cover for owner driver
  • Personal Accident cover for Named / Unnamed Passengers
  • Personal Accident cover for Unnamed Pillion Passengers

Two wheeler Insurance Exclusion policy

  • General Ageing, wear and tear
  • Damage by a person driving without a valid driving license
  • Mechanical or Electrical breakdown, failure
  • Damage by a person driving under the influence of Liquor / Alcohol / Drugs
  • Depreciation, any consequential loss
  • Loss/Damage attributable to War / Mutiny / Nuclear Risks
  • Damage to tyres and tubes unless the vehicle is damaged at the same time in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Loss / Damage, outside India
  • *Please note these are illustrative exclusions. For a detailed list, kindly refer the policy wordings.
  • *This content is descriptive only. Actual coverage is Subject to the language of policy issued

arrow
Two Wheeler Insurance 4 3146 | 982 Reviews

Customer Review Summary

Average Rating :    4
(Based on 3146 ratings )
Star 5 :
Star 4 :
Star 3 :
Star 2 :
Star 1 :

Customers Reviews

   5
Ramayodhya Rawat
20 Jun 2014,   GURGAON
Make : HERO MOTOCORP
Model : SPLENDOR PRO DRUM SELF CAST
      
your online buying process is excellent and user friendly to your customer finally it is very good experience with all product of HDFC
   5
Sunil Bhukhubhai Desai
08 Jun 2014,   MUMBAI
Make : HONDA.
Model : ACTIVA
      
I have renewed the policy during my evening tea time...great work bt HDFC ERGO Team...keep up the good work ;)
   4
Richa Anand Natu
23 Apr 2014,   PUNE
Make : HONDA.
Model : ACTIVA
      
THE PREMIUM CHARGES ARE BETTER THAN OTHER SERVICE PROVIDERS THE BUYING PROCESS WAS EASY AND CUSTOMER CARE REPRESENTATIVES WERE PRETTY HELPFUL TOO. GOOD TO KNOW THAT MOTOR POLICY FOR TWO WHEELERS INCLUDE INSURANCE AGAINST THEFT AS WELL WHICH WAS INFORMED TO ME BY CUSTOMER CARE REPRESENTATIVES. OVERALL IT WAS A PLEASANT EXPERIENCE AS AGAINST THE ONE I HAD WITH ICICI LOMBARD
   5
SUMANTH REVANKAR
17 Apr 2014,   BANGALORE
Make : BAJAJ AUTO.
Model : PULSAR 220 DTS-FI
      
Online buying policy is an excellent service. It is a most convenient way and a very very simply way. I liked it very much. Thank you
   5
DILIP MISHRA
17 Apr 2014,   NEW DELHI
Make : BAJAJ AUTO.
Model : BOXER 150
      
Its nice experience . Care of old customer. Just entered old policy number & completed everything in 2 minutes. Loyalty counts. Thanks
   5
Prakasha N G
17 Apr 2014,   BANGALORE
Make : HONDA.
Model : ACTIVA
      
I just renewed a Motor Insurance policy as well and very happy with the process of buying it. Please continue to keep the same quality throughout. Thank You
   5
Nabin Singh
15 Apr 2014,   DELHI
Make : BAJAJ AUTO.
Model : DISCOVER 100 ES
      
it's excellent but this my first experience of covering online insurance.Actual things could be seen at the time of claim settlment.
   4
NAVEEN KUMAR
22 Mar 2014,   DELHI
Make : YAMAHA
Model : LIBERO STANDARD
      
Very user friendly process of renewing expiring policy. I very conveniently renewed my two wheeler policy one day before of its expiry. Thanks HDFC ERGO. Regards, Naveen New Delhi
   5
Biplab Choudhury
09 Feb 2014,   DURGAPUR
Make : HERO MOTOCORP
Model : SUPER SPLENDOR CAST SELF
      
Satisfying experience in buying my motor insurance policy. Smooth, transparent and safe procedure. Thank you.
   5
Nisha Nair
01 Feb 2014,   BANGALORE
Make : HONDA.
Model : DIO STANDARD
      
i tried many other sites for online purchase. Yours was the only one which worked seamlessly. Good show.