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Home / Motor Insurance / Car Insurance / Car Insurance for Make and Model / Ford

Ford Car Insurance

ford car insurance online

Ford cars are indeed a special place for every Indian who loves driving an American car. Right from their entry into the Indian market in 1995 with the Ford Escort and Ford Ikon, the US automaker has been a favourite for car buyers in India. If you owner of this vehicle brand, it is wise to have Ford car insurance, as it will help you get coverage for vehicular damage losses arising due to unforeseen events. Natural calamities like floods, earthquakes or man-made disasters like riots, terrorism, etc., can vulnerably damage your vehicle, thereby leading to hefty repair bills.

On September 9, 2021, Ford exited the Indian market citing high production costs due to extreme import restrictions. On 8th August 2022, Ford announced it would be selling its manufacturing plant in the western state of Gujarat for INR 7.26 billion to Tata Motors. Since 2021, Ford India has focused on the businesses of supporting a service network, import and distribution of automotive parts, and the sale of extended warranties. Speaking again about insuring your Ford vehicle, it is advisable to have Ford car insurance, as it will help you drive with peace of mind. The insurer will bear expenses for Ford vehicle repair bills for damages due to any unwanted scenarios. HDFC ERGO offers three types of Ford car insurance—comprehensive cover, own damage cover, and third party cover.

Types of Ford Car Insurance HDFC ERGO Offers

Didn’t think it was possible to cover the damages to your own car as well as get security from third-party claims under the same plan? Say hello to the Single Year Comprehensive Cover from HDFC ERGO. This plan covers Third Party Plan and the Own Damage Cover for a year. That is not all. Should your base policy deem insufficient, you can choose add-on covers to bump up the protection cover.

X
Suitable for car lovers seeking all rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

If you do not take your Ford out on the roads too frequently, you may have perhaps put off getting car insurance for your vehicle. But, insuring your vehicle with at least Third-Party cover is mandated by the Indian law. Third-Party insurance cover for your Ford ensures that you do not have to worry about your finances. This cover gives you personal accident coverage combined with protection from third-party claims.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

Why limit your car insurance cover to third-party claims alone? After all, in case of an accident or a calamity, your Ford could also sustain severe damages. Paying for those massive repairs out-of-pocket can be stressful. Thankfully, with the Standalone Own Damage Cover from HDFC ERGO, you need not worry about that. We cover the costs of repairing your car in case of accidents, natural calamities, fires and theft.

X
Suitable for those who already have a valid third-party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

If you’ve just checked off a life goal and purchased a brand new Ford car, our Cover for Brand New Cars is just what you need to protect your new set of wheels. Wondering what this cover offers? Well, you get a 3-year cover against any claims arising from any damage to a third-party person/property. Also, this cover includes a 1-year coverage against damages to your car arising from accidents, natural calamities, and theft.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Ford Car Insurance Inclusions & Exclusions

Covered in Car insurance policy - fire explosion

Fire & Explosion

Worried about a fire reducing your Ford to ashes? Well, we’ve got you covered so disasters like these don’t burn a whole in your pocket.

Covered in Car insurance policy - Calamities

Natural Calamities

Natural calamities do not come knocking at your door. But, insuring your Ford can prepare you well for contingencies including earthquakes, floods etc.

Covered in Car insurance policy - theft

Theft

Losing a Ford car to a robbery is a nightmare for every owner. But, hold that thought there! With our car insurance, we will ensure that the theft doesn’t burden your finances.

Covered in Car insurance policy - Accidents

Accidents

It’s natural to panic when you’ve been in a car accident. Let our car insurance take care of your car and finances, while you regain your calm.

Covered in Car insurance policy - Personal accident

Personal Accident

Our car insurance does not just prioritize your Ford. It prioritizes you too. In case of an accident, our insurance plan covers the costs of any medical treatment you may need

Covered in Car insurance policy - third party liability

Third Party Liability

Been in an accident and find yourself facing steep liabilities from a third-party? Relax! Our car insurance covers third-party liabilities, so you do not need to pay out-of-pocket to meet the costs of any damage to another person or property.

Benefits of Buying Ford Car Insurance Online

1

Get Instant Quotes

With our car insurance calculators, you can check Ford car insurance premium instantly. Just enter your car’s registration number, choose policy, select appropriate add-on if required, the premium would be displayed, both inclusive and exclusive of taxes.
2

Quick Issuance

If you buy or renew Ford car insurance online via HDFC ERGO website, the policy will be mailed to you instantly on your registered email ID.
3

Payment Reminders

After you buy Ford car insurance online you get a regular reminder to renew car insurance online from our end. This ensures that you enjoy uninterrupted coverage and do not violate traffic rules by having a valid third party car insurance policy.
4

Minimal Paperwork

Buying Ford car insurance online will save you from the hassle of paperwork. You can buy car insurance online from HDFC ERGO website within few minutes just by entering few details and the soft copy of your policy will be mailed on your registered email ID or on your WhatsApp number.
5

No Middlemen Charges

If you buy Ford car insurance online you pay what you see on your mobile or desktop screen. There are no hidden charges. Also, you avoid paying any money to middlemen.

About Ford Company

The birth of Ford Motor Company took place in a car workshop by Henry Ford in Detroit in 1896. Their first car was assembled in July 1903 and by 1908 they introduced their first car model the Model T. In 1911, Henry Ford developed one of the first methods of car assembly for mass production in Kansas City, Missouri facility, introducing the first assembly line production in 1913. Ford entered the Indian market as early in 1926 however, due to low response they shut down their facility. Ford re-entered the Indian market in 1995 as a joint venture with Mahindra & Mahindra called Mahindra Ford Limited with two models i.e. Ford Escort and Ford Ikon. Some of the popular Ford models in India are Ford EcoSport, Ford Endeavour, Ford Figo and Ford Fiesta. On September 9, 2021, Ford exited the Indian market citing high production cost due to extreme import restrictions. However, Ford’s service outlets are still operational in India and its automotive parts are also available for sale.

Ford Bestselling Models

1
Ford Figo
The Ford Figo is an affordable hatchback from the American automaker. Featuring a very subtle design, the Figo builds upon the strong platform that was created by its predecessor. The car has a slightly taller stance and higher ground clearance, giving the driver maximum visibility. In terms of features, the car has everything including 6 airbags, push button start, reverse camera, touchscreen navigation, and more. The Figo comes with an engine that puts out 96 PS of power, making it one of the most powerful cars in its segment. The car is available at a modest price range of just Rs. 5.65 lacs to Rs. 8.19 lacs.
2
Ford Aspire
The Ford Aspire is essentially the sedan version of the Ford Figo. The front end of the car is identical to the Figo, but the defining feature of this model is its extended boot. And although the car has large boot space of 359 litres, the length has been kept well within 4 mts. This makes the car maneuverable even in tight lanes of the city. Besides this, the car boasts of ample legroom. The Aspire, although equipped with similar features as Figo, is priced slightly higher. The range starts from Rs. 7.24 lacs to Rs. 8.69 lacs.
3
Ford Freestyle
The Ford Freestyle is Ford’s attempt at creating a micro-SUV. Built from the already existing robust platform of the Ford Figo, the Freestyle also features similar styling elements albeit with a much higher ground clearance and SUV-like elements. Infusing the model with SUV-like elements, the Freestyle boasts of black bumpers on the front and back, skid plates, and flared wheel arches. All of this enables the car to tackle a wide range of terrain. Powered by the same 96PS engine as the Figo, the Freestyle is the perfect urban car. The price range of Ford Freestyle starts at just around Rs. 7.09 lacs and goes all the way up to around Rs. 8.84 lacs.
4
Ford EcoSport
The Ford EcoSport is arguably the first-ever sub-4 metre SUV to have hit the Indian shores. Ford has carefully designed and engineered the car to meet the Indian regulations. The car features all the elements of a typical SUV – strong engine, high ground clearance, external spare wheel mounted on the back, high seating position, and wider tyres. In addition to this, the EcoSport also comes with a sunroof, electrically foldable mirrors, touch button entry, and push button start, among others. The engine is a specially designed 1.5-litre petrol that puts out around 122 PS of power; enough to tackle all kinds of roads. The car is available at a wide price range of Rs. 7.99 lacs to Rs. 11.49 lacs.
5
Ford Endeavour
The Ford Endeavour is the automaker’s attempt at creating a true-blue SUV. Armed with plenty of features such as hill launch assist, hands-free lift gate, parallel park assist, electronic locking rear differential, and terrain select system, the Endeavour is the perfect SUV for off-roading. The car has an extremely high ground clearance, allowing you to drive through streams and shallow rivers with ease. The electronic panoramic sunroof lets you soak in the sun as you drive past unchartered territories. The SUV is powered by a 2-litre diesel engine, and generates 170PS of power. This premium SUV is offered in multiple trims starting from Rs. 29.99 lacs to Rs. 35.45 lacs.

Why Does Your Ford Need Car Insurance?


Proud owner of a brand new Ford car? Or perhaps, an owner of a trusted Ford vehicle that you’ve had for a few years now? Whatever the case may be, your car is much more than just a set of wheels, isn’t it? Like most car owners, it’s likely that you too are heavily invested in your car, perhaps even emotionally. So, why not give your car adequate protection by choosing the right car insurance plan for your Ford vehicle?

After all, while you may be the safest driver in your locality, there’s no telling what may be around the corner. Secure your finances and simultaneously eliminate the chances of getting a penalty by choosing a Third Party cover for your car. The Motor Vehicles Act mandates this too.

But is the law the only reason to buy car insurance? Certainly not! Here are some other reasons why car insurance is important:

third party insurance for ford cars

It protects you from Third-Party claims

If you are in an accident, your Ford car may cause unintended damages to another person, or their property. This could lead to third-party claims, and the costs could be higher than you are prepared for. With third-party car insurance by your side, you shall always be prepared any unforeseen events and the claims borne out of them. .

comprehensive insurance for ford cars

It Gives You a Comprehensive Cover

Car insurance does not just cover third party liabilities. You can also choose to enjoy comprehensive coverage that includes the cost of repairs to your own car, in the event of natural calamity, accident, fire or theft. That is not all. The impressive range of add-on covers such Return to Invoice, Emergency Roadside Assistance, Engine and Gearbox Protector, and many more, ensure holistic protection to your Ford car.

It’s the golden ticket to a stress-free driving experience

You Can Drive Worry-Free

Taking your brand new Ford for a spin? New driver or experienced, you are always going to be worried about unexpected emergencies or accidents that could ruin your car and drain your finances. With car insurance for your Ford, you can finally keep calm when you hit the roads and enjoy the drive.

Ford Car Insurance Add-on Covers

We know how much you love your Ford. And, we understand that sometimes a basic cover may just not be enough.
That is why we offer you a wide range of add-ons to choose from.

Zero Depreciation Cover - Insurance for Vehicle
Zero Depreciation Cover
For you, your Ford will always be just as precious as it was when you first drove it home. But a car is a depreciable asset and its value reduces with time. That’s why claim payouts often have a depreciation cut. With the Zero Depreciation Cover, you can rest assured that your finances are intact in such a situation.
No Claim Bonus Protection - Car insurance renewal
No Claims Bonus Protection
Even if you’re the most cautious driver on the block, your Ford may suffer damages in other unexpected ways. At such times, why risk losing your No Claim Bonus over a claim? You can protect your NCB with the No Claim Bonus Protection cover. This cover ensures that your NCB is carried over to the next slab, so you can continue to enjoy your discount.
Emergency Assistance Cover - Car insurance claim
Emergency Assistance Cover
Got an unexpected emergency with your Ford? No matter what time of day or night it is, our Emergency Assistance cover gives you 24x7 access to assistance during a crisis. Whether it’s as small as lost key assistance and refueling, or as major as towing assistance and tyre changes, this cover has your emergencies covered.
Return to Invoice - insurance policy of car
Return to Invoice
If your Ford is damaged beyond repair or stolen, the losses could be huge. Secure your finances in case of such emergencies with the Return to Invoice add-on cover. With this add-on, you’ll receive the entire value of your car, as per the original voice. That’s not all. You’ll get the road tax and registration fees back too.
Engine and gearbox protector by best car insurance provider
Engine & Gear Box Protector
Periodic oil changes and regular upkeep and maintenance will no doubt ensure that your Ford’s engine is in top shape. But what about protecting your finances in case your car’s engine is damaged? The Engine and Gearbox Protector add-on cover is the friend you need so you can get your engine up and working again without any financial stress.
Downtime Protection
Downtime Protection
Car in the garage for repairs? Well, if that’s the case, you need not worry about the cost of arranging for an alternative means of transportation. Choose the Downtime Protection add-on and get the benefit of alternative transport or daily financial assistance to meet your cab fares and transport costs till your car’s ready to hit the road again.

Know Your Premium: Third-Party Premium vs. Own Damage Premium


Third-Party (TP) plan: If you’re in an accident, you may find yourself facing damages to the third-party. This could result in hefty third-party claims, which is a legal liability. However, Third-Party insurance cover can protect you from such liabilities. Also, since Third-Party insurance plan is mandatory in India, insuring your Ford could save yourself the trouble of having to pay penalties. But that is not all! The premium for Third-Party insurance plan is also reasonably priced. Wondering how? Well, based on the cubic capacity of every vehicle, the IRDAI predefines the third-party premium, making it aligned and affordable for all Ford car owners


Own Damage (OD) insurance: While a Third-Party plan protects you from liabilities that others may claim, you’ll also need to take care of the damages to your own car, isn’t it? That’s where Own Damage insurance can help. It covers the expenses involved in repairing your Ford in case it is damaged due to an accident or a calamity or a theft or fires.

However, unlike the third-party premium, the premium for own-damage for your Ford car varies. Wondering why? Let us explain. The OD premium for your Ford car is usually calculated on IDV, zone, and cubic capacity. Thus, depending upon your car's specifications or which city your car is registered in, your premium will differ. The premium is also affected by the add-ons you choose with your standalone own damage cover or a bundled cover. Also, bear in mind that any modifications to your Ford car will result in higher premiums.

Calculate Your Ford Car Insurance Premium

Buying car insurance for your Ford car is easy. All it takes is a few simple and quick steps. Take a look at what you need to do.

Enter your Ford car’s registration number

STEP 1

Enter your Ford car’s registration number.

Step 2 - Select policy cover- calculate car insurance premium

STEP 2

Select your policy cover* (in case we are not able
to auto fetch your Ford car details, we will need a
few details of the car such as its make, model, variant,
registration year, and city).

 

Provide your previous policy and No Claims Bonus (NCB) status.

STEP 3

Provide your previous policy
and No Claims Bonus (NCB) status.

Get an instant quote for your Ford car

STEP 4

Get an instant quote for your Ford car.

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How to Buy Ford Car Insurance Online

1. Visit HDFC ERGO’s website fill in the details, including your car registration number, mobile number and email address.

2. Enter the policy details and the add-on to the cover you would like to opt for.

3. Complete the process by paying the premium amount via online payment.

A confirmation mail along with the policy will be mailed to you

How to Buy Car Insurance for a Secondhand Ford Car

renew car insurance

1. Visit HDFC ERGO’s website and navigate to car insurance page. Fill in the details, including your secondhand Ford car registration number, mobile number, model and email address.

2. Enter the policy details and choose one from third party or comprehensive or own damage cover.

3. If you opt for comprehensive or own damage cover, you can customise it by choosing unique add on covers like emergency roadside assistance, engine gearbox protection, zero depreciation, etc.

4. Complete the process by paying the premium amount via online payment.

A confirmation mail along with the policy will be mailed to you.

How to Renew Ford Car Insurance Online?

You can renew Ford car insurance policy from HDFC ERGO website in following ways:

1. Visit HDFC ERGO’s website and select renew the policy.

2. Enter the Ford car model details, vehicle registration number, include/exclude the add on covers and complete the journey by paying the Ford car insurance premium online.

3. The renewed policy will be mailed to your registered email id.

Ford Car Insurance Claim Process

The world has gone digital, and so has our claim settlement process, with these four quick, easy-to-follow steps.

  • Step #1
    Step #1
    Jump onto the digital bandwagon! Ditch piles of paperwork and long queues, and share your documents online to register your claims.
  • Step #2
    Step #2
    Opt for a self-inspection or a digital inspection of your Ford car by a surveyor or workshop partner.
  • Step #3
    Step #3
    Track your claim status through our smart AI-enabled claim tracker.
  • Step #4
    Step #4
    Relax while your claim is approved and settled with our extensive network of garages.

Documents Required for Filing Ford Car Insurance Claim

If you are filing claim for Ford car insurance. Ensure to keep following documents ready.

Accident Claims

1. Registration Certificate (RC) Book copy

2. Driver's license copy of the individual driving the insured vehicle at the time of the incident.

3. FIR filed at the nearest station

4. Repair estimates from the garage

5. Know Your Customer (KYC) documents

6. If the accident has risen out of a mutinous act, strikes or riots, then filing an FIR is mandatory.

Theft Claims

1. RC Book copy and your Ford’s car original key.

2. FIR filed at the nearest police station as well as the final police report

3. RTO transfer papers

4. KYC Documents

5. Letter of Indemnity and Subrogation

Reasons to Buy HDFC ERGO's Ford Car Insurance

roadside assistance cover for ford cars
24x7 Roadside Assistance^^
Stuck in a remote location and need expert assistance with your car? Our 24x7 roadside assistance is always at your beck and call.
cashless garages for ford cars
8000+ Cashless Garages**
No cash to pay for unexpected expenses when you’re hitting roads? Don’t you worry! We’ve got it covered with our vast network of 8,000+ cashless garages.
ford car insurance premium
Premiums from ₹2094*
Steep premiums stopping you from insuring your car? With our premiums so affordable, it’s time to give your car the protection it deserves.
ford car insurance policy
Insurance under 3 minutes
Securing your car is just a 3-minute job! No more cumbersome waiting – we promise!
ford car insurance claims
Unlimited Claims°
No matter how many claims you register, we’ve got you covered with our unlimited claims

Find Us Wherever You Go

When you choose HDFC ERGO car insurance, you get much more than just protective coverage for your Ford car. Our car insurance plans for your Ford car come with the Cashless Garage facility as a part of the package. Wondering what that is? Well, it’s the friend you didn’t know you needed. If you ever find yourself stranded off the beaten path, finding emergency assistance is highly unlikely. Our Cashless Garage facility ensures that you’re not stressed out by a predicament like this.

We have a wide and dependable network of over 8000 cashless garages located all over the country. So, if an emergency comes knocking, you can rely on our garage partners for expert help, and you need not to worry about paying out of pocket. We’ve got you covered.

8000+ cashless Garagesˇ Across India

Top Tips for Your Ford Car

Have Your Tyres Rotated
Have Your Tyres Rotated
While you’re driving your Ford car, your tyres carry the full weight of your vehicle and determine road traction at all times. It’s therefore essential to keep your tyres in good condition at all times. Regular rotation is one vital tyre maintenance task, along with checking the air pressure and making sure the rubber hasn’t become degraded or damaged.
Get Your Oil Refreshed
Get Your Oil Refreshed
Without fresh motor oil, your engine might seize. It’s generally recommended to change your Ford car oil twice a year to keep your engine fully lubricated. If you drive in excessively hot, cold, or dusty conditions, or if you put your engine under more pressure than most drivers, consider having your oil changed three or four times a year.
Check All Important Fluids
Check All Important Fluids
The various fluids in your Ford car keep a number of important components functioning smoothly. It’s essential to regularly have your brake fluid, transmission fluid, windshield wiper fluid, and power steering fluid checked and refreshed
Have Your Brakes Inspected
Have Your Brakes Inspected
The braking mechanisms in your car are your number one safety feature while on the road. Always make sure you have a trusted technician examine your Ford car brakes twice a year so that any potential faults can be found and fixed early on.
Replace the Engine Air Filter
Replace the Engine Air Filter
The engine air filter avoids dust and debris from entering the engine. With this, the combustion process take place smoothly. As air filters gradually become clogged up with contaminants, you’ll need to replace your filter every year or two.

Read the Ford Car Insurance Blogs

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Frequently Asked Questions on Ford Car Insurance

It is not expensive to maintain a Ford car as it has a very efficient engine and its replacement parts are easily available. Also Ford car gives great mileage.
You can renew Ford car insurance online via HDFC ERGO website. The policy can be purchased online within few minutes by making payment online. The renewed policy will be mailed to your registered email ID after you make the payment.
Yes, you have no claim bonus (NCB) benefit available with your Ford Car Insurance policy. However, with third party cover there is no NCB. You are entitled to avail discount during first year of car insurance renewal if you do not raise any claim in the previous policy period.
You can reduce premium of Ford car insurance policy by installing security devices. In addition to this, you should avoid raising unnecessary claims as you will lose NCB benefit by doing so. Lastly, choose riders with your comprehensive cover which are necessary.
Yes, Ford car insurance is transferable to the new owner. However, you cannot transfer the no claim bonus to any other party. It can only be transferred to the new car of the same owner.
You can download Ford car insurance policy from the insurer’s website. You will have to just enter the registered mobile number or the policy number on the website. The policy will be mailed to you on your registered email ID.
It is wise to buy comprehensive car insurance for your Ford car as it will help you get coverage for vehicle damage losses due to unforeseen events like theft, fire, earthquake, flood, accident, etc.

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Last updated: 2023-02-20

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