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Home / Travel Insurance / Travel Insurance For Poland

Travel Insurance for Poland

Poland, officially called the Republic of Poland, is a country located in Central Europe. It is among the top names on the list of popular European holiday destinations from India. Alongside its rich history, ancient museums and massive castles, Poland is known for its mesmerising natural beauty, which you can witness in the forms of forests, hills, rivers, lakes, etc. Hence, it is important to plan your Poland trip perfectly so you can enjoy everything the region has to offer. For this, you can start by investing in an international travel insurance policy.

This page includes everything related to Poland travel insurance, visa requirements, places to visit, things to do, etc.

Key Features of Travel Insurance Poland

The features included in your travel insurance mainly depend on the insurer. For example, here’s what you will get with Poland travel insurance offered by HDFC ERGO;

Key features Details
Wide coverage The coverage offered in this policy includes medical emergencies, baggage-related hassles and journey-related inconveniences.
Flexible coverage amountOverall coverage amount range from $40K to $1000K.
Ceaseless support24x7 dedicated claims approval team and customer care support for round-the-clock assistance.
COVID-19 coverCovers hospitalisation expenses related to COVID-19.
Cashless featureOffers cashless treatment via multiple partnered hospitals under the policy network.

Types of Travel Insurance for Poland

Here are the main travel insurance Poland plan types that you can choose from;

Travel plan for Individuals by HDFC ERGO

Travel Plans for Individual

For solo adventurers around the globe

This plan offers coverage to individual or solo travellers planning a trip to a foreign country.

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Travel plan for Families by HDFC ERGO

Travel plan for Families

For the happy family trips

This plan offers coverage to multiple family members during their foreign country trip under a single policy.

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Travel plan for Students by HDFC ERGO

Travel plan for Students

For the ones who are far from home

This plan offers coverage to students visiting a foreign nation for educational purposes.

Travel plan for Frequent Fliers by HDFC ERGO

Travel plan for Frequent Fliers

For jet setters dreaming beyond known boundaries

This plan offers coverage for multiple trips within a specified timeframe under one comprehensive travel insurance policy.

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Travel Plan for Senior Citizens

Travel Plan for Senior Citizens

For the ones young at heart

This plan only offers coverage to senior citizens travelling to a foreign country.

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Benefits of Buying Travel Insurance Poland Plan

There are tons of benefits to buying a travel insurance Poland plan, such as;

1

Financial Peace

International travel insurance provides financial peace by offering coverage for unexpected circumstances, reducing stress and financial burden.

2

Cashless Benefits

Poland travel insurance includes cashless medical assistance, ensuring you can receive treatment at network hospitals without worrying about upfront payments.

3

Quick Assistance

Enjoy 24x7 customer support and efficient claims processing with Poland travel insurance, ensuring a hassle-free trip.

4

Baggage Security

Protect your belongings from delays, loss, or damage during your international journey by purchasing Poland trip insurance.

5

Comprehensive Medical Coverage

Poland travel insurance covers various medical expenses, including emergency medical care, dental costs, evacuation, repatriation, and more.

5

Journey-Related Complications

Get coverage for unexpected situations like flight delays, personal liability, and hijack distress allowance, enhancing your travel experience.

Want to cover multiple foreign trips in a year under a single comprehensive travel insurance plan? Check out the frequent flyer travel insurance plans by HDFC ERGO.

What's Covered under Travel Insurance for Poland from India?

The things that are covered under the travel insurance for Poland from India are listed below;

Emergency medical expenses coverage by HDFC ERGO Travel Insurance

Emergency medical expenses

If you experience a medical emergency during the trip, you will receive financial coverage for the expenses in the form of cashless treatment or reimbursement claims under the policy.

Emergency dental expenses coverage by HDFC ERGO Travel Insurance

Emergency dental expenses

Dealing with dental emergencies due to an accidental injury can be financially stressful. International travel insurance covers those expenses too.

Medical Evacuation coverage by HDFC ERGO Travel Insurance

Medical evacuation

If you are required to be evacuated via land/air to the nearest hospital for immediate treatment, the policy will bear the costs of the transfer.

Hospital daily cash allowance by HDFC ERGO Travel Insurance

Hospital daily cash allowance

Alongside medical expenses, the international travel insurance policy covers petty hospitalisation costs, so you can keep your trip budget intact.

Medical & Body Repatriation coverage by HDFC ERGO Travel Insurance

Medical and body repatriation

In the tragic event of demise, the travel insurance for Poland would be liable for covering the costs of returning a person’s remains to their home country.

Accidental Death coverage by
                                                    HDFC ERGO Travel Insurance

Accidental death

With our travel insurance policy, we extend our assistance in case of accidental death by offering your family a lump sum payment as compensation.

Permanent Disablement coverage by HDFC ERGO Travel Insurance

Permanent disablement

If an unfortunate accident results in permanent incapacity/disability, the policy will compensate you with a lump sum payment to ease your situation.

Personal Liability coverage by HDFC ERGO Travel Insurance

Personal liability

During your foreign country visit, if you find yourself accidentally responsible for third-party damage, then you will receive compensation for the same under the policy.

Financial Emergency Assistance coverage by HDFC ERGO Travel Insurance

Financial emergency assistance

Being a subject of robbery or theft in a foreign land can lead to a cash crunch. However, HDFC ERGO international travel insurance for Poland can help with the arrangement of emergency fund transfers from India.

Hijack Distress Allowance coverage by HDFC ERGO Travel Insurance

Hijack distress allowance

With travel insurance, you will receive compensation for the distress you experience in the event of flight hijacking.

In case of a flight delay, the travel insurance will reimburse you for the necessary expenditures you make in the interim.

Hotel
                                                    Accommodations coverage by HDFC ERGO Travel Insurance

Hotel Accommodations

The Poland travel health insurance plan will also handle the added expenses due to extended hotel accommodations as a result of a medical emergency.

Losing your passport and personal belongings in a foreign land can be very stressful. The travel insurance policy will cover the expenses of replacing lost documents and belongings up to a certain limit.

In case you experience loss of checked-in baggage, the Poland travel insurance plan will offer compensation to take care of the travel basics and essentials.

The essential purchases you make during a checked-in baggage delay, such as medication, clothing, toiletries, etc., will be covered under the Poland travel health insurance plan.

What's Not Covered Under Travel Insurance for Poland from India?

With your travel insurance for Poland from India plan, you will not receive coverage for these things;

Breach of Law

Breach of Law

Health complications that are caused due to war, terrorism or breach of law are not covered under the travel insurance plan.

Consumption Of Intoxicant Substances not covered by HDFC ERGO Travel Insurance

Consumption of intoxicant substances

If you use intoxicants or banned substances, the Poland travel health insurance plan will not offer any coverage.

Pre Existing Diseases not covered by HDFC ERGO Travel Insurance

Pre-existing diseases

If you have a medical condition prior to the trip or receive treatment for a pre-existing disease, the plan will not cover those expenses.

Cosmetic And Obesity Treatment not covered by HDFC ERGO Travel Insurance

War or terrorism

Injuries or health complications suffered due to terrorism or war.

Self Inflicted Injury not covered by HDFC ERGO Travel Insurance

Self-inflicted injury

Injuries as a result of intentional harm or suicide attempts are not covered under international travel insurance.

Adventure sports

Adventure sports

The policy will not cover injuries and hospital expenses that are caused as a result of participating in hazardous activities and adventure sports.

Adventure sports

Cosmetic or obesity treatment

During the foreign country trip, if you or a family member choose to receive cosmetic or obesity treatment, those associated expenses will not be covered under the plan.

How to Buy Travel Insurance Online?

• Click here link, or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Looking for affordable travel insurance for your Poland tour? Click here to find the best deals!

Interesting Facts About Poland

Categories Specification
Cultural RichnessPoland hosts vibrant festivals like the Krakow Film Festival, showcasing its cultural diversity and has some of the best UNESCO Heritage Sites.
Culinary DelightsPolish cuisine offers a rich and diverse palate for culinary enthusiasts. Indulge in Polish delights like pierogi, kielbasa, and the tempting paczki desserts.
Folk Art and CraftsPoland is renowned for its craftsmanship; Discover Boleslawiec's colorful pottery and delicate paper cut-outs, showcasing Poland's artistry.
Music and DanceExperience the exuberance of Poland through traditional music and dance that reflects the nation's passion for celebrating life.
Innovation and Economic GrowthPoland's thriving tech sector contributes to significant economic growth and innovation.
Geographic DiversityExperience picturesque landscapes, like the stunning Tatra Mountains regions and the serene Baltic Sea coast.

Documents required for the Poland Tourist Visa

In order to visit this country for tourism purposes, you will require a Poland Schengen visa. The documents needed for this are;

• A valid passport,

• Fully filled and signed Polish visa application form,

• Copies of previous visas (if any),

• Two recently taken passport-sized photographs,

• A valid Poland travel health insurance,

• Proof of round-trip flight itinerary,

• Proof of accommodation,

• Proof of adequate financial means to fund the stay period in Poland,

• Proof of civil status,

• A cover letter,

• Proof of employment, and

• Additional documentation (if applicable).

Best Time to Visit Poland

In general, summer is considered the best time to visit Poland. It is also the peak season for tourism in the country, stretching from June to August. The days are hot but not unbearable, with an average temperature range of around 30°C. If you are planning a trip for sightseeing and exploration, the summer months are the most suitable. Make sure to pack light clothes when visiting during this period, and expect to see sudden rain showers in some regions. Besides Summer, both Fall and Spring are popular seasons for visiting Poland. Fall starts in September and extends till November, whereas Spring begins in mid-March and ends in May. Both make up the shoulder season for Poland tourism and when tourists like to visit the country for sightseeing and to attend various events and festivals.

Winter in Poland starts around December and extends till late February to early March. It is the off-season for tourism in the country due to low temperatures, which often drop below the freezing point. If the focus of your Poland trip is to participate in winter sports and attend Christmas and New Year events, you can schedule your tour in the winter months. No matter the trip time, you can always get great deals on travel insurance at HDFC ERGO.

To know more about the best time, climate, temperature and other factors before visiting Poland. Read our blog on Best time to visit Poland.

All Year-Round Essentials for Poland

1. Passport and travel documents, including Schengen visa if necessary, and travel insurance information.

2. Comfortable walking shoes for exploring cities and natural landscapes.

3. Sunglasses and sunscreen for summer months.

4. Reusable water bottle to stay hydrated.

5. Camera and electronic chargers/adapters.

6. Warm clothing including sweaters, thermal layers, and a heavy coat.

7. Waterproof boots and jacket for snowy conditions.

8. Adapter plug for European outlets.

Poland travel: safety and precautionary measures to be undertaken

• Be aware of your surroundings.

• Keep your purses, personal documents and other valuables secure, especially in crowded tourist areas.

• Use only officially marked taxis

• Always carry with you the contact details of the Indian embassy.

• For up-to-date information on 'safe' and 'unsafe' areas of the city, consult with your hotel manager or local tourist information officer.

Covid-19 travel specific travel guidelines

• Wear a face mask in public places and while using public transportation.

• Maintain personal hygiene and safe distancing in crowded tourist areas.

• Learn about the latest regional Covid-19 guidelines and rules and follow them.

• Comply with the local authorities if you develop any symptoms.

List of International Airports in Poland

Here are some of the major international airports in Poland that you should know about;

City Airport Name
WarsawWarsaw Chopin Airport
KrakówKraków Airport
Gdańsk (Tricity)Gdańsk Lech Wałęsa Airport
Katowice (Silesian Metropolis)Katowice Airport
WrocławWrocław Airport
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Don’t let medical emergencies drain your trip budget. Financially secure yourself with international travel insurance from HDFC ERGO. Click here to know more!

Popular destinations in Poland

These are some of the most well-known tourist destinations within Poland that you can visit during your trip;

1

Warsaw

Besides being the largest city, Warsaw is also the capital of Poland. It is a city with deep cultural, traditional and historical roots that dates back ages. In addition to all these, you can find towering skyscrapers, vibrant gardens, luxurious restaurants and so on during your visit to this fascinating Polish city. Some of the main attractions in Warsaw are Chopin Museum, Old Town Square, Royal Castle, Saxon Gardens, St. Anne’s Church, the Warsaw Uprising Monument, etc.

2

Kraków

Kraków used to be the capital of Poland until 1596. Located by the Vistula River in Lesser Poland Voivodeship, the beautiful city of Kraków has been one of the major hubs for art, culture, education and economy in the country since ancient times. If you want to catch a glimpse of the rich history of the region, consider visiting this city. Some of the main attractions in Kraków are Market Square, Wawel Castle, Kościuszko, Barbican, Planty Park, etc. Don’t forget to buy an international travel insurance policy to keep your Poland trip secure.

3

Wrocław

Wrocław, the largest city in the Silesia region, is one of the most popular tourist destinations in Poland. Nestled on the banks of the swift-flowing Oder River, it is about 350 kilometres from Warsaw by road. The city has also been a prominent centre of history and culture in the country, featuring numerous tourist points of interest. Some of the most popular tourist attractions in Wrocław are the Japanese Garden, Zoo Wrocław & Africarium, Centennial Hall, Panorama of the Battle of Racławice, Wrocław National Museum, etc. You can look into the best travel insurance for Poland that meets your trip needs on HDFC ERGO.

4

Gdańsk

Located on the Baltic Coast, Gdańsk is one of the main tourist destinations in Poland. The city is home to the main seaport in the country, along with several incredible buildings and structures. One of the main points of tourist attractions in Gdańsk is St. Mary’s Church, which is known as the largest brick church in the world. Other popular tourist landmarks in the city are Dluigi Targ, the Main Town Hall, St. Catherine’s Church, the Museum of the Second World War, the European Solidarity Centre, etc. Travel freely without worries by investing in a travel insurance Poland policy from HDFC ERGO.

5

Zakopane

Lucerne, also known as Luzern, is a city nestled on the banks of the Reuss River in central Switzerland. It is among the top-rated tourist attractions in the country, known for its grand churches, elegant houses, charming natural beauty, ancient towers, and much more. During your visit, check out the Clock Tower, Lucerne City Hall, Lake Lucerne, Lion Monument, etc.

6

Poznań

Poznań, with its colorful Old Market Square, stands as a testament to its rich history and lively spirit. The iconic mechanical goats atop the Town Hall animate the square, delighting visitors. The city's vibrant atmosphere extends beyond the square, offering historic landmarks, such as the Royal Castle and the Archcathedral Basilica of St. Peter and St. Paul. Poznań's diverse culinary scene, lively events, and welcoming locals create an atmosphere of warmth and exploration, making it a captivating destination for those eager to uncover Poland's cultural treasures.

Things To Do in Poland

Here are some fun and interesting things you can do during your trip to Poland;

• Visit the Weiliczka Salt Mine, also known as the Underground Salt Cathedral of Poland, to learn more about the history of salt mining in the region.

• Check out the Auschwitz-Birkenau Memorial to honour the memories of those who suffered and lost their lives during the holocaust.

• Go on a hiking trip to the Tatra Mountains and explore the magnificent scenic beauty of the region.

• Take a tour of the medieval castle in Malbork to get an insight into the rich history of the country.

• Indulge in some retail therapy at the iconic Old Market Square in Krakow. It is also a place where you can explore various historic buildings and attend renowned regional festivals.

• If you ever wanted to visit Oskar Schindler’s historic factory, as shown in the movie “Schindler’s List”, you can do so in Krakow. The real factory still stands in the city and features two museums, the Historical Museum of the City of Krakow and the Museum of Contemporary Art.

• Enjoy the ethereal beauty of Poland by considering canoeing in the renowned Masurian Lake District.

Money Saving Tips

Following are some of the best ways to save money on your Poland trip;

• Instead of going for rental cars and private taxis, consider using public transport for travelling within Poland. It can save a lot of money, especially if you are travelling on a budget.

• Besides luxurious stays, you can find cheap accommodation options around the outskirts of the main tourist-centric cities in Poland.

• Dealing with unforeseen events in a foreign land can be financially stressful. So, keep yourself secure by investing in a good Poland travel insurance plan. This way, you won’t exceed your travel budget when faced with a medical or non-medical emergency during the trip. Find international travel insurance for Poland on HDFC ERGO.

• Consider scheduling your trip during the off-season or shoulder season to get some attractive deals on sightseeing, flights, accommodations, local transfers, etc.

• Save money on sightseeing by opting for free walking tours across several tourist-focused cities in Poland. Tipping is not mandatory, and you can do so at your discretion.

List of Well-known Indian Restaurants in Poland

Craving Indian food during your Poland trip? Here are some great restaurants you can check out;

• Namaste India
Address: Nowogrodzka 15, 00-511 Warszawa, Poland
Must-try: Palak Paneer

• Swagat Indian Restaurant
Address: ul. Jana Kazimierza 57, Warsaw 01-267 Poland
Must-try: Mango Lassi

• Mr India - Restauracja Indyjska
Address: Aleja Komisji Edukacji Narodowej 47, 02-797 Warszawa, Poland
Must-try: Chicken Madras

• Hindus
Address: ul. Lipowa 7 Near Schindler's Factory, Krakow 30-702 Poland
Must-try: Butter Chicken

Local Law and Etiquette in Poland

Here are some local laws and etiquette that tourists must know before visiting Poland;

• Drinking alcohol in public in Poland is absolutely illegal. If you want to consume alcoholic beverages, do so in bars, restaurants or indoors.

• Taking pictures of some buildings in Poland is illegal. So before pointing your cameras, consider looking for a sign or asking local authorities.

• If you are wearing a hat, make sure to take it off when entering someone’s house, a church, or other public institutions or places of respect.

• During your visit to Poland, make sure to not point your finger at others. It is considered rude behaviour by the locals.

• If the Polish police catch you jaywalking, you will be fined for that action.

• Try using some local terms when greeting people in Poland. It is a great sign of respect towards the regional culture, and the residents really appreciate the effort.

Indian Embassies in Poland

Here are the details of the Indian Embassy in Poland;

Poland-based Indian Embassy Working Hours Address
Embassy of IndiaMon-Fri, 9:00 AM - 5:30 PMMyśliwiecka 2, 00-459 Warszawa

List Of Countries Where Travel Insurance Is Mandatory

Here are some of the countries that require mandatory overseas travel insurance: This is an indicative list. It is advisable to check each country’s visa requirement independently before travel.

my:health medisure super top-up plan

Schengen countries

  • France
  • Spain
  • Belgium
  • Austria
  • Italy
  • Sweden
  • Lithuania
  • Germany
  • the Netherlands
  • Poland
  • Finland
  • Norway
  • Malta
  • Portugal
  • Switzerland
  • Estonia
  • Denmark
  • Greece
  • Iceland
  • Slovakia
  • Czechia
  • Hungary
  • Latvia
  • Slovenia
  • Liechtenstein and Luxembourg
my:health medisure super top-up plan

Other countries

  • Cuba
  • Ecuador
  • Iran
  • Turkey
  • Morocco
  • Thailand
  • UAE
  • Togo
  • Algeria
  • Romania
  • Croatia
  • Moldova
  • Georgia
  • Aruba
  • Cambodia
  • Lebanon
  • Seychelles
  • Antarctica

Source: VisaGuide.World

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Frequently Asked Questions

Yes. If you want to visit Poland, an international travel insurance policy is both mandatory and highly recommended.

In order to be eligible to enter the country, you will need a Poland travel health insurance policy that comes with a minimum coverage of €30,000 for medical emergencies and repatriation.

The ideal coverage amount that you should select for your travel insurance Poland plan depends on various factors. You should pick a plan that at least meets the minimum coverage requirements to enter the country, fits your travel needs and comes within your budget.

In case you need to claim your travel insurance Poland plan, make sure to inform your insurer on time via their 24x7 support team. They will guide you through the claims process, which is generally available via cashless and reimbursement basis.

Even though this can vary depending on the insurer, most Poland travel insurance plans don’t cover pre-existing diseases.

Travel insurance for Poland covers various types of unforeseen medical and non-medical issues. For instance, with HDFC ERGO travel insurance for Poland, you will receive coverage against baggage loss, flight delays, personal liability, dental emergencies, medical evacuations, etc.

Unlike applying for the Poland visa, the requirement for documents for your travel insurance is quite minimal. If you are opting for a travel insurance Poland plan from HDFC ERGO, consider contacting them at contact@hdfcergo.com for more details in this regard.

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