Your health has always been our top priority! We at HDFC ERGO take privilege to launch our new health insurance plan , my:health Suraksha, which aims at giving you a 360 degree protection against soaring medical expenses. Designed with a robust thought and a strong base coverage, my:health Suraksha is a delight for individual, families and senior citizens looking for the right health cover ranging from 3 lacs to 5 lacs.
This acts like a magical back-up, which recharges your exhausted health cover to treat the next hospitalization of a new illness or injury.
We reward you with additional sum insured when you do not make claim in a policy year by increasing your sum insured.
If you are young, hale and hearty then get yourself a health insurance plan by HDFC ERGO without any medical check-ups.
If your Doctor recommends you can get yourself treated at home and avail cashless medical facilities then this feature would be of utmost help.
Just like every other health insurance plan, we cover you for your medical hospitalization due to illnesses and injuries seamlessly.
It means all your pre-hospitalization expenses upto 60 days of admission and post-discharge expenses till 180 days get covered, like the costs for diagnostics, investigation etc.
Medical advancements help in wrapping up important surgeries and treatments in less than 24 hours, and guess what? We cover you for that as well.
Let your belief in alternate therapies like Ayurveda, Unaani, Siddha and Homeopathy stay intact as we cover hospitalization expenses for AYUSH treatment as well.
Organ donation is a noble cause and we cover the medical and surgical expenses of the organ donor when
If you stay in a hospital for more than 10 days at a stretch then we pay for other financial losses that might have happened due to your absence at home. It helps to take care of other expenses during your hospitalization. (Amount specified in the policy wording)
We believe mental healthcare is just as important as hospitalization due to physical illness or injury; hence harvesting a major organ transplant.
Get a free health check-up within 60 days after policy renewal done by HDFC ERGO at the time of renewing your policy with us.
Did you know that a health insurance plan is not just meant to safeguard your savings but also help you save tax? Yes, you can save upto ₹ 75,000 with HDFC ERGO Health Insurance plans.
Once you get yourself secured with our health insurance plan there’s no looking back, this health insurance plan continues for your entire lifetime on break free renewals, you don’t have to exit from it.
The above mentioned coverage may no be available in some of our Health plans. Please read the policy wordings, brochure and prospectus to know more about our health insurance plans.
Adventure sports can give you an adrenaline rush,but when coupled with accidents, they can be hazardous. Our policy does not cover accidents encountered while participating in adventure sports.
You might think of causing injury to your precious self,but we don’t want you to hurt yourself. Our policy does not cover self-imposed injuries.
War can be disastrous and unfortunate. However,our policy does not cover any claim that are caused due to wars.
Our policy does not cover accidents while you are participating in defense (Army/Navy/Air Force) operations.
We do understand the criticality of your disease. However,our policy does not cover venereal or sexually transmitted diseases.
Treatment of obesity or cosmetic surgery is not eligible for coverage under your insurance policy.
For detailed inclusion and exclusion please refer the sales brochure/policy wordings
Few illnesses & treatments are covered after 2 years of policy issuance.
Declared and/or accepted pre-existing conditions at the time of application will be covered after first 3 years of continual renewals.
Only accidental hospitalisations shall be admitted.
Our Cashless
Hospital Network
13,000+
Seamless & Easy Claims! Assured
Secured Over #1.6 Crore+ Smiles!
All the support you need-24x7
Transparency In Every Step!
Wellness App.
Go Paperless!
Secured Over 1.6 Crore+ Smiles!
All the support you need-24 x 7
Transparency In Every Step!
Integrated Wellness App.
Go Paperless!