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Customer RatingsMaruti Suzuki Swift Car Insurance Online
Variants of Maruti Suzuki Swift Car
Maruti Swift is available in petrol engine options. Unless you are choosing the basic LXi model, you can pick from manual and automatic gear shift transmission options. Basic LXi only comes with a manual transmission. Maruti Swift is powered by an Advanced K Series Dual Jet VVT engine with an idle start-stop function. This 1197 cc engine can generate power of 66KW at 6000 rpm and 113 NM torque at around 4400rpm. The top model comes with Cruise control feature. Choose the lower end model only if you are in a mood to save as much money as you can.
| LXi | Petrol 1.2L | Manual Transmission |
| VXi | Petrol 1.2L | Manual + AGS |
| ZXi | Petrol 1.2L | Manual + AGS |
| ZXi + | Petrol 1.2L | Manual + AGS |
Types of Maruti Suzuki Swift Car Insurance HDFC ERGO Offers
Maruti has sold so many Swift models till date that insurance companies make it a point to offer a variety of car insurance policies for the same. As a result, you can easily get an insurance policy that fits your needs as well as budget.
If you are looking for a holistic solution for your car, this is the best choice. You will get everything with a single Maruti Swift car insurance policy, whether you need to meet the legal requirement or want to protect your own car. With this car insurance policy, you will get the following risks covered:
Accident
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
Theft
For people who are looking to get the cheapest insurance policy and mostly care about being on the right side of the law, third party car insurance is the best choice possible. In this policy, you will get covers for:
Personal accident cover
Third-party property damage
Injury to a third-party person
For people who still have third-party cover for the new Maruti Swift car insurance and only need to protect the car itself, standalone own damage cover is available from HDFC ERGO. This will provide you cover for:
Accident
Natural Calamities
Fire
Choice of add-ons
Theft
This is the same single year comprehensive insurance policy but can be purchased for multiple years in one go. With this policy option, you get all the protection mentioned in the single year policy, but the validity of this policy can be as long as three years. The key reason to choose this policy is to get an affordable deal on car insurance, enjoy the convenience of long-term cover and not having to bother with annual renewals etc. It is the most popular policy offering from HDFC ERGO for car insurance.
Accident
Natural Calamities
Personal accident
Third-party liability
Choice of add-ons
Theft
Inclusions & Exclusions of Maruti Suzuki Swift Car Insurance
A comprehensive Maruti Swift car insurance policy from HDFC ERGO is the best deal you can get for your vehicle. When you buy this policy, you can rest assured that your car will get total protection against every unforeseeable risk. The policy will cover you in the following ways:
Accident coverage
If your car is involved in any accident, the Maruti Swift car Insurance policy will cover the cost of repair as per applicable terms and conditions. If you choose a network garage, you can get the repairs done in a cashless manner.
Natural calamities
If your car gets damaged by any natural calamity including but not limited to floods, earthquakes etc., the car insurance policy will cover the repair costs for the same.
manmade calamities
If your car gets damaged by any manmade calamity including but not limited to vandalism or attempted theft etc., this policy will cover the repair costs for the same.
Theft
If car thieves end up stealing your Swift, the insurance company will give you adequate compensation as per applicable terms after a process of due diligence.
Personal accident
This is a cover mandated by the IRDAI for the owner-driver of the vehicle and is meant to cover hospital bills if the vehicle is involved in an accident. The cover amount is INR 15 lakhs.
Third-party liability
The legally mandated third-party cover comes with full legal protection that is mentioned in the law. In case any damage is caused to the person or property of a third party, this policy will offer you adequate liability cover.
A car insurance policy comes with its own set of terms and conditions and must operate based on certain exclusions and limitations. Following are a few things that your policy will not be able to cover. However, certain add-ons might help you overcome some exclusions:
Depreciation
The decline in the value of your car as it grows older and you use it regularly, is considered as depreciation. It is not included in the car insurance. You can buy a zero depreciation add-on to cover for this exclusion though.
Non-compliance with the law
If your vehicle gets damaged in the course of any illegal activity, it will not get insurance protection. Here, illegal activity will include but may not be limited to driving without documentation, drunk driving, commercial usage of private vehicle etc.
Electrical breakdown
If a mechanical or electrical failure occurs in the due course of a vehicle's usage over its lifetime, the same cannot be covered by your policy as it is not caused by accidental or other external damage.
How to Renew Maruti Suzuki Swift Car Insurance?
Your car insurance needs to be renewed on time and on a regular basis. In order to ensure easy renewals, HDFC ERGO has taken the process online. You just need to follow a few steps, shown here.
Step #1Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
Step #2Enter your car details, including registration, location, previous policy details, NCB, etc.
Step #3Provide your email ID and phone number, to receive the quote
Step #4Make the payment online, and voila! You’re secured.
Why Buy Maruti Suzuki Swift Car Insurance from HDFC ERGO?
There are a number of companies that offer insurance policies for Maruti Swift, but most people prefer to go with HDFC ERGO. There are multiple reasons behind this immense popularity:
Cashless facility
HDFC ERGO has the largest network with more than 8000 cashless garages, which means that you are never too far from the best places to get your car fixed. Take your car to a garage in our cashless network and file a claim. Once your car is fixed, simply pay your share and drive off. The rest of the payment will be handled between HDFC ERGO and the garage directly.
Emergency roadside assistance
Getting stuck on the road with a flat tyre, dead battery or an empty fuel tank can be extremely frustrating. With our emergency roadside assistance add-on, you will never be far from help.
Overnight car repair service
Imagine a situation where you need your car in the morning, and it develops a small problem in the evening before that. With our overnight car repair service, you do not need to worry as we will fix your car overnight and have it ready to go by the next morning.
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