Car Insurance for Hyundai Xcent
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Home / Motor Insurance / Car Insurance / Car Insurance for Make and Model / Hyundai / Hyundai Xcent

Hyundai Xcent Car Insurance Online

Hyundai Xcent Car Insurance
Hyundai has been a key player in the India car market and has held the second position for decades because of its high reliability and constant innovation. One good example of the company responding well to market demands is the Xcent model. The model was launched as a worthy replacement of their older Accent sedan and sold very well during its time in the market. The car was highly popular in the sub 4 meter sedan category because of its solid build quality and impressive features and gadgets.

Types of Hyundai Xcent Car Insurance HDFC ERGO Offers

At HDFC ERGO, we are committed to providing a wide array of insurance products to our customers. You can choose from many options when it comes to insuring your Hyundai Xcent. Depending upon your requirement and budget, you can choose a third party or comprehensive cover for a single year or multiple years. Own damage cover is also available for car owners who have third party cover still active from the time of their car purchase.

This is a full-package insurance policy for your car in which you get cover for your own car, personal accident cover, as well as third party cover. Your vehicle will be covered in the following cases:

X
Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

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This is the basic legal protection insurance which only provides third party damage cover. This car insurance policy does not offer protection for your own car. So, you only get cover for:

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

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For people who still have the third party cover that came with their new car, HDFC ERGO offers own damage cover to protect your own car. In this car insurance policy, you will get protection in the following cases:

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

EXPLORE MORE

This is like the single year comprehensive plan, but you can purchase it for as long as three years in one go. Buying a multi year plan will help you save a lot of money and also eliminate the need to renew the policy every year. You will get coverage for:

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Hyundai Xcent Car Insurance

When you buy a Hyundai Xcent car insurance policy, you get a number of features and covers that are meant to provide the best possible protection to your car. We try to cover as many kinds of problems as we can. So, with your comprehensive car insurance policy, you get:

Covered in Car insurance policy - Accident coverage

Accident coverage

No matter how safely you drive your car, there is always a risk of accident. Luckily, any damage caused by accidents will be covered by your insurance policy. You can get your car repaired at any of our network garages.

Covered in Car insurance policy -Natural or manmade calamities

Natural calamities

When you buy a comprehensive car insurance policy, you will get natural calamity protection, which will cover situations like an earthquake, hailstorm or snowstorm, flood as well as any other similar problem. Any damage caused by a natural calamity will be compensated by your insurance.

Covered in Car insurance policy - theft

Theft

If your car gets stolen, and the police fail to get it back, you can file a claim with the insurer. Car theft is a widespread crime in India and people need protection against it. The good news is that car theft cover is offered as a standard protection under Hyundai Xcent car insurance.

Covered in Car insurance policy - Personal accident

Personal accident

IRDAI mandates a personal accident cover of INR 15 lakhs for the owner-driver of the vehicle. This is meant to be used in case of accidental injuries which need treatment in a hospital.

Covered in Car insurance policy - Third party liability

Third-party liability

In case of a third party car insurance policy, you are covered for any damage, injury or disability caused to any third party. This is the legally mandated cover that you need to become eligible for driving your car on a public road in India.

How to Renew Hyundai Xcent Car Insurance?

If you are looking to renew your Hyundai Xcent car insurance policy, HDFC ERGO makes the process very simple. With our five-step process, you can get the policy you need instantly. Here is how you can do it.

  • Step #1
    Step #1
    Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
  • Step #2
    Step #2
    Enter your car details, including registration, location, previous policy details, NCB, etc.
  • Step #3
    Step #3
    Provide your email ID and phone number, to receive the quote
  • Step #4
    Step #4
    Make the payment online, and voila! You’re secured.

Why Buy Hyundai Xcent Car Insurance from HDFC ERGO?

You will find a number of companies selling car insurance for your Hyundai Xcent, but none can compete the service, professionalism and reliability of HDFC ERGO. Over the years, we have taken many steps to earn the leading position in the insurance market. Here are a bunch of reasons why HDFC ERGO is the best option for you:

Fast turnaround time

Fast turnaround time

We realise that you rely on your car a lot for your daily activities and vehicle downtime can lead to significant inconvenience. This is the reason why we offer an overnight repair service where smaller claims can be filed and processed in a day and the car can be fixed overnight at an eligible garage so that it is ready for you the next morning.

Multiple renewal options

Multiple renewal options

We realise that many customers find it quite a hassle to renew their policy and not everyone may be the perfect fit for buying a multi-year insurance plan. This is the reason why we have introduced multiple ways for you to renew your Hyundai Xcent car insurance policy. You can renew your policy over the internet, through a phone call or even by contacting an agent.

Vast network of cashless garages

Vast network of cashless garages

Across India, we have more than 8000 garages where you can get your vehicle repaired by making a cashless claim. These garages are manned by trained professionals and have modern equipment.

Add-ons that match your requirements

Add-ons that match your requirements

At HDFC ERGO, we know that no two customers are the same. The add-ons that you choose with your Hyundai Xcent car insurance may not be suitable for another customer and vice-versa. Hence, we allow full customisation of policy add-ons.

Get the best discounts

Get the best discounts

We have introduced a number of discount options for our customers, which allow you to get the best deals on your car insurance policy. If you are a member of the automobile association, you get a 5% discount on your own damage cover. Another 5% discount is available if you fit an ARAI approved anti-theft device in your vehicle. If you don’t file claims for 5 consecutive years, you can collect up to 50% discount on your own damage cover.

8000+ cashless Garagesˇ Across India

Frequently Asked Questions


Discontinuation of a specific model does not impact the availability of motor insurance for the same. You can easily get a Hyundai Xcent car insurance policy even though the sale of new cars has been discontinued. You just need a valid registration and PUC certificate.
Hyundai Xcent has been a gem of a car and most owners plan to keep it for the long haul. If you are one of those people, you should buy a multi year comprehensive car insurance plan for your vehicle. This will offer you cover for as long as three years at the current pricing.
If you have a privately registered vehicle, you are not allowed to use it for commercial purposes at all. For commercial use, the vehicle must have a valid commercial registration and insurance. If you use a privately registered and insured vehicle for commercial purposes, your insurance will become invalid.
You can set your own vehicle IDV with a range of defined parameters. The insurance company will start with a base IDV, which you can increase or reduce within set margins. Obviously, setting a higher IDV will mean that the own damage cover premium of your vehicle will also go up. Similarly, setting a lower IDV will reduce the premium but also reduce the cover you get.