Car Insurance for Hyundai Verna
Premium starting at Just ₹2094*

Premium starting

at Just ₹2094*
8000+ Cashless Network Garages ^

8000+ Cashless

Network Garages**
Overnight Car Repair Services ^

Overnight Car

Repair Services¯
4.4 Customer Ratings ^

4.4

Customer Ratings
Home / Motor Insurance / Car Insurance / Car Insurance for Make and Model / Hyundai / Verna

Buy/Renew Hyundai Verna Car Insurance Online

Hyundai Verna Car Insurance
The Hyundai Verna is a 5-seater sedan in a segment known for the ‘prestige’ it brings. Launched in 2006, it has received several facelifts and upgrades through the years, and 2020 unveiled its most recent look. Competing with the likes of Honda City, Maruti Ciaz, Skoda Rapid, and Volkswagen Vento, the Verna more than holds its own and often competes closely with the City. In February 2021, the Verna was the highest selling car in the C-segment sedan space, establishing itself at the top of its class.

Types of Hyundai Verna Car Insurance HDFC ERGO Offers

The Verna has always been a popular car from the house of Hyundai, especially in the Indian market, which has seen various competitors in the segment come and go, over the years. Every generation of the Verna has done well, and the past few years has seen it include some segment-first features. No matter the generation of your Hyundai Verna, we have a suitable car insurance plan for you.

A comprehensive car insurance policy comes with two major components – the mandatory third-party liability insurance, and the recommended own damage cover. The former is compulsory for every vehicle on the road, providing coverage against liabilities to a third-party person as a result of accidental injury, or damage to their property. The latter provides coverage against damage to your own vehicle – be it accidental, or due to natural/manmade disasters.

X
Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

The most affordable Hyundai Verna car insurance plan, it covers against injury, disablement or death of a third-party person in an accident involving your vehicle. This is a mandatory cover that every plying vehicle must have. As a sole insurance plan, it can only be recommended for old vehicles or cars you intend to sell soon.

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

The standalone own damage cover can be bought separately to complement your third-party insurance cover to provide comprehensive coverage. This is the plan to choose if you have a sole third-party liability coverage or if your annual own damage cover is expiring with an existing long-term third-party plan. It will help cover against damage to your own vehicle as well as theft.

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

It is the plan that is crafted by insurance experts for your utmost convenience. It is just like a comprehensive car insurance plan, except that the third-party component comes with a validity of three years. Meant for new vehicles, this plan ensures you’re insured for longer, without having to renew your policy every year. However, it does come with an annually renewable own damage component which you can choose to renew every year when the time comes.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Hyundai Verna Car Insurance

Accidents happen without warning, and sometimes even when it is no fault of your own. Which is why it is essential to have a comprehensive car insurance policy to mitigate your financial risk. While a third party car insurance may sound attractive due to its affordability, you will always be burdened with the risk of knowing that any accident could severely dent your finances. Lower your financial risk with a comprehensive cover that includes the following:

Covered in Car insurance policy - Accident coverage

Accident coverage

India has the highest number of road accidents in the world, with a significant number of uninsured vehicles. If you’re involved in an accident, especially with an uninsured vehicle, even if it is the latter’s fault, there’s no guarantee of receiving compensation. But if you have comprehensive coverage, it will help tide over your financial obligations.

Covered in Car insurance policy -Natural or manmade calamities

Natural or manmade calamities

Damage to your Verna due to rain, floods, earthquakes, storms, riots, vandalism and more, are all covered under your car insurance policy, so you can stay worry-free no matter how the weather turns out to be.

Covered in Car insurance policy - theft

Theft

The Verna is a desirable car and of interest to potential thieves. So, if your car gets stolen, you have very little to no guarantee of getting it back, which is why theft is covered under the policy too.

Covered in Car insurance policy - Personal accident

Personal accident

This is a mandatory cover, along with third-party liability, covering the treatment costs including pre- and post-hospitalisation, daily expenses, medicine expenses, and treatment procedures. It provides a minimum coverage of Rs 15 lakhs.

Covered in Car insurance policy - Third party liability

Third-party liability

Damage to a third-party person or their property as a result of an accident is covered under this Hyundai Verna car insurance policy. It includes injury, disablement or death of the person, destruction of property, legal fees, and accident cover.

How to Renew Hyundai Verna Car Insurance?

Much like modern cars, which are packed with technological advances, insurers too have embraced this technological revolution and are now available online for your convenience. Most insurance operations can be conducted remotely, including renewal and purchase, at your own convenience.

  • Step #1
    Step #1
    Log onto the HDFC ERGOwebsite or download the mobile app, and choose the renew option
  • Step #2
    Step #2
    Enter your car details, including registration, location, previous policy details, NCB, etc.
  • Step #3
    Step #3
    Provide your email ID and phone number, to receive the quote
  • Step #4
    Step #4
    Make the payment online, and voila! You’re secured.

Why Buy Hyundai Verna Car Insurance from HDFC ERGO?

When you’re browsing through Hyundai Verna car insurance plans, it’s vital to research the insurer as well, as the plans are only as effective as the insurer. Choose an insurer which has a healthy market share, extensive network across the country, and is reputed for a hassle-free and smooth claim settlement process. Choose HDFC ERGO.

Cashless facility

Cashless facility

We have more than 8000 cashless garages across the country, so you can get your car serviced easily without shelling out too much from your own pocket.

Easy claims

Easy claims

HDFC ERGO processes nearly 80% of car insurance claims on the same day, ensuring there’s minimal delay in getting your car back in shape.

Overnight repair service

Overnight repair service

You can now sleep peacefully at night while we take care of minor repairs in your car and get it ready for you the next morning.

24x7 assistance

24x7 assistance

Never get stranded helplessly, as we offer 24x7 roadside assistance service to help you with tows, breakdowns, and minor repairs.

8000+ cashless Garagesˇ Across India

Frequently Asked Questions


The 1.0l turbocharged Verna is part of the SX (O) trim, which is the highest trim of the lot (above SX). The turbocharger adds extra horsepower to the engine, compensating for the lack in engine capacity. Also, because it’s priced higher than the SX variant, the insurance cost is consequently higher.
The diesel variants usually cost more than the petrol variants of the same specifications, which means that the cost of car insurance of a diesel variant would be higher. However, do not base your buying decision on the cost of insurance only. A petrol car is recommended for short drives within the city, whereas a diesel engine is recommended if you drive out of the city often. So, choose accordingly.
It comes with moderate ground clearance at 165mm. It does the job on most road conditions, however, if the area of parking gets flooded often, it’s recommended to park at a higher level. Also consider availing an engine protection add-on to financially protect yourself in case of engine damage due to water ingress.
It is possible, but it comes at a significant cost. Also, there’s no guarantee of reliability, and it will void your manufacturer’s warranty. Furthermore, you may lose out on comprehensive car insurance benefits on doing so. Check with your insurer before undertaking such a step.