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Why avail HDFC ERGO’s two-wheeler insurance? Find out

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Published on August 18, 2021. EST READ TIME: 2 minutes

Two-wheeler insurance policies are dime a dozen in the market, but few come close to what HDFC ERGO has to offer. The company is one of the largest motor insurance providers authorised by IRDAI in India. It offers a wide range of products on both bike insurance third party cover as well as comprehensive policy for best possible protection. Plus, their services and add-ons make your insurance buying experience a great one. With HDFC ERGO, you don’t need to worry about unforeseen events like accidents or natural calamities or theft, as your policy will cover you financially.

Key features of HDFC ERGO Two-Wheeler Insurance Policy

1. The company has a network of 7100+ garages all over India.
2. The policy provides you adequate cover in case of damage to your vehicle due to any natural calamity like earthquake, flood or cyclone.
3. You get protection for your two-wheeler in case of fire damage or if your bike is stolen or vandalised.
4. HDFC ERGO insurance policy offers you adequate protection if your bike gets damaged in an accident. You can also choose a Rs 15 lakhs personal accident cover for extra protection.
5. The policy provides you protection from challan by covering any third-party person or property damage.
6. You can choose from multiple add-ons like zero depreciation cover, IDV customisation and emergency assistance to strengthen the protection offered by the comprehensive policy.

6 reasons that make HDFC ERGO the best choice for bike insurance

1. This is the only company that will provide you doorstep repair service for your two-wheeler. You do not need to find a garage or get your bike towed. HDFC ERGO garage partners will come to your home to fix your two-wheeler for all feasible repairs.
2. HDFC ERGO comprehensive two-wheeler insurance comes with the roadside assistance feature if you ever get stuck on a road. Depending upon the location, a repair person from the company’s network of garages will come to assist you if you end up with a flat tyre or run out of fuel.
3. This is the company that offers the fastest policy buying experience. Keep all documents and payment details handy and you can get your two-wheeler policy renewed in less than three minutes.
4. Claims settlement has never been faster and simpler than with HDFC ERGO. The company is among the first to introduce AI enabled claims settlement, which takes human biases and lags out of the picture, making it much simpler for policyholders to get their claims processed.
5. HDFC ERGO is one of the most affordable companies to buy your insurance policy from. If you own a motorcycle, you can get bike insurance third party cover for prices as low as Rs 482. Do note that you may have to pay taxes over and above this amount.
6. For people looking for the best deals on a two-wheeler insurance policy, there is no better place to go than HDFC ERGO. The company offers up to a whopping 70% discount on premiums for eligible policyholders looking to buy a new policy or renew any existing ones. 

Bike insurance plans to suit everyone’s needs

Depending upon your specific requirement, HDFC ERGO has a variety of plans to offer.

• ●Cover for new bike owners: 
  If you are looking to buy insurance for a new two-wheeler, HDFC ERGO has a special policy that comes with one year's own damage cover and 5 years’ bike insurance third party cover.
• ●Standalone own damage cover: This is meant for people whose own damage cover has expired but who are still in the 5-year third-party protection cover period. This is meant for only covering the vehicle owner in case of an accident or theft of the vehicle.
• ●Third party cover plan:
  This is the basic type of motor insurance that has been mandated by law. As an owner of a new or old bike, you are required to have at least bike insurance third party over if you do not want to get a challan from the traffic police.
• ● Multi-year comprehensive two-wheeler insurance:This is the best plan from HDFC ERGO as it provides complete protection to your bike as well as to third parties. It is the classic insurance plan with its own damage cover and third-party cover both included in the same policy.

 

All in all, if you are looking to get the best two-wheeler insurance policy hat provides complete peace of mind and allows you to indulge in stress-free driving, there is no better insurer than HDFC ERGO.

 

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.                                                                                                  

RELATED ARTICLES 

• Different two wheeler insurance plans by HDFC ERGO
• Which Two Wheeler Insurance Plan is best for you ?
• What Is Covered Under Third Party Bike Insurance?

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