Knowledge Centre

Introduction

EquiCover

At HDFC ERGO we believe that Health Insurance is for all.
Our ‘HDFC ERGO EquiCover Health’ product is a testament to this belief. This product is designed to cater the needs of our specially abled customers and individuals with HIV/AIDS. The product manifests our belief in inclusivity and equity towards accessibility of Health Insurance.

 

Eligibility

HIV & AIDS

Individuals with HIV/AIDS as defined under HIV and AIDS (Prevention & Control) Act, 2017

Disability

Persons with at least 40% Disability as per The Rights of Persons with Disabilities Act, 2016 and The Mental Healthcare Act,2017

Policy Details

Particulars Details
Minimum entry age For Adult : 18 years
For Child : New born
Maximum entry ageFor Adult : 65 years
For Child : 17 years
Policy tenure 1 year
Coverage type Individual Sum Insured basis
Sum Insured options INR 4Lac & 5Lac

 

Key Coverages

Breach of Law

Covers medical expenses incurred on Hospitalization

Consumption Of Intoxicant Substances not covered by HDFC ERGO Travel Insurance

Covers all day care treatments

Self Inflicted Injury not covered by HDFC ERGO Travel Insurance

Covers Cataract treatment upto INR 40,000 per eye per policy year

Cosmetic And Obesity Treatment not covered by HDFC ERGO Travel Insurance

Covers medical expenses 30 days prior & 60 days post hospitalization

Pre Existing Diseases not covered by HDFC ERGO Travel Insurance

Covers listed Modern treatment procedures and AYUSH treatments upto 50% of the Sum Insured

Breach of Law

Covers Emergency ground ambulance costs upto INR 2000 per hospitalization

 
Disclaimer :For in depth detail on coverages, waiting periods and exclusions kindly refer to prospectus and policy wordings before concluding a sale
buy a Traavel insurance plan
Willing to Buy this Unique Health Plan?
Mail us at equicover@hdfcergo.com

Awards & Recognition

BFSI Leadership Awards 2022 - Product Innovator of the Year (Optima Secure)

ETBFSI Excellence Awards 2021

FICCI Insurance Industry
Awards September 2021

ICAI Awards 2015-16

SKOCH Order-of-Merit

Best Customer Experience
Award of the Year

ICAI Awards 2014-15

CMS Outstanding Affiliate World-Class Service Award 2015

iAAA rating

ISO Certification

Best Insurance Company in Private Sector - General 2014

slider-right
slider-left
View all awards