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Volkswagen Car Insurance Online

The world’s largest car maker entered the Indian market in the year 2008 with the launch of their Jetta sedan. Volkswagen now sells models ranging from the Polo hatchback to the premium SUV Tiguan. Models from the German manufacturer are known for their premium built quality, driving dynamics and safety equipment on offer.

Volkswagen has the following offerings in the mentioned segments – premium hatchback/crossover (Polo & Cross Polo), sub-compact (Ameo), compact (Vento) and executive sedan (Jetta) segments. Recently, VW has re-entered the SUV segment with the Tiguan.

Top Five Volkswagen Models


Volkswagen Polo – The fun-to-drive premium city hatch has found enough takers in the segment. The engaging driving dynamics, well-built interiors and impressive list of equipment has ensured that it remains desirable.

Volkswagen Ameo – The first sub-compact sedan from the German carmaker, the Ameo, impresses with its spacious cabin, segment-first features and involving driving dynamics.

Volkswagen Vento – A popular choice in the compact sedan segment, the Vento, comes across as an all-round package in terms of providing comfort, driving thrill and features.

Volkswagen Jetta – Volkswagen Jetta fits in the executive sedan segment. Jetta’s USPs includes a premium cabin, punchy engines and a plush ride quality.

Volkswagen Tiguan – Volkswagen’s re-entry into the SUV space, the Tiguan, offers sedan like driving dynamics without compromising on all the “SUV” attributes.

Importance of buying Toyota Car Insurance with HDFC ERGO

HDFC ERGO Car Insurance Policies offer cashless claim services at over 4800+ authorized garages across India. We offer you a wide range of vehicle insurance plans online for optimum coverage at the most competitive premiums.

  • Quick approval on Claims
    Estimated approval within 24 hours, of vehicle reaching the garage.
  • Buy online for added convenience
    Wherever you go, use your mobile app for instant buying.
  • 24*7 Support
    With in-house dedicated customer support teams, HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2 700 700 or write an e-mail to: care@hdfcergo.com.
  • Trusted by Millions
    HDFC ERGO General Insurance is a recognized brand for taking care of your insurance needs. With 75+ lac happy customers, HDFC ERGO has been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability.
  • Fair and transparent claim settlement policies
    HDFC ERGO Motor Insurance claims are settled with utmost transparency.

Know the Essentials Offered by HDFC ERGO for Volkswagen Car Insurance

HDFC ERGO understands the growing importance of car insurance and the need for maximum coverage. To offer total cover against damage due to accidents or natural calamities, it offers best suited Car Insurance for your vehicle. It offers a well-suited comprehensive cover with a host of benefits to offer:

  • Own Damage and third party damage cover
    In case your vehicle gets damaged due to an accident, fire, theft, cyclone, flood etc. Third party cover is in built under the comprehensive policy. A liability only insurance policy covers injury, death to a third party. HDFC ERGO Car Insurance secures your car and helps in covering the damage repair expenses. Not only that, it also cover the your third party liabilities.
  • Personal Accident Cover
    The personal accident cover helps in covering medical expenses arising in case of death or disability of the insured driver. Additionally, the named passengers can also be secured at an additional premium.
  • Multiple Add-on covers for extra protection:
    HDFC ERGO also offers wide range of add-on covers like engine and gear box protection cover, Emergency assistance cover, Consumables cover, NCB protection cover, zero depreciation cover etc.

What is covered under HDFC ERGO Car Insurance Cover for Volkswagen Car?


1. Own damage to the vehicle caused due to

a. Accident by external means
b. Burglary, housebreaking or theft
c. Fire, explosion, self-ignition, lighting
d. Terrorism, riots, strike or malicious act
e. Transit by road, rail, inland waterway, lift
f. Earthquake, flood, storm, landslide, rockslide

2. Personal Accident Cover

a. It covers costs incurred during medical treatment of the driver. However, you can choose to cover the occupants by paying additional premium

3. Third Party Legal Liability

a. Accidental death or injury to any third party
b. Any damage to property owned by third party

Choose a variety of optional covers for Volkswagen Car Insurance on payment of additional premium, as listed below:

1. Electrical / Non Electrical items can be insured separately
2. Personal Accident cover for Named / Unnamed Passengers
3. Personal Accident cover for paid driver / employee
4. Legal liability for paid driver in connection with the operation of the insured vehicle
5. Legal liability to Non fare paying passengers

(The above listed optional cover can be opted on paying additional premium)

Add ON Insurance Covers for Volkswagen Car

Opting for HDFC ERGO Comprehensive Motor Insurance plan is indeed the best way to pamper your beloved vehicle. However, it’s always essential to upgrade your motor insurance policy with Add-on covers to ensure maximum coverage for total protection. Let’s take a quick look at Motor Insurance Add-on car insurance that brings in more safety, protection with added coverage for a happy driving experience.

Zero Depreciation Claim

HDFC ERGO Motor Insurance Add-on - Zero depreciation cover promises comprehensive coverage without considering depreciation.

What’s not covered?

Tyre & battery costs

Loss of Use / Down Time Protection

HDFC ERGO Loss of User or Down time protection add-on policy reimburses a daily benefit towards the cost of alternate means of transport for the duration the insured vehicle is repaired or replaced.

Engine and Gear Box Protection Cover

It secures your car against any damage to engine & gear box against unpredictable weather or incessant rains. This add on cover is a saviour and comes to your rescue especially during unpredictable weather conditions.

No Claim Bonus Protection

On every claim free renewal you get discount in the form of No Claim bonus; however, accidents are unpredictable and we understand that. Considering this, HDFC ERGO provides an add-on cover No Claim bonus protection helps you in retaining it for the next renewal of your policy.

Emergency Assistance Service Programme

This add-on cover helps you deal with any mechanical or technical breakdown or road accident. It aims at providing round the clock road assistance for a pleasurable driving experience. Further it has a bouquet of services which includes tyre replacement cover, towing of vehicle to the nearest garage, emergency fuel delivery, battery jump start, accommodation arrangement, alternate travel arrangement, minor repairs on the spot etc.

Emergency Assistance Wider Cover

This add-on assists when the keys of the insured vehicle are lost, misplaced or stolen. In such a scenario buying a new key may be cumbersome; under such circumstances we issue you a new set of keys subject to submission of police report.

(T&C* Please read the details on territorial scope for emergency assistance)


To read the detailed list of car-add ons please Click Here)

The above listed optional cover can be opted on paying additional premium)

What is not covered under HDFC ERGO Car Insurance Cover for Volkswagen?

1. Depreciation
2. Mechanical or Electrical breakdown, failure
3. Damage by a person driving under the influence of Liquor / Alcohol / Drugs
4. Depreciation, any consequential loss
5. Loss / Damage attributable to War / Mutiny / Nuclear risks
6. Damage to tyre and tubes unless the vehicle is damaged at the same time in which case the Liability of the company shall be limited to 50% of the cost of replacement
7. Loss / Damage outside India
8. Damage caused by overloading or strain of the Insured Vehicle
9. Damage to any bridge and / or via duct and / or to any road and/or anything beneath by vibration or by the weight of the insured vehicle and / or load carried by the insured vehicle.

*Please note these are illustrative exclusions. For a detailed informative list, kindly refer the policy wordings.

*This content is descriptive only. Actual coverage is Subject to the language of policy issued.

Claim process

Claim process - This is something that may seem difficult to understand to most of you. However, HDFC ERGO has well busted the myth. It has made the claim process swift, smooth, and simple. All you need to do is just register your claim via its mobile app, HDFC ERGO Insurance Portfolio Organizer (IPO) or toll free number, 1800 2700 700. Click Here to know details on claim process.

Renewal Process

Renewal of your car insurance online on HDFC ERGO is quick and simple. It will require minimal paperwork. All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. That’s it!

Simple procedures, quick dispersals, and unique benefits are what you get when you buy Volkswagen car insurance online from HDFC ERGO. So, if after any unforeseen mishap, you wish to get back to the driving seat safe and soon, then choose HDFC ERGO as your insurance partner!

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