Business travel or family holidays, today the Indian traveler is going overseas more often than ever. Staying away from home brings with it worries that range from inconvenience to safety in a foreign land like airport baggage delays to lost passports, illness expenses to medical emergencies.

Now travel safe with HDFC ERGO’s Travel Insurance. A perfect plan to safeguard yourself against unforeseen mishaps during your travel and stay abroad. The Travel Insurance plans offers you cashless hospitalization, instant policy issuance and 24x7 international helpline assistance with no medical health check up.

ELIGIBILITY:

Single Trip: 6 months to 70 years
Annual Multi Trip: 18 years to 70 years
Single Trip Asia Excluding Japan: 6 months to 70 years
Family Floater:
Self upto the age of 60 yrs
Spouse upto the age of 60 yrs
Child Max – 2 from 3 months upto the age of 21 years

SUBLIMITS: The following maximum eligible expenses per sickness or disease are applicable to the insured person aged 61- 70 yrs regardless of plan/option purchased.

Hospital Room & Boarding- Maximum US$ 1550 per day upto max 35 days
ICU & ICCU & ITU - Maximum US$ 3500 per day up to 7 days
Surgical Treatment - Maximum US$ 12,000
Anesthetic Service - Maximum 25% of surgical treatment
Physician’s fees - Maximum US$ 80 per visits upto 12 visits
Diagnostic & Pre Adm Testing - Maximum US$ 750
Ambulance Services - Maximum US$ 500

DEDUCTIBLES

Emergency Medical Expenses: $ 100 for all plans and $ 50 for Single Trip Asia
Hospital Cash: Single Trip
  Titanium Gold - 1 day, $ 15 per day/Max150 Platinum - 3 days, $ 15 per day/Max150
Silver and Bronze - 4 days, $ 15 per day/Max150
Emergency Dental Treatment: $ 150 for all plans, $ 75 for Family Floater
Loss of Personal Documents: $ 30 for all plans, $ 20 for Family Floater
Loss of Checked Baggage: Max per Bag - 50%, per item - 10% of SI for all plans
Delay of Checked Baggage: 12 hours, $10 per 8 hours for all plans
Personal Liability
 
  Single trip: Titanium, Platinum and Gold Plan $200 and Silver and Bronze plan $150
  Annual multi trip: Gold Plan $200
  Travel Asia: Silver and Bronze Plan $200
  Family Floater Plan $200
Hijack Distress: Allowance: 1 day for all plans
Flight Delay: 6 Hours for all plans

 

BENEFITS SINGLE TRIP PLAN BENEFITS
TITANIUM PLATINUM GOLD SILVER BRONZE
Emergency Medical Expenses (EME) 500,000 200,000 100,000 50,000 30,000
Accidental Death - Common Carrier 5,000 5,000 5,000 3,000 3,000
Permanent Disablement - Common Carrier 5,000 5,000 5,000 3,000 3,000
Hospital Cash 15 per day/Max150 15 per day/Max150 15 per day/Max150 15 per day/Max150 15 per day/Max150
Emergency Dental Treatment 500 500 500 300 300
Loss of Personal Documents 250 250 250 250 250
Medical Evacuation Included in
EME
Included in
EME
Included in
EME
Included in
EME
Included in
EME
Repatriation Included in
EME
Included in
EME
Included in
EME
Included in
EME
Included in
EME
Loss of Checked Baggage 1,000 1,000 1,000 1,000 1,000
Delay of Checked Baggage 200 200 200 100 100
Accidental Death 25,000 20,000 15,000 10,000 10,000
Permanent Disablement/Table B 25,000 20,000 15,000 10,000 10,000
Personal Liability 200,000 200,000 100,000 100,000 50,000
Financial Emergency Assistance 1,500 1,000 700 500 300
Hijack Distress Allowance 75 per day/Max 525 75 per day/Max 525 75 per day/Max 450 75 per day/Max 450 75 per day/Max 450
Flight Delay 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120
Contingency
Travel Benefits
3,000 3,000 3,000 3,000 2,000
Coverage benefits are in US Dollars


BENEFITS Annual Multi Trip Single Trip Asia Family Floater
TITANIUM GOLD SILVER BRONZE SILVER
Emergency Medical Expenses (EME) 500,000 250,000 30,000 15,000 50,000
Accidental Death - Common Carrier 5,000 5,000 NA NA NA
Permanent Disablement - Common Carrier 5,000 5,000 NA NA NA
Hospital Cash 15 per day/Max150 15 per
day/Max150
10 per day/Max150 10 per day/Max150 15 per day/Max150
Emergency Dental Treatment 500 500 500 500 200
Loss of Personal Documents 250 250 150 150 200
Medical Evacuation Included in
EME
Included in
EME
Included in
EME
Included in
EME
Included in
EME
Repatriation Included in
EME
Included in
EME
Included in
EME
Included in
EME
Included in
EME
Loss of Checked Baggage 1,000 1,000 300 300 400
Delay of Checked Baggage 200 200 100 100 100
Accidental Death 25,000 25,000 10,000 10,000 10,000
Permanent Disablement 25,000 25,000 10,000 10,000 10,000
Personal Liability 200,000 200,000 20,000 15,000 10,000
Financial Emergency Assistance 1,500 1,500 300 300 NA
Hijack Distress Allowance 75 per day/Max 525 75 per day/Max 525 75 per day/Max 525 75 per day/Max 525 75 per day/Max 525
Flight Delay 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 10 per hrs/Max 120 NA
Contingency
Travel Benefits
3,000 3,000 2,000 2,000 NA

Coverage benefits are in US Dollars

GENERAL CONDITIONS

Diseases mentioned in the health report shall be excluded from the policy.
No refund is allowed for curtailment of risk and after journey commencement.
In case the proposer is unable to submit the medical reports, the medical Sum Insured will
  be restricted to US$ 10,000 for all the plans.

EXCLUSIONS

You are not covered if any expenses incurred directly or indirectly in respect of
Travelling against the advice of a physician, for obtaining treatment, preexisting ailments & complications arising out of them, suicide or attempted suicide, War, Terrorism, Illegal Acts, Dangerous Sports, Pregnancy resulting childbirth, miscarriage abortion or any other complications.
Children below the age of 5 yrs are covered by excluding following diseases: Mumps, Chickenpox, Measles, German Measles, Spina Bifida, Whooping Cough, Diphtheria, Poliomyelitis, Meningitis & Scarlet Fevers.

Note: Coverages, terms and conditions and exclusions are only outlined briefly in this brochure. For complete details, please refer to the policy wordings available in the Policy Jacket.

OUR 24-HOUR HELPLINE CENTRE - JUST A CALL AWAY

E-mail travelclaims@hdfcergo.com
Toll free + 800 08250825
Fax No. + 91 - 120 - 6691600
Landline + 91 - 120 - 4507250 (Chargeable)

All decisions to settle claim payments are made by HDFC ERGO.

For details, kindly refer to Policy Wordings.



HDFC ERGO General Insurance Company Limited
Registered & Corporate Office: 1st Floor, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate,
Mumbai - 400020
Customer Service Address : 6th Floor, Leela Business Park, Andheri Kurla Road, Andheri (E),
Mumbai - 400 059
Toll-free No. 1800 2 700 700 (Accessible from India only.) Fax: 91-22-6638 3699
E-mail care@hdfcergo.com Website www.hdfcergo.com

Disclaimer: Please read the Terms & conditions before concluding the sale.Insurance is the subject matter of the solicitation.
IRDA Reg No. 125 UID No. 1176. CIN: U66010MH2002PLC134869

HDFC ERGO General Insurance Company Limited HDFC ERGO General Insurance Company Limited