Key advantages of family travel insurance
We cherish vacation with our family members like no other and rightly
so, it is this one group with which we are comfortable and at ease the most. Spending
time with family away from home is in itself an exhilarating experience whose memories
linger on for a long time. With so much happiness at stake we undertake the task
of meticulous planning and this is where the advantages of travel insurance make
it an Indispensable component of the overall process.
travel insurance covers the insured as well his / her spouse along with children.
It is also known as the family floater travel insurance policy.
Some of the key advantages of family Travel Insurance
include the following:
Family travel insurance policy covers the entire family with a single policy document
for the medical expenses such as dental expenses, hospital stay costs, medical procedures
expenses and the expenses for the emergency evacuation and repatriation of the insured
- It provides round the clock guidance to the insured
in case of loss of important documents such as passport.
or delay of baggage is covered through financial assistance. Lost baggage cannot
be returned but distress caused is reduced due to coverage.
Accidental death of an insured family member qualifies for a fixed amount of money
as compensation from the insurer.
- cases where the accident
may result in permanent disability like loss of limbs or loss of eye sight etc.
of any of the family member who is insured under the policy, the insured will be
given a fixed compensation amount.
- Delay of flight that may
result in financial losses is covered. Compensation is paid if the flight is delayed
for more than 12 hours.
- Highjack distress allowance is paid
to the insured in the event of the high jacking of their mode of transport while
on the said journey.