procedure to make changes

Procedure to make changes in Motor Insurance

Transfer of Insurance

Registration Certificate (RC) Transferred
  • - Transferred RC copy
  • - RTO transfer fee receipt (mandatory for smart cards)
  • - No Objection Certificate (NOC) from previous insured for transfer of policy
  • - No Objection Letter (NOC) from Financer would be required in case vehicle is under lease/ hire purchase agreement
  • - Additional Premium:
    • - Required from new owner if there is any NCB/Age/ Profession Discount/Automobile Association Discount etc.
    • - Break-in loading would be charged for transfer requests received after 45 days from the RC transfer date
  • - Additional Documents:
    • - Death certificate and Legal Heir certificate would be required in addition to be above mentioned documents for Transfer of insurance on account of demise of Insured
    • - Letter from employer in case Transfer of Vehicle from Employer (Company) to Employee (Insured Person)
  • - Vehicle Inspection would be required if request for transfer is received after 14 days from RC transfer date.
  • - Request Online
Registration Certificate (RC) Not Transferred
  • - Form no 29 and 30 duly filled and signed or RTO transfer fee receipt
  • - Sale Deed
  • - No Objection Certificate (NOC) from previous insured for transfer of policy
  • - No Objection Letter (NOC) from Financer would be required in case vehicle is under lease/ hire purchase agreement
  • - Additional Premium:

    • - Required from new owner if there is any NCB/Age/ Profession Discount/Automobile Association Discount etc.
    • - Break-in loading would be charged for transfer requests received after 45 days from the RC transfer date

  • - Additional Documents:

    • - Death certificate and Legal Heir certificate would be required in addition to be above mentioned documents for Transfer of insurance on account of demise of Insured
    • - Letter from employer in case Transfer of Vehicle from Employer (Company) to Employee (Insured Person)

  • - Vehicle Inspection would be required if request for transfer is received after 14 days from RC transfer date.
  • - Request Online

Change Of Engine / Chassis No

  • - Updated RC copy OR Invoice of the vehicle
  • For New Vehicle
    • - Dealer letter stating insured vehicle (mentioning EC details of the insured vehicle) not delivered.
    • - Vehicle Invoice mentioning the proposed Engine/Chassis details
    • - Request Online

Change in Cubic Capacity

  • - RC copy reflecting cubic capacity
  • - Additional premium, if applicable
  • - Request Online

Change/Correction of Registration Address

  • - RC Copy
  • - Premium if applicable (Registration City wise)
  • - Request Online

Change Of DOB

  • - Any Govt. ID proof (PAN/ Passport/ Voter ID etc).
  • - Additional premium, if applicable
  • - Request Online

Change Of RTO Location City

  • - RC Copy, request letter, premium instrument (Fee receipt paid to RTO)
  • - Request Online

Addition/Change of Hypothecation

  • - Copy of updated Registration Certificate (RC) where Revised Financier name is mentioned
  • - Request Online

Deletion of Hypothecation

  • - Transferred RC (with copy of that page where financier details are captured - valid for RC in form of booklet) / NOC from Financier (either of these)
  • - In case financier is HDFC Bank NOC is mandate. In case of hypothecation from other bank updated RC copy or NOC from financier either of these
  • - Request Online

Change of Model Variant

  • - Copy of Updated Rc /Invoice copy for change in vehicle details.
  • - Cheque for additional premium if applicable
  • - Request Online

Addition of CNG

  • - Invoice copy (mandatory where value of accessory exceeds of Rs. 20,000/-)
  • - Endorsed Registration Certificate copy (For CNG/LPG kit).
  • - Cheque for additional premium
  • - Request Online

Addition of Electronic / Non-Electronic accessories

  • - Invoice copy of electronic accessories/ non-electronic accessories
  • - Cheque for additional premium
  • - Request Online

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