HDFC ERGO Commercial Insurance

In this dynamic age, our business needs to be on the move- ALWAYS! And this should be irrespective of the eventualities that occur in its day to day functioning. At HDFC ERGO it is our endeavour to assure you just that. Our commercial vehicles insurance brings to you specialised tailor-made features to suit your business requirements. With us you can be rest assured of an end-to-end automated process which ensures fast track claim settlement of your claim with minimal documentation. With us, your vehicle’s insurance is in safe hands.


1 Own damage to the vehicle caused by:
  Accidental external means
  Burglary, housebreaking or theft
  Fire, explosion, self ignition, lightning
  Terrorism, riots, strike or malicious act
  Transit by road, rail, inland waterway, lift
  Earthquake, flood, storm, landslide, rockslide
2   Legal liability for injury and / or damage to third party arising out of the use of the vehicle.
3   In addition, your policy also includes:
Reimbursement of towing charges upto Rs. 750, Rs. 1500 and Rs. 2,500 varies depending
  on the vehicle type
4   Personal Accident cover for registered owner of the vehicle, You can also opt for a personal accident cover for persons other than owner driver.


Simple Documentation for hassel free claims settlement

Duly filled and signed claim form
Driving license
Registration book copy
Copy of insurance certificate
Load challan
Route permit
Fitness certificate
Tax paid receipt


No need to raise money in a hurry to pay for your repairs. Advances upto 80% of insurer liability.

Spot Survey: To be carried within 6 hours, waived after 6 hours.

Availcashless claims at all our associated garages / workshops.

Toll-free helpline no. 1800-2-700-700 for any queries/claims assistance.


General ageing, wear and tear
Mechanical or electrical breakdown, failure
Loss / damage attributable to war, mutiny, nuclear risks
Loss / damage outside India
Partial theft


Comprehensive policy - provides a host of covers in a single policy
Get your no claim bonus transferred in case you switch from your existing insurer to HDFC ERGO
A team of dedicated relationship managers at all locations to manage our strategic partnership
Toll free Helpline No. - For any product or claims queries
Use of state of the art technology for claims and policy processing
Cashless claims service at associated garages / workshops
For non-cashless claims service, reimbursement within 7 working days on full and final receipt
  of claim documents
Standardized quality service across the country

For details, kindly refer toPolicy Wordings.

HDFC ERGO General Insurance Company Limited
Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg,
Churchgate, Mumbai - 400020
Customer Service Address : 6th Floor, Leela Business Park, Andheri Kurla Road,
Andheri (E), Mumbai - 400 059
Toll-free No. 1800 2 700 700 (Accessible from India only.) Fax: 91-22-6638 3699
E-mail Website

For more details on risk factors, terms & conditions, please read the sales brochure before concluding a sale. Insurance is the subject matter of solicitation. Trade Logo displayed above belongs to HDFC Ltd. and ERGO International AG and used by HDFC ERGO General Insurance Company under license. CIN : U66010MH2002PLC134869. IRDAI Reg No. 125. UID No. 539 539