Car Insurance for Maruti Suzuki Swift
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Home / Motor Insurance / Car Insurance / Maruti Suzuki / Swift

Maruti Suzuki Swift Car Insurance Online

Maruti Suzuki Swift Car Insurance
Maruti has had many sales successes in the country over the last few years, but none have been as big a success as the Swift. In India, if any car has managed to tick every box on the list of a car owner, Swift is undoubtedly it. It is compact in size yet a peppy performer. It is easy to drive because of compact dimensions but spacious enough to fit a typical Indian family and then some. Its service and parts have never been a problem because of exceptional reliability as well as the fact that so many have been sold that you can find parts and mechanics everywhere. If you want one car that can do it all, it is the Maruti Swift.

Types of Maruti Suzuki Swift Car Insurance HDFC ERGO Offers

Maruti has sold so many Swift models till date that insurance companies make it a point to offer a variety of car insurance policies for the same. As a result, you can easily get an insurance policy that fits your needs as well as budget.

If you are looking for a holistic solution for your car, this is the best choice. You will get everything with a single Maruti Swift car insurance policy, whether you need to meet the legal requirement or want to protect your own car. With this car insurance policy, you will get the following risks covered:

X
Suitable for car lovers seeking all-rounded protection, this plan covers:

Accident

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

Theft

EXPLORE MORE

For people who are looking to get the cheapest insurance policy and mostly care about being on the right side of the law, third party car insurance is the best choice possible. In this policy, you will get covers for:

X
Suitable for those who use the car infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

For people who still have third-party cover for the new Maruti Swift car insurance and only need to protect the car itself, standalone own damage cover is available from HDFC ERGO. This will provide you cover for:

X
Suitable for those who already have a valid third party cover, this plan covers:

Accident

Natural Calamities

Fire

Choice of add-ons

Theft

EXPLORE MORE

This is the same single year comprehensive insurance policy but can be purchased for multiple years in one go. With this policy option, you get all the protection mentioned in the single year policy, but the validity of this policy can be as long as three years. The key reason to choose this policy is to get an affordable deal on car insurance, enjoy the convenience of long-term cover and not having to bother with annual renewals etc. It is the most popular policy offering from HDFC ERGO for car insurance.

X
Suitable for those who have purchased a brand new car, this plan covers:

Accident

Natural Calamities

Personal accident

Third-party liability

Choice of add-ons

Theft

Inclusions & Exclusions of Maruti Suzuki Swift Car Insurance

A comprehensive Maruti Swift car insurance policy from HDFC ERGO is the best deal you can get for your vehicle. When you buy this policy, you can rest assured that your car will get total protection against every unforeseeable risk. The policy will cover you in the following ways:

Covered in Car insurance policy - Accident coverage

Accident coverage

If your car is involved in any accident, the Maruti Swift car Insurance policy will cover the cost of repair as per applicable terms and conditions. If you choose a network garage, you can get the repairs done in a cashless manner.

Covered in Car insurance policy -Natural calamities

Natural calamities

If your car gets damaged by any natural calamity including but not limited to floods, earthquakes etc., the car insurance policy will cover the repair costs for the same.

Covered in Car insurance policy -manmade calamities

manmade calamities

If your car gets damaged by any manmade calamity including but not limited to vandalism or attempted theft etc., this policy will cover the repair costs for the same.

Covered in Car insurance policy - theft

Theft

If car thieves end up stealing your Swift, the insurance company will give you adequate compensation as per applicable terms after a process of due diligence.

Covered in Car insurance policy - Personal accident

Personal accident

This is a cover mandated by the IRDAI for the owner-driver of the vehicle and is meant to cover hospital bills if the vehicle is involved in an accident. The cover amount is INR 15 lakhs.

Covered in Car insurance policy - Third party liability

Third-party liability

The legally mandated third-party cover comes with full legal protection that is mentioned in the law. In case any damage is caused to the person or property of a third party, this policy will offer you adequate liability cover.

How to Renew Maruti Suzuki Swift Car Insurance?

Your car insurance needs to be renewed on time and on a regular basis. In order to ensure easy renewals, HDFC ERGO has taken the process online. You just need to follow a few steps, shown here.

  • Step #1
    Step #1
    Log onto the HDFC ERGO website or download the mobile app, and choose the renew option
  • Step #2
    Step #2
    Enter your car details, including registration, location, previous policy details, NCB, etc.
  • Step #3
    Step #3
    Provide your email ID and phone number, to receive the quote
  • Step #4
    Step #4
    Make the payment online, and voila! You’re secured.

Why Buy Maruti Suzuki Swift Car Insurance from HDFC ERGO?

There are a number of companies that offer insurance policies for Maruti Swift, but most people prefer to go with HDFC ERGO. There are multiple reasons behind this immense popularity:

Cashless facility

Cashless facility

HDFC ERGO has the largest network with more than 6700 cashless garages, which means that you are never too far from the best places to get your car fixed. Take your car to a garage in our cashless network and file a claim. Once your car is fixed, simply pay your share and drive off. The rest of the payment will be handled between HDFC ERGO and the garage directly.

Emergency roadside assistance

Emergency roadside assistance

Getting stuck on the road with a flat tyre, dead battery or an empty fuel tank can be extremely frustrating. With our emergency roadside assistance add-on, you will never be far from help.

Overnight car repair service

Overnight car repair service

Imagine a situation where you need your car in the morning, and it develops a small problem in the evening before that. With our overnight car repair service, you do not need to worry as we will fix your car overnight and have it ready to go by the next morning.

6700+ cashless Garagesˇ Across India

Frequently Asked Questions


It is recommended that you choose Zero Depreciation Cover, Return to Invoice Cover, and Emergency Roadside Assistance Cover. Engine Protector add-on is also recommended if you live in a low-lying area vulnerable to flood.
As per IRDAI, the maximum No Claims Bonus can be as high as 50% of the cost of own damage cover. After completion of the first year without a claim, you get 10% NCB, and five years after that, you become eligible for 50% NCB.
There are multiple advantages to buying a Maruti Swift car insurance policy online. Getting a policy online is a superfast process and you get coverage right after you pay. Also, online payment is flexible, and you can choose add-ons easily. Online policies also tend to be cheaper.
Depreciation is deducted from all car claims to account for the wear and tear that happens due to regular usage. However, if you buy a Zero Depreciation add-on with your policy, you do not have to worry about the depreciation being deducted from your claim.