Process For Pre Policy Check
Health insurance is an easy way to combat the financial
catastrophes arising from health issues, making it a necessity. HDFC ERGO offers
a great bouquet of products online that can help meet the health insurance requirements
of persons from all walks of life.
Customers above a certain
age group are required to undergo a medical check-up, also called a pre-policy check
up, before their proposals are accepted. The current age limit requiring a pre-policy
check for Health Suraksha is above 45 years and that for Health Suraksha Top Up
Plus is 55 years. Similarly, customers with a pre-existing medical conditions seeking
Health Insurance policy may be required to undergo a pre-policy check up.
HDFC ERGO now brings the facility of buying Health Insurance policy on
the website above the PPC age limits*. The customers with pre-existing diseases
also can use the portal to apply for a Health Insurance Policy. These customers
can logon to the website to fill a simple proposal form and pay the basic premium.
On receipt of these details, HDFC ERGO will contact the customers. The acceptance
of these proposals & any changes in the premium will be based on underwriting
decision & pre-policy check up.
Apply for a complete
all-round Health Insurance cover at your convenience to secure yourself and your
Benefits of PPC/ PED process-
1. Customers above the PPC age limits can buy Health Insurance policy online*
2. Customers with pre-existing diseases can also apply through the website*
3. You will be kept informed on the progress by way of sms and emails. Alternatively
you can check the status of your case on our website
of proposal subject to underwriting approval & pre-policy check up.
* 50% of the standard medical tests charges would be reimbursed,
subject to acceptance of proposal and policy issuance.