Health Suraksha Insurance Brochure

HDFC ERGO brings to you Health Suraksha, a unique health insurance plan, providing optimum health coverage at an affordable price. Health Suraksha covers not only hospitalisation in the event of an accident or sickness but extends to cover pre and post-hospitalisation expenses, day care procedures, domiciliary treatment, organ donor expenses. Moreover, you get a renewal bonus for each claim-free year.


Get “Health Suraksha” today and protect your tomorrow.


PRODUCT HIGHLIGHTS

Tax Benefit under section 80D*
No Medical Check-up upto 45 years
No sub-limits on any disease, room rent, hospital charges and doctor fees
Cashless Treatment at Network Hospital
5% bonus on Sum Insured for every claim-free year
No limit for age at entry
Offers one year or two years policy coverage period
Option to cover on individual sum insured basis and on family floater basis
Avail a family discount of 10%, if 2 or more members of a family are covered under the same
  policy on Individual sum insured basis
Life Long Renewability
  (* Subject to the change in Tax Laws)
Children below 5 years would be covered provided both the parents are covered under our policy.


PREMIUM TABLE Premiums Excluding Service Tax
Sum Insured - 300,000 1 Year Policy
Age 1A 2A 2A1C 2A2C 1A1C 1A2C
0-17 2,414 - - - - -
18-35 3,312 4,968 6,416 7,865 4,339 5,864
36-45 3,986 5,979 7,427 8,876 4,879 6,369
46-50 6,178 9,267 10,658 11,723 6,450 7,440
51-55 7,414 11,121 12,789 14,068 7,730 8,856
56-60 8,897 13,345 15,347 16,882 9,290 10,219
61-65 12,455 18,683 20,925 22,793 12,885 14,173
66-70 16,815 25,222 27,745 29,762 17,394 19,134
71-75 22,700 34,050 36,604 38,817 23,482 25,831
76-80 29,510 44,265 46,921 49,134 30,527 33,580
>80 35,707 53,561 56,239 58,381 36,938 40,631
2 Year Policy
Age 1A 2A 2A1C 2A2C 1A1C 1A2C
0-17 4,345 - - - - -
18-35 5,962 8,942 11,549 14,157 7,810 10,555
36-45 7,175 10,762 13,369 15,977 8,782 11,464
46-50 11,120 16,681 19,184 21,101 11,610 13,392
51-55