Property & Misc Insurance
HDFC ERGO Property Insurance provides coverage for companies and firms, against
loss of property through fire and other perils. It protects not only property but
everything that is associated with it through our products – like Plate Glass,
Contractors All Risk Insurance, Industrial All Risk Insurance, Baggage, Money and
the all encompassing - Business Suraksha package.
We offer protection against a broad range of risks on your business property / premises.
The key products offered in the Indian market are as follows:
The policy provides coverage against burglary, theft including hold-up risk and
damage caused to interest covered.
This policy covers you for the losses you incur from disruption to your business
following a fire.
This is a unique package policy which provides choice of all type of covers under
one Package Policy.
The policy provides the hassle-free way to protect loss or damage to machinery,
equipment and tools used for construction due to an accident arising out of external
The comprehensive policy covers the contractor/principal from physical loss or damage
to property, plant, machinery and tools, project items /works brought on to the
site and temporary works erected on-site, as well as third party liability related
to work conducted on the site.
The policy covers the assets so vital to keeping your business functioning smoothly
– your electronic equipment and data.
The policy provides comprehensive coverage against storage, assembly/erection, testing
and commissioning of the facility, new green field projects or dismantling and re-constructing
This policy covers monetary loss sustained as a result of act of fraud or dishonesty
committed by the employees while performing their duties.
This Policy protects you from financial losses arising out of “Named Perils”
This is a Comprehensive Package Policy which provides cover against unforeseen circumstances
including accidental damage to the property, which a large industry may face during
This Insurance covers accidental, electrical and mechanical breakdowns of machinery
and equipment as a result of internal and external causes.
The policy broadly covers loss of money in transit by the insured or insured’s
authorised employee(s) or money held in safe in the Insured’s premises.
This Policy covers loss or damage to Neon sign by accidental external means, fire,
lightning, external explosion, theft or malicious act.
The policy covers accidental breakage of glass used in the façade or interiors
of the building at the Insured's premises.
The policy provides all risk coverage to portable equipments while being carried
around, whilst in storage, use, including accidental damage, breakdown and fire
and allied perils.