Group Insurance

Group Travel Insurance Policy

Business travel is an essential part of almost every organisation. Fact is, traveling in India or worldwide comes with certain risks and responsibilities.

HDFC ERGO offers you a range of business travel policies that cover your people for any Accident, sickness, loss and even medical attention in an emergency that may occur while travelling.

  • HDFC ERGO offers you a range of plans to choose from as per your requirements:
    • The International business Travel Policy covers people who are traveling internationally.
    • An annual multi-trip business Travel Policy has also been specifically designed for frequent travelers. The maximum trip is normally 30 days but can be extended to 180 days.
  • HDFC ERGO’s Group Travel Insurance offers cover for Accidental deaths and/or permanent disablement and Emergency Medical Expenses.
  • Emergency Medical Expenses: reimburses the insured for expenses incurred for an Accident or illness while traveling overseas only
  • Emergency Medical Expenses (Accident only): reimburses the insured for expenses incurred for an Accident while traveling in India only
  • Emergency Travel benefits: includes emergency medical transport, medical/body repatriation, location and transfer of medication and/or medical by-products, emergency travel expenses for a family member and an insured person’s child, or a replacement colleague.
  • Baggage delay: provides an amount for emergency purchases
  • Baggage Loss: Pays for replacement of lost baggage, personal documents or personal effects
  • Flight delay: Pays a benefit for each hour that the insured’s flight is delayed
  • Hijacking: Pays a benefit for every 6 hours the insured is held on a hijacked common carrier
  • Trip Cancellation: Pays travel and/or accommodation expenses if the insured’s trip is cancelled
  • Trip Interruption: Pays travel and/or accommodation expenses if the insured’s trip is interrupted
  • Emergency Travel: Pays for the costs of a first class train fare or economy class air fare to return home, upon interruption of travel arrangements made with a recognised Frequent Flyer programme
  • Contingency Travel benefit: Pays for reimbursement of coffin expenses, legal assistance following an automobile Accident, emergency hotel accommodation and/or emergency hotel extension on occurrence of a contingency covered in the policy
  • Assistance provider Services: Helps with emergency medical transport or repatriation, related services, as well as advice on pre-departure information such as visa requirements.