Cellular Network Policy

Our Cellular Network Policy provides seamless cover to industries associated with Telecommunication Business. We understand your business specific requirements.

Our policy provide cover to

 

  • Active Telecom Service Providers,
  • Passive Telecom Service Providers with

 

Along with above we also provide cover for facilities such as Storage Locations, Offices, Selling Outlets, Workshops, Billing Centers, Routing and Switching Centers, etc.

  • Our Policy provides coverage against:
    • Material Damage due to any accidental physical loss from – Fire , water, Act of God i.e Flood, storm etc, malicious damage, strike, burglary including theft, electrical short circuit
    • Loss of Data Media due to accidental physical means or theft by visible, physical and forcible means
    • Loss of gross profit due to physical damage
    • Third Party Liability
    • Marine Inland Transit
  • Material damage: Actual insurable value of the property
  • Data Media: New replacement value plus cost of recreation of data
  • Business Interruption Gross profit
  • Third Party Liability Specified Sum Insured limit
  • Marine Inland Transit Specified Sum Insured limit
  • Premium depends upon the coverage required, Sum Insured and claim experience
  • Deductibles will be applicable for each section separately
  • The policy does not cover loss and/or damage due to
    • Wear & tear,
    • Consumables, hand phones and such other equipments,
    • Boiler, turbines and pressure vessels against explosion or rupture,
    • Property in erection – dismantling,
    • Money, bullion, precious stones, documents, land, animal, crops, construction plant
    • Losses covered under AMC,
    • Insufficient or incorrect storage of data,
    • Deliberate actions, additional cost of alterations or improvements
    • Non compliance of statutory provisions
    • Pure financial loss, false arrest, detention, mental injury, infringement of rights, fines, penalties and prior losses
    • Willful misconduct, ordinary leakage, wear and tear, insufficiency or unsuitability of packing, delay. Inherent vice, war & allied perils, SRCC & terrorism

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