H PRASANNA
Private Car Comprehensive Policy
- Extremely happy buying !!! As HDFC group will always win customers through service.
Premium starting at ₹2072*
6800+ Cashless Garages
ROADSIDE ASSISTANCE
HIGHEST CLAIMS PAYING ABILITY ̾
Reasons to buy HDFC ERGO Car Insurance
Engine & Gear Box Protection
Give your car an enhanced coverage with Zero depreciation, Emergency assistance, Return to Invoice, Engine and Gear box protection & Cost of Consumables.
Overnight Repair Service¯
We repair minor accidental damages from dusk to dawn without any hassle. You can simply get in touch with us; we will get your car picked at night, repair it and deliver it by morning at your door step.
Immediate Claim Settlement for Minor Damages~
Got a loose bumper, a cracked windshield or a broken headlight? Get your claims settled instantly for such minor damages upto 3 outer parts. You can then choose to go to your preferred garage, as per your convenience.
Zero Documentation & Instant Policy in 3 Mins
No documents required while buying or renewing policy online. Get policy copy in your mailbox instantly.
Frequently asked questions
There are two types of car insurance policies - comprehensive and liability only policy. While the liability only policy is mandatory as per the Motor Vehicle Act, comprehensive car insurance provides protection to your vehicle
due to any impact damage, fire, theft, earthquake etc. In addition to this, it provides cover against any third party liability in terms of death, bodily injury and third party property damage.
A hassle free renewal online from the comfort of your home is the answer to all your renewal worries. All you need to do is enter your car registration no., opt for a plan tailored to your needs and make payment, the policy
copy will be sent to your registered email-id.
Add-on covers help enhance your car insurance plan with coverage options that may not be a part of the existing plan. Here are some the covers you can opt for: - Zero Depreciation Cover: With zero depreciation cover, there
are no depreciation cuts made by the insurer when you make a claim, and you get the entire amount in your hands. - No Claim Bonus Protection: In case of claim for damage caused due to external impact, flood, fire etc to
a parked vehicle or damage to windshield glass, this add on cover not only protects your No Claim Bonus earned so far, but also takes it to next NCB slab . - Emergency Assistance Cover: We are here to offer you round-the-clock
assistance to deal with any technical or mechanical breakdown issues of your car. - Return to Invoice: With a return to invoice add-on, you get the differential amount between the Insured Declared Value (IDV) and the invoice
value in case of theft or total damage to your car.
Insured Declared Value (IDV) is the sum insured coverage you can claim in case of theft or total damage to your car.
NCB is a discount provided by the insurer while renewing your policy after a claim-free year. It is an incentive for driving carefully and avoiding accidents.
What our Customers Say
Lalita Kethi
Private Car Comprehensive Policy
- its a great exp. and easy to process Mr. Sandip Shegar he helped me alot nyc follow up and nice to see the aggressiveness towards sales keep it up Sandip and dont forgot to send me msg of voucher.
V MUKESH
Private Car Comprehensive Policy
- It was very easy and user friendly and liked a lot for making my Car insurance payment online. Thanks HDFC ERGO Apprciate the UI and the process.