Boost your health cover with
a
my:health Medisure Super
Top up Insurance
Premium starts at
₹990* for
6 Lacs Sum Insured
15,000+ Cashless Healthcare Networkˇ
Additional 5% Online Discount^*
₹18000+ Cr claims settled till now ̑
Quick & Easy Claims Process
Key Highlights
Hospitalization expenses
Just like every other health insurance plan, we cover you for your medical hospitalization due to illnesses and injuries seamlessly.
Pre & Post Hospitalisation
It means all your pre-hospitalization expenses upto 30 days of admission and post-discharge expenses till 60 days get covered, like the costs for diagnostics, investigation etc.
No Medical Test Upto 55 Years^
If you are young, hale and hearty then get yourself a health insurance plan by HDFC ERGO without any medical check-ups.
Save Tax upto ₹ 75,000**
Did you know that a health insurance plan is not just meant to safeguard your savings but also help you save tax? Yes, you can save upto ₹ 75,000 with HDFC ERGO Health Insurance plans.
Lifetime Renewability
Once you get yourself secured with our health insurance plan there’s no looking back, this health insurance plan continues for your entire lifetime on break free renewals, you don’t have to exit from it.
Constant premiums from Age 61
Pay constant premiums post 61 years and stay secured with a brand trusted by millions.
Understanding "Deductibles"
What is Deductible?
Deductible is a fixed amount paid out-of-pocket by an insured for the medical expenses before an insurance company pays the balance cost.
What is Aggregate Deductible?
Sum Total of all the claims incurred by the insured during a policy period.
How does Aggregate Deductible Work?
Suppose you have bought a my health Medisure Super Top-up policy with Rs. 4 lac aggregate deductible and 6 lacs Sum Insured. In case during the policy period there is 1 or more claim more than Rs. 4 lacs then Super Top-up will pay you the balance amount incurred upto maximum 6 lacs.
Let’s understand how my :health Medisure Super Top-up?
| Claim 1 | 75,000 |
| Claim 2 | 50,000 |
| Claim 3 | 1 Lac |
| Claim 4 | 2 Lac |
| Total claims | 4.25 Lacs |
| Aggregate Deductible as per policy | 4 Lacs |
| Total Sum Insured | 6 Lacs |
| Balance Claim payable | 25,000 |
| Balance Sum Insured | 5.75 Lacs |