50 lacs & 1 crore
sum insured available
15,000+ Cashless
Healthcare Networkˇ
Additional 5%
Online Discount^*
Quick & Easy
Claims Process
Why choose HDFC ERGO one crore health insurance?
What is covered in our 1 crore health insurance plan?
Hospitalization (including COVID-19)
Just like every other health insurance plan, we cover your hospitalization expenses due to illnesses and injuries seamlessly.
Pre & Post Hospitalisation
All your pre-hospitalization expenses up to 60 days of admission and post-discharge expenses till 180 days will be covered
Daycare Procedures
Medical advancements help in wrapping up important surgeries and treatments in less than 24 hours, and guess what? We cover you for that as well.
Free Preventive Health Check-up every year
We proactively take care of your overall well being and hence we offer free health check-up every year on policy renewals.
Road Ambulance
Any hospitalisation that requires road transport (within the same city) is also covered under my:health Koti Suraksha.
Home Health care
If your doctor recommends you can get yourself treated from the comfort of your home and avail medical facilities. We cover home hospitalisation expenses too.
Organ Donor Expenses
For a noble deed as organ donation, we cover organ harvesting expenses incurred to the donor in case the insured has to undergo an organ transplant.
Alternative Treatments
Let your belief in alternative therapies like Ayurveda, Unaani, Siddha and Homeopathy stay intact as we cover hospitalization expenses for non-allopathic treatment as well.
Lifetime Renewability
Once you get yourself secured with our health insurance plan there’s no looking back. This health insurance plan continues for an entire lifetime on break free renewals, you don’t have to exit from it.
For detailed inclusion and exclusion please refer to the sales brochure/policy wordings