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Types of Travel Insurance for Vietnam
You can choose from the different types of travel insurance for Vietnam in accordance with your trip requirements. The main options are;
Travel Plans for Individual
For the solo wanderers and thrillseekersThis type of policy protects solo travellers from contingencies that they might face during their travel. The HDFC ERGO individual Vietnam travel insurance is packed with plenty of features and benefits to keep travellers financially covered in case of both medical and non-medical emergencies.
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Travel plan for Families
For families travelling togetherWhen going on a foreign trip with your family, you have to consider a lot of factors for their safety and well-being. The Vietnam travel insurance for families offers coverage to multiple members of the family under a single plan during their travel.
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Travel plan for Students
For individuals accomplishing their dreamsThis type of plan is for students visiting Vietnam for study/education-related purposes. It will keep you secure against a variety of contingencies, including stay-related coverage like bail bonds, compassionate visits, sponsor protection, etc., so you can focus on your studies during your abroad stay.
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Travel plan for Frequent Fliers
For the ones flying frequentlyThis type of plan is designed for frequent flyers, offering coverage for multiple trips under one comprehensive policy. With the HDFC ERGO frequent flyer travel insurance, you won't have to worry about buying travel insurance for every trip within the specified policy timeframe.
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Travel Plan for Senior Citizens
For the ones who are forever youngThis type of plan is specially designed to offer coverage to senior citizens against a variety of complications that may happen on an international trip. The HDFC ERGO senior citizen travel insurance for Vietnam will ensure you stay covered in case of medical and non-medical uncertainties during the trip.
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Benefits of Buying Travel Insurance Vietnam
Some of the essential benefits of having Vietnam travel insurance for the trip are:
24x7 Assistance
If, anytime during your trip, you need assistance with the terms of your insurance or want to make an emergency claim; we have got you covered. We have a dedicated support team and claims approval team that works round the clock. We provide you with prompt service so your trip is not spoiled more than it already has.
Financial Protection
Suppose you lost all your luggage at the airport and you have a whole week to spend in Vietnam. Or you suddenly got ill and had to go to an emergency room. These are expenses we don't really have the money to spend on. But if you have travel insurance for Vietnam trip, you can claim at least a partial amount.
Affordable Services
HDFC ERGO offers some excellent, affordable insurance for travel to Vietnam. These are very cheap as compared to what you will have to spend under unforeseen circumstances in Vietnam. Especially when it comes to medical help, you might end up spending a lot without travel insurance.
Cashless Claims
Looking for an ATM in Vietnam when you are in an emergency medical situation is the last thing you want. That's why HDFC ERGO offers a cashless medical claim facility. We have over 1 Lac partner hospitals worldwide that can offer cashless medical services. All you have to do is provide your insurance details.
Travel Without Stress
Instead of worrying about what if something goes wrong on a Vietnam trip, invest some amount in travel insurance. The insurance will take care of most claims so you can have a stress-free holiday. As most policies cover all the major problems, you can enjoy your holiday without worrying.
Covers Cancellations & Delays
Almost all HDFC ERGO travel insurance plans cover trip and flight cancellations and delays. These could majorly disturb all the subsequent bookings that you have paid in advance for. All of this could be claimed under your insurance policy. So you can continue your trip without a major financial loss.
What's Covered under Travel Insurance for Vietnam from India
Here are some of the things that are usually covered under travel insurance for Vietnam from India;
Emergency Medical Expenses
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
Dental Expenses
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
Personal Accident
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
Personal Accident : Common Carrier
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
Hospital cash - accident & illness
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight Delay & Cancellation
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
Trip Delay & Cancellation
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Loss of Passport & International driving license
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Trip Curtailment
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
Personal Liability
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Emergency Hotel Accommodation for Insured Person
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Missed Flight Connection
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Hijack Distress Allowance
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
Emergency Cash Assistance Service
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Delay of Checked-In Baggage
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage and its contents
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Documents Required For The Vietnam Tourist Visa
If you are planning on visiting Vietnam for tourism purposes, you will need to apply for a tourist visa. Here are the documents required for a Vietnam tourist visa:
• A completed visa application
• A valid passport
• Passport size photographs
• To and Fro travel details (air ticket)
• Proof of hotel booking confirmation
• Address and contact details of the hotel
Vietnam Safety And Precautionary Measures To Be Undertaken
• Make sure your routine vaccinations are up to date and consider getting vaccinated for diseases such as hepatitis A and typhoid.
• Be cautious of street food and ensure that meat and seafood are thoroughly cooked to avoid food-borne illnesses.
• Keep your belongings secure and be mindful of pickpockets, especially in crowded areas and tourist hotspots.
• Be aware of common scams targeting tourists, such as overcharging for goods and services or fake tour operators.
• Purchase travel insurance that provides coverage for medical emergencies, trip cancellations, and other unforeseen circumstances
• Respect local customs and traditions, including dress codes and etiquette, when visiting religious sites.
• Vietnam is prone to typhoons and flooding, especially during the rainy season. Stay updated on weather forecasts and follow local advisories.
• Let your embassy know about your travel plans and contact information in case of an emergency.
Local Law And Etiquette In Vietnam
While visiting Vietnam, make sure to respect and follow the local laws and etiquette. Here are some things you may find helpful.
• Use polite language and gestures when interacting with older individuals or those in positions of authority.
• When visiting religious sites, such as temples, pagodas, or rural areas, dress modestly and cover your shoulders and knees.
• Public displays of affection, such as kissing or hugging, are generally considered inappropriate in Vietnamese culture.
• When dining with chopsticks, avoid sticking them upright in a bowl of rice, as this is reminiscent of funeral rituals. Instead, place them horizontally across the bowl or on a chopstick rest.
• It's customary to remove your shoes before entering someone's home.
Money Saving Tips
If you are planning a Vietnam trip on a tight budget, here are some tips you can follow to save money
• Consider visiting Vietnam during the shoulder or low season (typically May to September), when prices for accommodation and flights are lower compared to the peak tourist season.
• Opt for local transportation options such as buses, trains, or shared taxis instead of private transfers or tourist shuttles.
• Enjoy delicious and affordable Vietnamese street food at local markets and eateries rather than dining at tourist restaurants.
• Choose budget accommodations such as hostels, guesthouses, or homestays instead of luxury hotels.
• Take advantage of free attractions and activities such as visiting public parks, exploring temples and pagodas, or taking self-guided walking tours to save money.
• Book flights and accommodations in advance. This can help you score better deals, especially on popular routes and hotels.
• But travel insurance for the Vietnam trip to avoid spending on baggage loss and medical bills.