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Types of Travel Insurance for Spain
Travel Plans for Individual
For individuals seeking new experiencesAs the name indicates, this type of plan is for people who are travelling solo to Spain. Get ready to experience and enjoy the splendours this country has to offer with the backing of the HDFC ERGO individual travel insurance for Spain.
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Travel plan for Families
For those happy family vacation momentsThis type of travel insurance is for people who are planning on visiting Italy with their family. The HDFC ERGO Italy family travel insurance covers multiple family members against unexpected emergencies like a medical or dental emergency, baggage-related issues or flight delays under one plan.
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Travel plan for Students
For the young generation claiming their dreamsThis travel plan is specially designed for students who are travelling to Spain for the purpose of studying abroad. It gives them adequate cover for medical emergencies, stay-related issues or interruptions in studies due to prolonged hospitalisation or other causes, etc., as mentioned in the policy.
Travel plan for Frequent Fliers
For the jet setters who love travellingIndividuals can opt for this plan if they want to cover multiple trips in a year under a single comprehensive travel insurance policy. Keep all your round-the-year trips secure with this policy and enjoy coverage against factors like medical, baggage and journey-related emergencies.
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Travel Plan for Senior Citizens
For the ones still young at heartSenior citizens planning a trip abroad can go for this policy to keep themselves financially secure against various adversities. Investing in the HDFC ERGO senior citizen travel insurance for Spain plan will offer them financial coverage in case of dental and medical emergencies, among other things.
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Benefits of Buying Travel Insurance for Spain
While travel insurance is required to get a Schengen Visa for Spain, it also comes with a variety of benefits. For example;
Coverage against medical emergencies
Travel insurance for Spain ensures that you stay financially covered against emergency medical situations that can cause massive hindrances during your foreign trip. With the backing of this policy, you can easily tackle and resolve inconveniences like emergency dental and medical expenses, medical evacuation, hospital daily cash allowance, etc., and get back to what's important.
Coverage against non-medical emergencies
Besides medical emergencies, another crucial benefit of investing in travel insurance for Spain from India is that it will also keep you safe against a number of non-medical emergencies. This includes journey-related inconveniences, such as personal liability, hijack distress allowance, flight delays, etc., and baggage-related hassles, like delay of checked-in baggage, loss of baggage and personal documents, etc.
Hassle-Free Travel
Spain travel insurance offered by HDFC ERGO covers individuals and families against a variety of contingencies. It not only acts as a financial safeguard but also offers peace of mind to individuals so they can enjoy their trip worry-free. Also, thanks to the internet, getting travel insurance for Spain has become more convenient than ever.
Round-The-Clock Support In Times Of Need
Loss of passport or baggage, medical and dental emergencies, theft of personal belongings, etc., in a foreign land, are more common than you think. With HDFC ERGO's travel insurance for Spain, individuals get access to a 24x7 customer care support and claim approval team for quick help during their time of need.
Good For The Pocket
Travel insurance for Spain is quite affordable, considering the coverage and benefits it offers. Individuals can now just pay for the specific number of days they travel and choose from the offered coverage type that fits their budget. Also, the financial coverage it offers against contingencies will make sure that you don’t exceed your travel budget under emergencies.
Cashless Medical Service
Besides reimbursements on emergency medical and hospitalisation-related expenses, individuals can enjoy fast and cashless medical service from a number of network hospitals in Spain with their HDFC ERGO travel insurance. Without international travel insurance, getting treatment for medical emergencies in a foreign land can turn out to be a nightmare.
What's Covered under Travel Insurance for Spain from India
Emergency Medical Expenses
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
Dental Expenses
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
Personal Accident
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
Personal Accident : Common Carrier
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
Hospital cash - accident & illness
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight Delay & Cancellation
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
Trip Delay & Cancellation
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Loss of Passport & International driving license
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Trip Curtailment
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
Personal Liability
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Emergency Hotel Accommodation for Insured Person
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Missed Flight Connection
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Hijack Distress Allowance
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
Emergency Cash Assistance Service
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Delay of Checked-In Baggage
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage and its contents
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Documents Required For The Spain Tourist Visa
Here are some popular Indian restaurants across Spain that you can check out during your visit;
• Duly filled and signed visa application
• Your passport (Its expiration date must be at least three months after the day of leave from Spain and the entire Schengen region, it can not be older than ten years, and it must include a minimum of two blank pages)
• Residence proof
• Professional and social status proof
• Proof of sufficient financial means
• Passport-size photographs
• Accommodation proof
• Proof of immigration status (if needed)
• Confirmed roundtrip tickets
• Certificate of health and travel insurance
• Most recent credit card statement
• Visa fee
• Notarised authorisation letter (only for applicants below the age of 18).
Spain Travel: Safety And Precautionary Measures To Be Undertaken
• Take extra care of your personal belongings, especially in crowded tourist areas.
• Avoid public transportation if you are unfamiliar with the local routes or the language.
• Only exchange money at trusted locations, like banks, bureaus de change, ATMs, etc.
• Make sure you don't overstay your visa during your Spain trip.
• Carry minimum cash when going outside to limit the possible damages in case you run into a pickpocket.
• Learn, respect and abide by the regional Spanish laws to keep yourself out of trouble.
• Invest in travel insurance for Spain to keep yourself financially safe against a variety of uncertainties.
Covid-19 related safety guidelines
• Learn about and follow the regional COVID-19-specific safety measures and guidelines for tourists imposed by the local government in Spain.
• Cover your face and nose with a surgical mask at all times when going out in public places.
• Maintain safe distancing and personal hygiene throughout your trip.
• In case you develop Covid-19 symptoms during your trip, self-isolate, contact and comply with the local authorities, get tested and follow their instructions.
Local Law And Etiquette In Spain
• The law forbids individuals to wear bikinis or be shirtless in public spaces in some parts of Spain. So, if you are visiting a beach, make sure to have a change of clothes before you head out on the street to avoid a hefty fine.
• The law prohibits individuals from public drinking in certain parts of Spain, like Barcelona.
• Most restaurants in Spain don't allow smoking inside. So be sure to ask and follow the local laws.
• The standard timing of lunch and dinner is different in Spain than in most parts of the world. Lunch is usually served between 2-3.30 PM and dinner between 9-11 PM.
• Some Spanish phrases individuals must know about include Hola (hello), Gracias (thank you), Pardon (excuse me), Por Favor (please), Buenos dias (good morning), Buenos noches (good night), etc.
Money Saving Tips
• You can enjoy good food in local eateries and save a good chunk of money by limiting your visits to high-end restaurants.
• Opt for metros, trains, and other public transport options whenever possible. They are fast, reliable and cheap, as opposed to private taxis, rental cars, etc.
• Invest in proper travel insurance for Spain which will keep you financially protected against a variety of unexpected damages or losses that may occur during the trip. Consider purchasing online to get the best travel insurance for Spain deals.
• You can get your fair share of tapas for free during your Spain visit. For instance, some bars and other places in Granada offer complimentary tapas with your drinks.
• You can get great deals on accommodations and transport for the Spain trip online. Also, travelling to Spain during a time other than the peak season can get you decent discounts on these aspects.