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Types Of Travel Insurance For France
Travel Plans for Individual
For the thrillseekers flying soloThe HDFC ERGO individual travel insurance plan can be the perfect companion for your solo trips around the globe. This plan type offers coverage to individual travellers against medical emergencies, baggage-related problems and journey-related hassles for the entirety of their tour.
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Travel plan for Families
For the families that travel togetherThe family international travel insurance plan by HDFC ERGO is designed to secure family vacations by offering coverage to multiple members of a family during a trip under one policy. This comprehensive travel plan can protect you and your loved ones against possible uncertainties during the travel period.
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Travel plan for Students
For students pursuing their goalsThe France travel insurance plan for students protects individuals travelling to a foreign country for the purpose of education. In addition to medical and baggage-related cover, this plan offers coverage for personal liability, bail bonds, sponsor protection, compassionate visits, study interruption, etc.
Travel plan for Frequent Fliers
For jet setters ready for new adventuresIndividuals who want to secure multiple trips in a year under a single comprehensive policy can consider this travel insurance option. This allows frequent flyers to deal with less paperwork and enjoy the benefits of travel insurance for all their trips within the stipulated period.
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Travel Plan for Senior Citizens
For the ones young at heartOlder adults travelling to a foreign country for leisure or to visit a loved one can opt for this travel insurance plan. The senior citizen travel insurance plan keeps them secure against baggage loss, flight delays, medical emergencies and a variety of other possible complications.
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Benefits of Buying Travel Insurance France Plan
Financial peace of mind
One of the best parts about having international travel insurance is that it offers individuals financial peace of mind. It means that if an unfortunate circumstance arises out of nowhere, you won't have to break the bank to deal with it. The financial coverage offered by travel insurance will help keep your journey smooth sailing and stress levels to a minimum.
Cashless benefits
The cashless benefit offered with the France travel insurance is one of the most crucial aspects of the policy. With this, you can take advantage of the medical assistance offered at one of the various partnered hospitals under the insurer's network. This way, you won't have to worry about gathering funds for a medical emergency during the trip.
Quick assistance
Alongside these, the reliable and constant assistance offered under the France travel insurance is another of its main advantages. For example, with the international travel insurance for France by HDFC ERGO, you get 24x7 customer care and dedicated claims approval support. The smooth claim settlement and prompt query resolution will keep your trip experience smooth.
Offers baggage security
The perfect vacation is the one where everything goes as planned. However, life is not that simple, and instances like a delay of checked-in baggage, loss of checked-in baggage and loss of baggage and personal documents during an international trip are quite common. You can stay financially covered in case such circumstances arise by purchasing France trip insurance.
Comprehensive Coverage for Medical Emergencies
One of the main benefits of having a France travel insurance plan is that it covers a wide range of unforeseen expenses under medical emergencies. For example, it covers emergency medical expenses, emergency dental costs, medical evacuation, medical and body repatriation, hospital daily cash allowance, permanent disablement, accidental death, etc.
Cover for journey-related complications
A major benefit of having travel insurance for France is that it offers coverage for a wide range of possible uneventful situations during the trip. For instance, in case of a flight delay, the plan offers a reimbursement feature which covers the essential expenses arising due to this setback. Similarly, it covers personal liability, hijack distress allowance, etc.
What's Covered under Travel Insurance for France from India
Emergency Medical Expenses
This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.
Dental Expenses
We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.
Personal Accident
We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.
Personal Accident : Common Carrier
We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.
Hospital cash - accident & illness
If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.
Flight Delay & Cancellation
Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.
Trip Delay & Cancellation
In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.
Loss of Passport & International driving license
Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.
Trip Curtailment
Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.
Personal Liability
If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.
Emergency Hotel Accommodation for Insured Person
Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions
Missed Flight Connection
Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.
Hijack Distress Allowance
Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.
Emergency Cash Assistance Service
When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.
Loss Of Checked-In Baggage
Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.
Delay of Checked-In Baggage
Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.
Theft of baggage and its contents
Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.
The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.
Documents Required For The France Tourist Visa
Some of the main documents needed to acquire a France tourist visa are listed in the following;
• A couple of recent passport-sized photographs,
• Valid passport,
• Duly filled out the France visa application form with my signature,
• Proof of roundtrip flight itinerary,
• Proof of accommodation,
• Proof of civil status,
• Proof of employment status,
• A cover letter,
• Proof of sufficient financial means for the trip,
• Valid travel health insurance,
• Invitation letter from the host in France, and
• Birth certificate and letter of consent from parents (only for minors).
• Find high-quality and cheap travel insurance to France from India on our website.
France Travel: Safety And Precautionary Measures To Be Undertaken
Here are some of the safety and precautionary measures to be taken when travelling through Thailand:
• Stick to the locations that are known to be safe for tourists and foreigners.
• Petty crimes are common in France, especially during summer. Keep your valuables in a safe place when using crowded public transportation.
• Always carry a valid photo ID, such as your passport, when going out in France. Police can conduct checks on a random basis.
• Strikes in France are quite common and can affect public transport and other services. Hence, always research your route and alternatives in advance.
• Medical care in France is very expensive, so make sure to invest in travel health insurance for the trip.
Covid-19 Specific Guidelines
• Wear masks in public places, especially in small and enclosed places and at large public gatherings.
• Practise social distancing and maintain self-hygiene.
• Follow the regional regulations regarding COVID-19 as imposed by the local authorities.
Local Law And Etiquette In France
There are certain local laws, customs and etiquette that individuals must learn about prior to their France trip. For example;
• During your visit to Antibes, a town between Cannes and Nice, make sure not to take photographs of the police officers or police cars, even if they are in the background.
• Despite being one of the most romantic places in the world, kissing on train platforms prior to train departure is prohibited in France.
• It is considered rude to waive wildly at the waiter in a restaurant. If you need service, make sure to raise your hand politely and wait for them to attend your table.
• Make sure to bring a small gift if you are visiting someone’s house or a party.
• Calling someone by their first name is mostly reserved for close family members and friends.
• The common form of greeting in France is a simple handshake.
Money Saving Tips
Visiting France on a budget? Here are some tips you can follow to save money during your trip;
• Look for free activities offered across several places in France. It includes watching the Eiffel Tower light show, visiting free museums on Sundays, checking out the Cimetiere De Montmartre, walking the grounds of the Notre Dame Cathedral, etc.
• Invest in a city pass that allows free visits to several tourist attractions and landmarks within the city at a very low price.
• Avoid going to restaurants located in major tourist areas as they often have a higher price tag. Find local eateries, cafes and restaurants on the outskirts of the city.
• Make use of free drinking water at restaurants. Also, if you are craving wine, consider ordering house wine, which is quite good and cheap.
• Consider scheduling your France trip in the shoulder or off-season for good deals and discounts on flights and hotels.
• Invest in France travel insurance to keep yourself financially safe against various adversities. With travel insurance, you will be able to tackle unfortunate situations without exceeding your trip budget.