What’s Included?

Medical Related Coverage

cov-acc

Emergency medical expenses

If there’s a medical emergency, we’re there with our cashless treatment facility because you’ve got a friend in us.

cov-acc

Emergency dental expenses

Did you know that dental expenses abroad can exceed your budget -trip? But worry not, our emergency dental treatment will ensure a smile in every selfie!

cov-acc

Medical evacuation

We will literally get you out of distressing situations with emergency medical evacuation via air/surface to the nearest hospital.

cov-acc

Hospital daily cash allowance

Petty hospitalisation expenses can eat into your trip money. Although medical expenses will get covered seamlessly, with hospital daily cash we look at reimbursing those little expenses as well.

cov-acc

Medical & Body Repatriation

In case of a death, we’ll bear the cost to transfer the mortal remains to the home country.

cov-acc

Accidental death

We are with you not just in sickness and health but also in case of an accidental death. We will provide a lump-sum compensation to your family under such unfortunate circumstance.

Baggage-related coverage

cov-acc

Loss of Baggage & Personal Documents

You don’t want to be in a foreign country without your passport, right? Neither do we, so we will reimburse the expenses for getting a duplicate/new passport.

cov-acc

Loss of checked-in baggage

What’s the point of vacation shopping if your luggage gets lost? Don’t worry, we’ll compensate you for the loss of your checked-in baggage.

cov-acc

Delay of checked-in baggage

You are travelling to have fun and not to wait at the baggage collection. So, if your luggage gets delayed, we’ll reimburse you for the essentials while things get sorted.

Journey-related coverage

cov-acc

Personal liability

In a foreign land if you are accidentally liable for any third party damage, we will compensate you for the same.

cov-acc

Financial Emergency Assistance

Even on a solo trip you are not alone. We’ll provide emergency cash in case of robbery, theft, or dacoity.

cov-acc

Hijack Distress Allowance

We might not be able to rescue a hijacked flight, but we’ll definitely compensate you for the distress it causes you.

cov-acc

Flight delay

Flight delays are annoying, right? We will make it a little less so by reimbursing you for the essential purchases you make in the meanwhile.

cov-acc

Hotel Accommodation

Let us take care of your extended hotel accommodation while you recover from your medical emergency.

Key Benefits

No Medical Tests
You can buy a travel insurance with HDFC ERGO without undergoing pre-policy medical check-ups.
1 Lakh+ Cashless Network Hospitals Worldwide
With a wide reach all over the world we make sure you avail cashless medical facilities in a foreign land.
24x7 Worldwide Assistance
With in-house customer support and claim assistance team you can reach out to us at any time and we will cater to your queries instantly.
Hassle-Free Claim Process
We are prompt in settling claims, make sure all your documents are kept safely and we will settle claims seamlessly.