Doorstep Repair Service¨
Upto 70% Off^ on Premium
Highest claims paying ability ̾
#1.3 Crore+ Happy Customers
Reasons to buy HDFC ERGO Two Wheeler Insurance
24x7 Roadside Assistance
We are ready to offer you, round-the-clock assistance. Adding roadside assistance to your policy will get you services like towing, battery service, flat tire service, fuel delivery, lockout service, and extrication.
No Claim Bonus upto 50%
Get rewarded for your good driving behavior. You have been driving with care and have followed the rules. Now get rewarded with No Claim Bonus upto 50% for claim free record.
Immediate Claim Settlement for Minor Damages~
Got a cracked side mirror, handle bent, damaged headlight or broken indicator? Get your claims settled instantly for minor damages upto 2 parts. You can then choose to go to your preferred garage, as per your convenience.
Zero Documentation & Instant Policy in 3 Mins
No documents required while buying or renewing policy online. Get policy copy in your mailbox instantly.
Two Wheeler Insurance Comparison
| Comprehensive(Single year) | Third Party (Liability Only) | |
|---|---|---|
| Two Wheeler Insurance for Accidental Damage | ||
| Two Wheeler Insurance for Theft | ||
| Two Wheeler Insurance for Damage due to fire | ||
| Two Wheeler Insurance for Damage due to natural disaster | ||
| Personal Accident cover | ||
| Two Wheeler Insurance for Damage to a third-party vehicle | ||
| Two Wheeler Insurance for Injury to a third-party person | ||
| Zero Depreciation under Two Wheeler Insurance | Optional Add-on | |
| Emergency assistance cover under Two Wheeler Insurance | Optional Add-on |
Our customers have rated us with 4.3/5 Stars
1,54,181 Reviews
Best in class service. Highly recommend HDFC ERGO for the prompt service and transparent advice
Won Kiritkumar Christian
Two wheeler Insurance
Excellent customer service complete satisfaction..thank you.
Atender Singh Sirohi
Two Wheeler Insurance
Highly Satisfied with HDFC ERGO Customer Service team for their support..thank you.
Sivanathan R.
Two wheeler Insurance
They processed the claim fast. The process is efficient and easy
Rohit Mulchand Vishwakarma
Two wheeler Insurance
Service provided by the HDFC ERGO customer care center was excellent. Helped me at every step of my two wheeler insurance claim settlement.
Kunal Shah
Two wheeler Insurance
If we give correct information companey like hdfc ergo help you at their maximum level thank you hdfc ergo team.
Rohit Ransing
Two wheeler Insurance
Frequently asked questions under two wheeler insurance
The Insured Declared Value (IDV) of your two wheeler, is the sum insured coverage you can claim in case of total loss or damage to your two wheeler. In simple terms it is the current market value of your two-wheeler.
Two-wheeler insurance policies consist of 2 types - comprehensive and third party liability. Comprehensive insurance covers your bike against theft, damage or a calamity along with cover against any third party liability. On
the other hand, third party liability, which is a mandatory cover, only protects your vehicle against third party liability in terms of death, bodily injury and third party property damage. It is advisable to opt for a
long term comprehensive insurance plan to avoid annual renewal hassles as well as peace of mind, knowing your two-wheeler is protected at all times.
A hassle free renewal online without any requisite inspection is the answer to all your renewal worries. All you need to do is enter your two-wheeler registration no., opt for a plan tailored to your needs and make payment.
The policy copy will be sent to your registered email-id.
Add-on covers help enhance your two wheeler insurance plan with coverage options that may not be a part of the existing plan. Here are the two covers you can opt for: Zero Depreciation Cover: Usually, two-wheeler insurance
policies cover claim amount after the deduction of the depreciation. But, with a zero-depreciation cover, no deductions are made, and you get the entire amount in your hands! The battery costs and tyres do not come under
zero depreciation cover though. Emergency Assistance Cover: It offers you round-the-clock assistance to deal with emergency breakdown issues. The cover includes minor repairs on site, lost key assistance, duplicate key
issue, tyre changes, battery jump starts, fuel tank emptying and towing charges.
If the policy is not renewed within 90 days, your No Claim Bonus will become 0% and no benefit shall be passed on to the renewed policy. Hence it is advisable to renew your two wheeler insurance on time to ensure your two-wheeler
remains protected at all times to not miss out on the NCB.