T&C Apply. @3.2 cr+ covers all lines of business – policyholders in motor & corporate lines, lives covered under health, PA & travel, and farmers covered crop insurance.
CAR INSURANCE - ¯Over-night motor repair service for minor damages made available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and the requirement to appoint surveyor, etc. The Company shall be liable to settle the claim basis of the terms and conditions of the policy document for the concerned vehicle (Upto 3 panels or Rs.20,000- which ever is higher. Available across 16 cities - Mumbai, Nagpur, Pune, Surat, Vadodara, Ahmedabad, Delhi, Gurugram, Jaipur, Hyderabad, Chennai, Bangalore, Kolkata, Kanpur, Madurai, Coimbator) ˇas of 1st March 2026 ˇˇonly applicable to claims processed through HDFC ERGO Break-in Application "for eligible claims break-in Inspection will be express approved within 5 mins ~Minor Damage - low value 2-3 parts. Immediate claim settlemnt subject to all document fulfillement by customer. Total amount is at the discretion of the surveyor ~~For eligible customers theft claim settlement is catalyzed ˘AI assisted claims process helps team provide faster claim assessment, thereby reducing TAT ^*For reimbursement claims option for advance claim payment ̑100% online document processin, with online digital claim form, reimbursement form ̑ ̑Detailed claim tracker with real time status updates on claim status and process ˮˮJust provide the DL no and if we are able to verify details online we will waive of DL & RC document submission from document checklist ¨100% workforce & partners are enabled with Mobile applicatio, Agents, Workshop, customer & surveyor °°Additional premium will be charged for add on cover *^No Limit on the count of zero depreciation claims which can be intimated under the policy. Subject to zero depreciation add on opted for in policy °Now get your windshield repaired at your door step across top 8 metro cities - Delhi, Mumbai, Ahmedabad, Bangalore, Pune, Chennai, Hyderabad & Kolkata. *The premium of Rs. 2,551 (excluding taxes) is for a Maruti Alto with 50% No Claim Bonus and basic TP premium. IDV is Rs. 1 lakh. RTO Zone B. ~*Personal Accident Cover for vehicle OWNER DRIVER @3.2 cr+ covers all lines of business – policyholders in motor & corporate lines, lives covered under health, PA & travel, and farmers covered crop insurance. ‘*The percentage amount would be given basis the number of kilometers driven in the policy year *' Additional 5% Discount on Own Damage premium at renewal for Claim Free Policy year #Available at all cashless garages of HDFC ERGO UIN: Motor Insurance- Pricing Revision- Private Cars - IRDAN125RP0001V02201415 | Engine & Gear Box Protector - Add-on cover for Private Car Package Policy - Annual - IRDAN125RP0001V02201415/A0064V01202122 | Emergency Assistance Cover - Add-on cover for Private Car Policy - Bundled - IRDAN125RP0008V01201819/A0030V01201819.
HEALTH INSURANCE - ˇHealth Care Providers include Network hospitals and Diagnostic centers. Data as on 30th June 2024. Please refer to the website www.hdfcergo.com for an updated network list. ''Subject to change as per Tax Laws in India @3.2 cr+ covers all lines of business – policyholders in motor & corporate lines, lives covered under health, PA & travel, and farmers covered crop insurance. ^*Only if purchased from www.hdfcergo.com °°4X coverage means base Sum Insured + Plus Benefit (after 2 Policy Years) + Secure Benefit + Automatic Restore Benefit ~Subject to the condition that a single claim in a Policy Year cannot exceed the sum of Basic Sum Insured, Plus Benefit (if applicable) and Secure Benefit *Premium mentioned is excluding taxes with a 5% online discount for a 30 year old individual residing in a Tier 2 location for sum insured of Rs. 5 lakhs for 1 year # Home health care available only on cashless basis in select cities only for my:health Suraksha Plan and my: Optima Secure products "Get 60 and 180 days pre and post hospitalisation medical expenses covered Please refer company website - Public discloser section ^^Based on claims processed on working days in FY24 ̑Health Claims since inception upto FY24 TRAVEL INSURANCE - *The premium of Rs 241 is for the product HDFC ERGO Explorer for one traveler of 39 years of age, for our Asia plan (excluding Japan) for a duration of 7 days `21 benefits are applicable only for platinum plan when annual multi-trip policy is chosen. No claim discount is applicable only for Gold and Platinum policies with a sum insured greater than USD 50,000 **Figure as on Jan 2024 ^settlement ratio for Travel claims (FY 22-23 as on March 2023) *^Coverage and sum insured limits as per the plan opted @3.2 cr+ covers all lines of business – policyholders in motor & corporate lines, lives covered under health, PA & travel, and farmers covered crop insurance. UIN: HDFC ERGO Explorer - HDFTIOP230163V012223 UIN: Travel Insurance - HDFTIOP22056V022122
HOME INSURANCE - 'Electrical breakdown of machinery is covered under the policy, provided the machinery is not older than 10 years. *^ Your home and assets can be covered for as long as up to 10 years under Bharat griha raksha insurance.Under Home shield and home insurance the maximum tenure is only 5 years ~You can cover your building on an agreed value basis only under home shield insurance. Under home insurance and Bharat Griha Raksha the sum insured depends on cost of reconstruction. **Enjoy Coverage against losses to building premises and/or contents on ALL RISK Basis, predominately covering Fire, Burglary, Theft, Accidental damage, natural calamities under home shield insurance `Under Homeshield Insurance enjoy Automatic Reinstatement of Sum Insured for contents after settlement of a particular claim without any additional premium @3.2 cr+ covers all lines of business – policyholders in motor & corporate lines, lives covered under health, PA & travel, and farmers covered crop insurance. ^^Only if purchased from www.hdfcergo.com ~~Covers portable electronics for upto 30% of Content Sum Insured <*Covers Jewellery and valuable for upto 20% of Content Sum insured >*Optional coverages for Jewellery and valuables, Portable Equipment on a worldwide basis OR India only basis as per customer requirement.*Sum insured of Rs. 11,10,000 for 1 year with 25% discount for security features (ie. 15% either for independent house or flats and 10% for online sales) ^*Discount may vary as per coverage opted **Enjoy Coverage against losses to building premises and/or contents on ALL RISK Basis, predominately covering Fire, Burglary, Theft, Accidental damage, natural calamities under home shield insurance UIN: Home shield Insurance - IRDAN125RP0001V01201718.
CYBER INSURANCE - *Price of Student Plan for a Sum Insured of Rs. 50,000 excluding taxes. UIN: HDFC ERGO Cyber Sachet Insurance - IRDAN125RP0026V01202122.
HDFC ERGO General Insurance Company Limited. IRDAI Reg No : 146 CIN: U66030MH2007PLC177117. Registered & Corporate Office: 6th Floor, Leela Business Park, Andheri-Kurla Road, Andheri (East), Mumbai – 400 059. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale.