How to Choose Two Wheeler Insurance?

Your two-wheeler is your best partner to roam around the city paths; it gives you the right edge against traffic and helps you reach everywhere in your stipulated time.  But, did you know? Your beloved two-wheeler requires mandatory third party liability insurance. Yes, it does. To protect your vehicle from legal troubles and avoid paying penalties, buy a third party liability insurance policy. It protects you in case of accidental hazards caused to a third party vehicle or person. Although a third party liability only policy is a mandate, never skip to check the comprehensive cover. This type of cover gives your vehicle a total care against accidental damages, damage due to natural calamities and personal accident cover.



Own Damage Cover : Theft, Total Loss, Burglary

Damage caused by a person under the influence or alcohol or drugs

Accidental Damage & Natural Calamity damage

Loss or damage caused by war/nuclear risks/mutiny

Third Party Liability Cover

Damage caused by a person without valid driver license

Add On covers:

Voluntary excess deductibles

Emergency Assistance


Zero depreciation


Motorcycle insurance coverage and exclusions

With the growing awareness about insurance, there’s a huge emergence of motor insurance companies offering a wide range of policies and add on covers. However, there always lies confusion on how to choose two wheeler insurance or what motorcycle insurance coverage should i get? To understand what a good motorcycle insurance coverage comprises of let’s understand the below list: Does HDFC ERGO offer best motorcycle insurance coverage?

HDFC ERGO Motor Insurance offers uniquely designed two wheeler insurance plans for all its customers. It offers long term comprehensive policy, which saves you from renewal worries and your vehicle will not have to undergo inspection every year. Similarly, the multi-year third party liability only policy can also be opted for more than a year, for saving third party annual premium hikes. HDFC ERGO two wheeler insurance also lets you opt for Add On covers such as zero depreciation and emergency assistance cover for strengthening your policy.

Why choose HDFC ERGO Two Wheeler Insurance?

  • 24*7 Support

HDFC ERGO offers round the clock support for convenience and a hassle-free experience. You can call us on 1800 2700 700 or write an e-mail

  • Zero Documentation

You need not go through lengthy procedures for buying online two wheeler insurance policy.

  • Trusted by Millions

With over 75 lakhs happy customers, HDFC ERGO is a recognized brand for taking care of your insurance needs. The brand has been assigned ‘iAAA’ rating by ICRA indicating its highest claim paying ability.

  • Fair and transparent claim settlement policies

HDFC ERGO Motor Insurance claims are settled with utmost transparency.

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