Popular Countries Where Travel Insurance Is Mandatory For Visitors

Posted on: Feb 18, 2019 | | Written by:

Popular Countries Where Travel Insurance Is Mandatory For Visitors

Published on September 12, 2022. EST READ TIME: 3 minutes

Travelling truly gives you a break from hectic schedules and lets you enjoy life to the fullest. However, not always do we travel for fun at times travel could be due to some official work or for higher education where we are bound to stay for a longer duration. While staying at a foreign destination for a longer span of time, it is highly advised to opt for travel insurance. Travel insurance is mandatory in many countries, hence before planning a vacation or prolonged stay check travel insurance plans online. It not only insures you against medical contingencies but also safeguards your belongings and important documents in case of loss or theft.

Is Travel Insurance Mandatory for international travel?

Many countries including UAE, Schengen countries, Thailand to name a few have made the Travel Insurance Policy mandatory for tourists. These countries have made international travel insurance mandatory to prevent tourists land in financial crisis due to a medical emergency, accidents, loss of luggage/passports, and liability for property damage or bodily injury. It is because treatment and living costs are very high in those nations.

Travel Insurance may not be mandatory for tourists in other countries, but it is always wise to have one before you explore any foreign country. Travel insurance coverage will avoid financial losses during any unforeseen situations which might occur during the trip.

List of Countries Where Travel Insurance is Mandatory for Visitors

1. Schengen Countries (Group of 26 countries in Central Europe):

Most of us would love to explore all the Schengen countries, thanks to the natural beauty and attractive destinations which include Switzerland, Greece, UK, Iceland, Spain, Germany and many others. But not to ignore is the fact that medical expenses in these countries are very high as compared to India. For treating a slightest injury due to accident you might end up paying as much as 200 £. Hence, understand the fact that travel insurance mandatory for UK.

2. UAE:

For UAE, be it a visit to Dubai, Abu Dhabi, or any other UAE countries the basic code is no travel insurance no visa. You have to insure your travel plan before stepping at UAE countries, just like other continents. Many travellers often wonder whether travel insurance is mandatory for Dubai. The answer is yes, travel insurance is very much mandatory for Dubai.

3. Thailand:

It is mandatory to have a travel insurance plan for Thailand; as per the Thai Government guidelines, a medical travel insurance cover is a must for foreigners entering their nation. Therefore, when you reach Thailand, the cover will be immediately effective, and you can avail yourself of the benefits. Other than the above mentioned countries, there are many other tourist destinations that require travel insurance. In case of emergency, travel insurance coverage provided helps in a big way – most importantly it saves you money.

Other Countries Where Travel Insurance is Mandatory

• Qatar

• Turkey

• Cuba

• Ecuador

• Iran

• Turkey

• Togo

• Morocco

• Romania

• Aruba

• Antarctica

• Seychelles

• Lebanon

• Georgia

• Croatia

• Cambodia

• Algeria

• Moldova

Why You Should Buy Travel Insurance?

If you are travelling to countries like US, Canada, and Japan, the cost of medical treatment is significantly high. Any unforeseen event can leave you stranded in a foreign land. As a traveller, you don’t want this to happen. Hence it is advisable to have an international travel insurance policy.

Travel Insurance Coverage Offers:

• Medical assistance:

Your Travel Insurance Policy can cover all your medical expenses incurred by you for immediate treatment or emergency evacuation. HDFC ERGO has a vast network of 1 lakh plus cashless hospitals worldwide.

• Loss of Your Passport:

If your passport is lost, your insurer will help you in getting the passport.

• Loss of Your Baggage:

Your insurer will compensate you for the total or partial loss of checked-in baggage. Apart from this, the policyholder is entitled to compensation for damage incurred to goods during the luggage check-in. This limit of compensation is mentioned in the travel policy for your reference.

• Delay of Flight:

In such a scenario, your insurer will provide reimbursement of expenses on meals and refreshments.

Is There Any Positive Impact on Visa Application Because of Travel Insurance?

Yes, a Travel Insurance Policy will positively impact the processing of visa applications. The requirement for Travel Policy is necessary for the basic requirements for visa processing in some nations. Apart from this, an international travel insurance policy will assure the visa processing officers that you will be able to afford the expenses in case of medical or other emergencies. The travel insurance policy also covers your liability for bodily injury or property.

Conclusion

If you are planning an abroad trip in nearby future, it is advisable to buy an international travel insurance policy to safeguard your journey. With HDFC ERGO travel insurance policy, you can get coverage amount ranging from $50K to $500K.

Disclaimer: The above information is for illustrative purpose only. For more details, please refer to policy wordings and prospectus before concluding the sales.

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